XML 57 R47.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 5 - Loans Receivable and Allowance for Loan Losses - Loans by Risk Grade (Details) - USD ($)
Sep. 30, 2018
Mar. 31, 2018
Sep. 30, 2017
Loans $ 374,648,865 $ 389,221,239  
Financial Asset Originated [Member]      
Loans 270,108,968 [1] 277,250,109 [1] $ 249,358,443
Financial Asset Acquired [Member]      
Loans 104,539,897 111,971,130 118,290,856
Pass [Member]      
Loans 364,310,032 375,484,442  
Pass [Member] | Financial Asset Originated [Member]      
Loans 262,882,443 266,444,555  
Pass [Member] | Financial Asset Acquired [Member]      
Loans 101,427,589 109,039,887  
Special Mention [Member]      
Loans 3,718,787 7,022,190  
Special Mention [Member] | Financial Asset Originated [Member]      
Loans 2,335,187 5,688,785  
Special Mention [Member] | Financial Asset Acquired [Member]      
Loans 1,383,600 1,333,405  
Substandard [Member]      
Loans 6,620,046 6,714,607  
Substandard [Member] | Financial Asset Originated [Member]      
Loans 4,891,338 5,116,769  
Substandard [Member] | Financial Asset Acquired [Member]      
Loans 1,728,708 1,597,838  
Doubtful [Member]      
Loans  
Doubtful [Member] | Financial Asset Originated [Member]      
Loans  
Doubtful [Member] | Financial Asset Acquired [Member]      
Loans  
Unlikely to be Collected Financing Receivable [Member]      
Loans  
Unlikely to be Collected Financing Receivable [Member] | Financial Asset Originated [Member]      
Loans  
Unlikely to be Collected Financing Receivable [Member] | Financial Asset Acquired [Member]      
Loans  
Real Estate Loans [Member]      
Loans 299,698,738 309,465,974  
Real Estate Loans [Member] | Financial Asset Originated [Member]      
Loans [1] 202,817,744 206,141,595  
Real Estate Loans [Member] | Financial Asset Acquired [Member]      
Loans 96,880,994 103,324,379  
Real Estate Loans [Member] | Residential [Member] | Financial Asset Originated [Member]      
Loans 86,729,410   74,806,476
Real Estate Loans [Member] | Residential [Member] | Financial Asset Acquired [Member]      
Loans 68,932,853   77,663,426
Real Estate Loans [Member] | Residential [Member] | Pass [Member]      
Loans 150,963,245 158,765,098  
Real Estate Loans [Member] | Residential [Member] | Pass [Member] | Financial Asset Originated [Member]      
Loans 83,998,596 87,863,805  
Real Estate Loans [Member] | Residential [Member] | Pass [Member] | Financial Asset Acquired [Member]      
Loans 66,964,649 70,901,293  
Real Estate Loans [Member] | Residential [Member] | Special Mention [Member]      
Loans 3,290,501 3,291,173  
Real Estate Loans [Member] | Residential [Member] | Special Mention [Member] | Financial Asset Originated [Member]      
Loans 2,324,604 2,365,652  
Real Estate Loans [Member] | Residential [Member] | Special Mention [Member] | Financial Asset Acquired [Member]      
Loans 965,897 925,521  
Real Estate Loans [Member] | Residential [Member] | Substandard [Member]      
Loans 1,408,517 1,391,806  
Real Estate Loans [Member] | Residential [Member] | Substandard [Member] | Financial Asset Originated [Member]      
Loans 406,210 469,554  
Real Estate Loans [Member] | Residential [Member] | Substandard [Member] | Financial Asset Acquired [Member]      
Loans 1,002,307 922,252  
Real Estate Loans [Member] | Investor Loans [Member] | Financial Asset Originated [Member]      
Loans 7,880,161   9,627,329
Real Estate Loans [Member] | Investor Loans [Member] | Financial Asset Acquired [Member]      
Loans 17,002,667   18,423,892
Real Estate Loans [Member] | Investor Loans [Member] | Pass [Member]      
Loans 24,045,185 25,933,428  
Real Estate Loans [Member] | Investor Loans [Member] | Pass [Member] | Financial Asset Originated [Member]      
Loans 7,820,735 9,214,082  
Real Estate Loans [Member] | Investor Loans [Member] | Pass [Member] | Financial Asset Acquired [Member]      
Loans 16,224,450 16,719,346  
Real Estate Loans [Member] | Investor Loans [Member] | Special Mention [Member]      
Loans 279,685 297,209  
Real Estate Loans [Member] | Investor Loans [Member] | Special Mention [Member] | Financial Asset Originated [Member]      
