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Note 13 - Fair Value Measurements (Tables)
6 Months Ended
Sep. 30, 2017
Notes Tables  
Fair Value, Assets Measured on Recurring Basis [Table Text Block]
   
Level 1
   
Level 2
   
Level 3
         
September 30, 2017
 
inputs
   
inputs
   
inputs
   
Total
 
                                 
U.S. government agencies
 
$
-
   
$
2,744,435
   
$
-
   
$
2,744,435
 
Municipal bonds
 
 
-
   
 
12,746,294
   
 
1,902,453
   
 
14,648,747
 
Corporate bonds
 
 
 
 
 
 
2,950,506
   
 
-
   
 
2,950,506
 
Mortgage-backed securities
 
 
-
   
 
70,694,161
   
 
2,353
   
 
70,696,514
 
Total investment securities available for sale
 
$
-
   
$
89,135,396
   
$
1,904,806
   
$
91,040,202
 
   
Level 1
   
Level 2
   
Level 3
         
March 31, 2017
 
inputs
   
inputs
   
inputs
   
Total
 
                                 
U.S. government agencies
  $
-
    $
3,512,303
    $
-
    $
3,512,303
 
Municipal bonds
   
-
     
14,239,526
     
1,928,313
     
16,167,839
 
Corporate bonds
   
 
     
1,916,522
     
-
     
1,916,522
 
Mortgage-backed securities
   
-
     
80,829,991
     
2,473
     
80,832,464
 
Total investment securities available for sale
  $
-
    $
100,498,342
    $
1,930,786
    $
102,429,128
 
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]
   
Level 1
   
Level 2
   
Level 3
         
September 30, 2017
 
inputs
   
inputs
   
inputs
   
Total
 
                                 
Loans - Commercial real estate loan
  $
-
    $
3,171,879
    $
-
    $
3,171,879
 
Derivative - Interest rate swap designated as fair value hedge
   
-
     
(37,476
)    
-
     
(37,476
)
Derivatives - Interest rate swaps designated as cash flow hedge
   
-
     
(186,917
)    
-
     
(186,917
)
   
Level 1
   
Level 2
   
Level 3
         
March 31, 2017
 
inputs
   
inputs
   
inputs
   
Total
 
                                 
Loans - Commercial real estate loan
  $
-
    $
3,201,691
    $
-
    $
3,201,691
 
Derivative - Interest rate swap designated as fair value hedge
   
-
     
(26,647
)    
-
     
(26,647
)
Derivatives - Interest rate swaps designated as cash flow hedge
   
-
     
(83,634
)    
-
     
(83,634
)
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]
         
Valuation
 
Unobservable
 
Range of
 
Description
 
Fair Value
 
Methodology
 
Inputs
 
Inputs
 
                           
Investment securities
  $
1,904,806
 
3rd party valuation
 
Discount to reflect current market conditions
   
0.00%
-
10.00%
 
         
Valuation
 
Unobservable
 
Range of
 
Description
 
Fair Value
 
Methodology
 
Inputs
 
Inputs
 
                           
Impaired loans, net of allowance
  $
8,589,469
 
Appraised value
 
Discount to reflect current market conditions
   
0.00%
-
25.00%
 
                           
     
 
 
Discounted cash flows
 
Discount rates
   
2.63%
-
7.25%
 
                           
Foreclosed real estate
  $
483,204
 
Appraised value
 
Discount to reflect current market conditions
   
0.00%
-
25.00%
 
                           
Premises and equipment held for sale
  $
547,884
 
Appraised Value
 
Discount to reflect current market conditions
   
0.00%
-
10.00%
 
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
   
September 30, 2017
   
March 31, 2017
 
Balance, beginning of year
  $
1,930,786
    $
1,898,640
 
                 
Transfers in:
               
Municipal bonds
   
-
     
1,928,313
 
Mortgage-backed securities
   
-
     
2,473
 
Corporate bonds
   
-
     
-
 
                 
Transfers out:
               
Corporate bonds
   
-
     
1,898,640
 
                 
Change in valuation
   
(25,980
)    
-
 
                 
Balance, end of period
  $
1,904,806
    $
1,930,786
 
Fair Value Measurements, Nonrecurring [Table Text Block]
   
Level 1
   
Level 2
   
Level 3
         
   
inputs
   
inputs
   
inputs
   
Total
 
September 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                 
Impaired loans
 
$
-
   
$
-
   
$
8,589,469
   
$
8,589,469
 
Foreclosed real estate
 
 
-
   
 
-
   
 
483,204
   
 
483,204
 
Premises and equipment held for sale
 
 
-
   
 
-
   
 
547,884
   
 
547,884
 
   
Level 1
   
Level 2
   
Level 3
         
   
inputs
   
inputs
   
inputs
   
Total
 
March 31, 2017
                               
                                 
Impaired loans
  $
-
    $
-
    $
5,371,689
    $
5,371,689
 
Foreclosed real estate
   
-
     
-
     
503,094
     
503,094
 
Premises and equipment held for sale
   
-
     
-
     
547,884
     
547,884
 
Summar yOf Beginning And Ending Balance Of Foreclosed Real Estate [Table Text Block]
   
Six Months
   
Fiscal Year
 
   
Ended
   
Ended
 
   
September 30, 2017
   
March 31, 2017
 
Balance at beginning of period
 
$
503,094
    $
443,015
 
Transfer to foreclosed real estate
   
17,305
     
126,575
 
Proceeds from sale of foreclosed real estate
 
 
(35,896
)
   
(60,258
)
Loss on sale of foreclosed real estate
 
 
(1,299
)
   
(6,238
)
Balance at end of period
 
$
483,204
    $
503,094
 
Fair Value, by Balance Sheet Grouping [Table Text Block]
   
September 30, 2017
   
March 31, 2017
 
   
Carrying
   
Fair
   
Carrying
   
Fair
 
   
amount
   
value
   
amount
   
value
 
Financial assets
                               
Level 1 inputs
                               
Cash and cash equivalents
 
$
10,654,786
   
$
10,654,786
    $
29,353,921
    $
29,353,921
 
                                 
Level 2 inputs
                               
Federal Home Loan Bank stock
 
 
2,721,400
   
 
2,721,400
     
2,020,200
     
2,020,200
 
Bank-owned life insurance
 
 
18,499,741
   
 
18,499,741
     
18,253,348
     
18,253,348
 
                                 
Level 3 inputs
                               
Certificates of deposit held as investment
 
 
499,235
   
 
503,704
     
499,280
     
505,641
 
Loans receivable, net of unearned income
 
 
365,095,815
   
 
364,473,765
     
335,678,292
     
337,183,808
 
                                 
Financial liabilities
                               
Level 3 inputs
                               
Deposits
 
 
394,155,858
   
 
393,889,257
     
412,855,774
     
413,148,503
 
Advance payments by borrowers for taxes and insurance
 
 
1,294,675
   
 
1,294,675
     
1,868,110
     
1,868,110
 
Borrowings
 
 
52,834,850
   
 
52,537,353
     
36,124,899
     
36,697,631