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Note 19 - Fair Value Measurements (Tables)
12 Months Ended
Mar. 31, 2018
Notes Tables  
Fair Value, Assets Measured on Recurring Basis [Table Text Block]
   
Level 1
   
Level 2
   
Level 3
         
March 31, 2018
 
inputs
   
inputs
   
inputs
   
Total
 
                                 
U.S. government agencies
 
$
-
   
$
2,718,649
   
$
-
   
$
2,718,649
 
Municipal bonds
 
 
-
   
 
11,705,991
   
 
-
   
 
11,705,991
 
Corporate bonds
 
 
 
 
 
 
-
   
 
1,954,076
   
 
1,954,076
 
Mortgage-backed securities
 
 
-
   
 
59,025,404
   
 
16
   
 
59,025,420
 
Total investment securities available for sale
 
$
-
   
$
73,450,044
   
$
1,954,092
   
$
75,404,136
 
   
Level 1
   
Level 2
   
Level 3
         
March 31, 2017
 
inputs
   
inputs
   
inputs
   
Total
 
                                 
U.S. government agencies
  $
-
    $
3,512,303
    $
-
    $
3,512,303
 
Municipal bonds
   
-
     
14,239,526
     
1,928,313
     
16,167,839
 
Corporate bonds
   
 
     
1,916,522
     
-
     
1,916,522
 
Mortgage-backed securities
   
-
     
80,829,991
     
2,473
     
80,832,464
 
Total investment securities available for sale
  $
-
    $
100,498,342
    $
1,930,786
    $
102,429,128
 
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]
   
Level 1
   
Level 2
   
Level 3
         
March 31, 2018
 
inputs
   
inputs
   
inputs
   
Total
 
                                 
Loans - Commercial real estate loan
  $
-
    $
3,022,744
    $
-
    $
3,022,744
 
Derivative - Interest rate swap designated as fair value hedge
   
-
     
69,148
     
-
     
69,148
 
Derivatives - Interest rate swaps designated as cash flow hedge
   
-
     
217,464
     
-
     
247,736
 
   
Level 1
   
Level 2
   
Level 3
         
March 31, 2017
 
inputs
   
inputs
   
inputs
   
Total
 
                                 
Loans - Commercial real estate loan
  $
-
    $
3,201,691
    $
-
    $
3,201,691
 
Derivative - Interest rate swap designated as fair value hedge
   
-
     
(26,647
)    
-
     
(26,647
)
Derivatives - Interest rate swaps designated as cash flow hedge
   
-
     
(83,634
)    
-
     
(83,634
)
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]
         
Valuation
 
Unobservable
 
Range of
 
Description
 
Fair Value
 
Methodology
 
Inputs
 
Inputs
 
                         
Investment securities
  $
1,954,092
 
3rd party valuation
 
Discount to reflect current market conditions
 
 0.00%
-
10.00%
 
         
Valuation
 
Unobservable
 
Range of
 
Description
 
Fair Value
 
Methodology
 
Inputs
 
Inputs
 
                         
Impaired loans, net of allowance
  $
8,454,083
 
Appraised value
 
Discount to reflect current market conditions
 
 0.00%
-
25.00%
 
     
 
 
Discounted cash flows
 
Discount rates
 
 2.63%
-
7.25%
 
                         
Foreclosed real estate
  $
457,778
 
Appraised value
 
Discount to reflect current market conditions
 
 0.00%
-
25.00%
 
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
   
March 31, 2018
   
March 31, 2017
 
Balance, beginning of year
 
$
1,930,786
    $
1,898,640
 
                 
Transfers in:
               
Corporate bonds
 
 
1,954,076
     
-
 
Mortgage-backed securities
 
 
16
     
2,473
 
Municipal bonds
 
 
-
     
1,928,313
 
                 
Transfers out:
               
Corporate bonds
 
 
-
     
1,898,640
 
Mortgage-backed securities
 
 
2,473
     
-
 
Municipal bonds
 
 
1,928,313
     
-
 
                 
Balance, end of year
 
$
1,954,092
    $
1,930,786
 
Fair Value Measurements, Nonrecurring [Table Text Block]
   
Level 1
   
Level 2
   
Level 3
         
   
inputs
   
inputs
   
inputs
   
Total
 
March 31, 2018
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                 
Impaired loans
 
$
-
   
$
-
   
$
8,454,083
   
$
8,454,083
 
Foreclosed real estate
 
 
-
   
 
-
   
 
457,778
   
 
457,778
 
Premises and equipment held for sale
 
 
-
   
 
-
   
 
-
   
 
-
 
Loans held for sale
 
 
-
   
 
-
   
 
-
   
 
-
 
   
Level 1
   
Level 2
   
Level 3
         
   
inputs
   
inputs
   
inputs
   
Total
 
March 31, 2017
                               
                                 
Impaired loans
  $
-
    $
-
    $
5,371,689
    $
5,371,689
 
Foreclosed real estate
   
-
     
-
     
503,094
     
503,094
 
Premises and equipment held for sale
   
-
     
-
     
547,884
     
547,884
 
Loans held for sale
 
 
-
   
 
-
   
 
-
   
 
-
 
Summar yOf Beginning And Ending Balance Of Foreclosed Real Estate [Table Text Block]
   
Year Ended March 31,
 
   
2018
   
2017
 
Balance at beginning of period
 
$
503,094
    $
443,015
 
Transfer to foreclosed real estate
 
 
23,834
     
126,575
 
Write-down of foreclosed real estate
 
 
(31,955
)
   
0
 
Proceeds from sale of foreclosed real estate
 
 
(35,896
)
   
(60,258
)
Loss on sale of foreclosed real estate
 
 
(1,299
)
   
(6,238
)
Balance at end of period
 
$
457,778
    $
503,094
 
Fair Value, by Balance Sheet Grouping [Table Text Block]
   
March 31, 2018
   
March 31, 2017
 
   
Carrying
   
Fair
   
Carrying
   
Fair
 
   
amount
   
value
   
amount
   
value
 
Financial assets
                               
Level 1 inputs
                               
Cash and cash equivalents
 
$
23,368,415
   
$
23,368,415
    $
29,353,921
    $
29,353,921
 
                                 
Level 2 inputs
                               
Federal Home Loan Bank stock
 
 
3,122,400
   
 
3,122,400
     
2,020,200
     
2,020,200
 
Bank-owned life insurance
 
 
17,455,850
   
 
17,455,850
     
18,253,348
     
18,253,348
 
                                 
Level 3 inputs
                               
Certificates of deposit held as investment
 
 
499,189
   
 
492,751
     
499,280
     
505,641
 
Loans receivable, net of unearned income
 
 
387,328,993
   
 
385,818,260
     
335,758,154
     
337,444,534
 
                                 
Financial liabilities
                               
Level 3 inputs
                               
Deposits
 
 
405,142,975
   
 
405,026,957
     
412,855,774
     
413,148,503
 
Advance payments by borrowers for taxes and insurance
 
 
1,962,665
   
 
1,962,665
     
1,868,110
     
1,868,110
 
Borrowings
 
 
60,672,140
   
 
60,494,922
     
36,124,899
     
36,697,631