Loans  
Real Estate Loans [Member] | Investor Loans [Member] | Special Mention [Member] | Financial Asset Acquired [Member]      
Loans 279,685 297,209  
Real Estate Loans [Member] | Investor Loans [Member] | Substandard [Member]      
Loans 557,959 505,203  
Real Estate Loans [Member] | Investor Loans [Member] | Substandard [Member] | Financial Asset Originated [Member]      
Loans 59,426 60,949  
Real Estate Loans [Member] | Investor Loans [Member] | Substandard [Member] | Financial Asset Acquired [Member]      
Loans 498,533 444,254  
Real Estate Loans [Member] | Commercial [Member]      
Loans 115,696,478 112,166,254  
Real Estate Loans [Member] | Commercial [Member] | Financial Asset Originated [Member]      
Loans 105,679,013 [1] 100,403,769 [1] 94,957,970
Real Estate Loans [Member] | Commercial [Member] | Financial Asset Acquired [Member]      
Loans 10,017,465 11,762,485 12,114,557
Real Estate Loans [Member] | Commercial [Member] | Pass [Member]      
Loans 111,248,572 104,518,917  
Real Estate Loans [Member] | Commercial [Member] | Pass [Member] | Financial Asset Originated [Member]      
Loans 101,427,804 92,955,370  
Real Estate Loans [Member] | Commercial [Member] | Pass [Member] | Financial Asset Acquired [Member]      
Loans 9,820,768 11,563,547  
Real Estate Loans [Member] | Commercial [Member] | Special Mention [Member]      
Loans 3,092,135  
Real Estate Loans [Member] | Commercial [Member] | Special Mention [Member] | Financial Asset Originated [Member]      
Loans 3,092,135  
Real Estate Loans [Member] | Commercial [Member] | Special Mention [Member] | Financial Asset Acquired [Member]      
Loans  
Real Estate Loans [Member] | Commercial [Member] | Substandard [Member]      
Loans 4,447,906 4,555,202  
Real Estate Loans [Member] | Commercial [Member] | Substandard [Member] | Financial Asset Originated [Member]      
Loans 4,251,209 4,356,264  
Real Estate Loans [Member] | Commercial [Member] | Substandard [Member] | Financial Asset Acquired [Member]      
Loans 196,697 198,938  
Real Estate Loans [Member] | Commercial Construction [Member]      
Loans 3,457,168 7,115,803  
Real Estate Loans [Member] | Commercial Construction [Member] | Financial Asset Originated [Member]      
Loans 2,529,160 [1] 5,763,784 [1] 2,081,647
Real Estate Loans [Member] | Commercial Construction [Member] | Financial Asset Acquired [Member]      
Loans 928,008 1,352,019 1,058,534
Real Estate Loans [Member] | Commercial Construction [Member] | Pass [Member]      
Loans 3,457,168 7,115,803  
Real Estate Loans [Member] | Commercial Construction [Member] | Pass [Member] | Financial Asset Originated [Member]      
Loans 2,529,160 5,763,784  
Real Estate Loans [Member] | Commercial Construction [Member] | Pass [Member] | Financial Asset Acquired [Member]      
Loans 928,008 1,352,019  
Real Estate Loans [Member] | Commercial Construction [Member] | Special Mention [Member]      
Loans  
Real Estate Loans [Member] | Commercial Construction [Member] | Special Mention [Member] | Financial Asset Originated [Member]      
Loans  
Real Estate Loans [Member] | Commercial Construction [Member] | Special Mention [Member] | Financial Asset Acquired [Member]      
Loans  
Real Estate Loans [Member] | Commercial Construction [Member] | Substandard [Member]      
Loans  
Real Estate Loans [Member] | Commercial Construction [Member] | Substandard [Member] | Financial Asset Originated [Member]      
Loans  
Real Estate Loans [Member] | Commercial Construction [Member] | Substandard [Member] | Financial Asset Acquired [Member]      
Loans  
Commercial Portfolio Segment [Member]      
Loans [2] 37,889,576 40,143,965  
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]      
Loans 36,134,376 [1],[2] 38,302,739 [1],[2] 34,042,543
Commercial Portfolio Segment [Member] | Financial Asset Acquired [Member]      
Loans 1,755,200 [2] 1,841,226 [2] 1,668,783
Commercial Portfolio Segment [Member] | Pass [Member]      
Loans 37,722,337 39,819,519  
Commercial Portfolio Segment [Member] | Pass [Member] | Financial Asset Originated [Member]      
