The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES 7-10 Y TR BD ETF 464287440 3,077 30,249 SH   SOLE 30,249 0 0
ISHARES CORE S&P500 ETF 464287200 7,391 39,286 SH   SOLE 39,286 0 0
ISHARES EM EAST EURO ETF 464286566 49 2,103 SH   SOLE 2,103 0 0
ISHARES MSCI EM EMEA ETF 464286384 45 892 SH   SOLE 892 0 0
ISHARES MSCI EMG MKT ETF 464287234 90 2,191 SH   SOLE 2,191 0 0
ISHARES RUSSELL 2000 ETF 464287655 753 6,473 SH   SOLE 6,473 0 0
ISHARES S&P 100 ETF 464287101 2,135 25,784 SH   SOLE 25,784 0 0
ISHARES TR HIGH DIVIDND ETF 46429B663 2,251 31,509 SH   SOLE 31,509 0 0
ISHARES TR MSCI EMK LAT ETF 46429B382 41 951 SH   SOLE 951 0 0
MARKET VECTORS ETF TR EM LC CURR DBT 57060U522 2,345 99,543 SH   SOLE 99,543 0 0
PIMCO ETF TR TOTL RETN ETF 72201R775 7,649 71,712 SH   SOLE 71,712 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 37 441 SH   SOLE 441 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 90 910 SH   SOLE 910 0 0
RLI CORP COM 749607107 26 593 SH   SOLE 593 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 6,405 39,000 SH   SOLE 39,000 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 60 745 SH   SOLE 745 0 0
VANGUARD INDEX FDS REIT ETF 922908553 927 13,120 SH   SOLE 13,120 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,616 88,398 SH   SOLE 88,398 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4 73 SH   SOLE 73 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 32,155 792,393 SH   SOLE 792,393 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,641 209,384 SH   SOLE 209,384 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 13 279 SH   SOLE 279 0 0
WISDOMTREE TR EQTY INC ETF 97717W208 250 4,421 SH   SOLE 4,421 0 0