Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($)	Sep. 30, 2017	Mar. 31, 2017
Assets
Cash and due from banks	$ 9,348,309	$ 24,436,793
Federal funds sold	1,306,477	4,917,128
Cash and cash equivalents	10,654,786	29,353,921
Certificates of deposit held as investment	499,235	499,280
Investment securities available for sale, at fair value	91,040,202	102,429,128
Federal Home Loan Bank stock, at cost	2,721,400	2,020,200
Loans	368,230,217	338,933,198
Allowance for loan losses	(2,470,991)	(2,194,815)
Net loans and leases	365,759,226	336,738,383
Premises and equipment, net	3,864,802	3,674,280
Premises and equipment held for sale	547,884	547,884
Foreclosed real estate	483,204	503,094
Accrued interest receivable	1,483,549	1,310,080
Bank-owned life insurance	18,499,741	18,253,348
Deferred income taxes	7,489,934	7,976,850
Goodwill and other intangible assets	9,239,796	9,302,828
Other assets	1,696,451	1,920,740
Total Assets	513,980,210	514,530,016
Liabilities
Noninterest-bearing deposits	27,903,885	30,401,454
Interest-bearing deposits	366,251,973	382,454,320
Total deposits	394,155,858	412,855,774
Total FHLB borrowings	52,857,418	36,124,899
Advances by borrowers for taxes and insurance	1,294,675	1,868,110
Other liabilities	4,495,203	3,890,003
Total liabilities	452,803,154	454,738,786
Commitments and contingencies
Shareholders' Equity
Common stock, $.01 par value, 100,000,000 shares authorized. Issued and outstanding: 3,411,075 shares at September 30, 2017 and March 31, 2017	34,111	34,111
Additional paid in capital	31,886,657	31,656,235
Retained earnings	32,533,803	31,730,673
Unearned ESOP shares	(2,221,800)	(2,221,800)
Accumulated other comprehensive loss	(1,055,715)	(1,407,989)
Total shareholders' equity	61,177,056	59,791,230
Total Liabilities and Shareholders' Equity	$ 513,980,210	$ 514,530,016