Loans 35,967,137 37,978,293  
Commercial Portfolio Segment [Member] | Pass [Member] | Financial Asset Acquired [Member]      
Loans 1,755,200 1,841,226  
Commercial Portfolio Segment [Member] | Special Mention [Member]      
Loans 134,524  
Commercial Portfolio Segment [Member] | Special Mention [Member] | Financial Asset Originated [Member]      
Loans 134,524  
Commercial Portfolio Segment [Member] | Special Mention [Member] | Financial Asset Acquired [Member]      
Loans  
Commercial Portfolio Segment [Member] | Substandard [Member]      
Loans 167,239 189,922  
Commercial Portfolio Segment [Member] | Substandard [Member] | Financial Asset Originated [Member]      
Loans 167,239 189,922  
Commercial Portfolio Segment [Member] | Substandard [Member] | Financial Asset Acquired [Member]      
Loans  
Home Equity Loans [Member]      
Loans 19,367,708 19,995,789  
Home Equity Loans [Member] | Financial Asset Originated [Member]      
Loans 14,183,532 [1] 13,956,327 [1] 13,664,414
Home Equity Loans [Member] | Financial Asset Acquired [Member]      
Loans 5,184,176 6,039,462 6,459,424
Home Equity Loans [Member] | Pass [Member]      
Loans 19,222,436 19,864,519  
Home Equity Loans [Member] | Pass [Member] | Financial Asset Originated [Member]      
Loans 14,176,278 13,935,732  
Home Equity Loans [Member] | Pass [Member] | Financial Asset Acquired [Member]      
Loans 5,046,158 5,928,787  
Home Equity Loans [Member] | Special Mention [Member]      
Loans 138,018 110,675  
Home Equity Loans [Member] | Special Mention [Member] | Financial Asset Originated [Member]      
Loans  
Home Equity Loans [Member] | Special Mention [Member] | Financial Asset Acquired [Member]      
Loans 138,018 110,675  
Home Equity Loans [Member] | Substandard [Member]      
Loans 7,254 20,595  
Home Equity Loans [Member] | Substandard [Member] | Financial Asset Originated [Member]      
Loans 7,254 20,595  
Home Equity Loans [Member] | Substandard [Member] | Financial Asset Acquired [Member]      
Loans  
Consumer Portfolio Segment [Member]      
Loans [3] 17,692,843 19,615,511  
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]      
Loans 16,973,316 [1],[3] 18,849,448 [1],[3] 20,178,064
Consumer Portfolio Segment [Member] | Financial Asset Acquired [Member]      
Loans 719,528 766,063 [3] $ 902,240
Consumer Portfolio Segment [Member] | Pass [Member]      
Loans 17,651,089 19,467,158  
Consumer Portfolio Segment [Member] | Pass [Member] | Financial Asset Originated [Member]      
Loans 16,962,733 18,733,489  
Consumer Portfolio Segment [Member] | Pass [Member] | Financial Asset Acquired [Member]      
Loans 688,356 733,669  
Consumer Portfolio Segment [Member] | Special Mention [Member]      
Loans 10,583 96,474  
Consumer Portfolio Segment [Member] | Special Mention [Member] | Financial Asset Originated [Member]      
Loans 10,583 96,474  
Consumer Portfolio Segment [Member] | Special Mention [Member] | Financial Asset Acquired [Member]      
Loans  
Consumer Portfolio Segment [Member] | Substandard [Member]      
Loans 31,171 51,879  
Consumer Portfolio Segment [Member] | Substandard [Member] | Financial Asset Originated [Member]      
Loans 19,485  
Consumer Portfolio Segment [Member] | Substandard [Member] | Financial Asset Acquired [Member]      
Loans $ 31,171 $ 32,394  
[1] As a result of the acquisition of Fraternity Community Bancorp, Inc., the parent company of Fraternity Federal Savings and Loan, in May 2016 and Fairmount Bancorp, Inc., the parent company of Fairmount Bank, in September 2015, we have segmented the portfolio into two components, loans originated by Hamilton Bank "Legacy" and loans acquired from Fraternity Community Bancorp, Inc. and Fairmount Bancorp, Inc. "Acquired".
[2] "Legacy" commercial business loans at March 31, 2018 includes a $15.5 million pool of commercial lease loans purchased in June 2017 and $3.2 million in guaranteed SBA loans purchased in second half of fiscal 2018.
[3] "Legacy" consumer loans at March 31, 2018 includes $19.9 million of purchased loan pools consisting of recreational vehicles that were purchased in August and December 2017.