Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($)	Jun. 30, 2017	Mar. 31, 2017
Assets
Cash and due from banks	$ 13,714,789	$ 24,436,793
Federal funds sold	6,511,500	4,917,128
Cash and cash equivalents	20,226,289	29,353,921
Certificates of deposit held as investment	499,257	499,280
Investment securities available for sale, at fair value	98,613,783	102,429,128
Federal Home Loan Bank stock, at cost	2,020,200	2,020,200
Loans	353,668,253	338,933,198
Allowance for loan losses	(2,357,528)	(2,194,815)
Net loans and leases	351,310,725	336,738,383
Premises and equipment, net	3,716,412	3,674,280
Premises and equipment held for sale	547,884	547,884
Foreclosed real estate	520,399	503,094
Accrued interest receivable	1,418,449	1,310,080
Bank-owned life insurance	18,375,924	18,253,348
Deferred income taxes	7,688,634	7,976,850
Goodwill and other intangible assets	9,271,312	9,302,828
Other assets	1,691,276	1,920,740
Total Assets	515,900,544	514,530,016
Liabilities
Noninterest-bearing deposits	32,424,766	30,401,454
Interest-bearing deposits	379,877,477	382,454,320
Total deposits	412,302,243	412,855,774
Borrowings	35,975,228	36,124,899
Advances by borrowers for taxes and insurance	2,842,724	1,868,110
Other liabilities	4,192,376	3,890,003
Total liabilities	455,312,571	454,738,786
Commitments and contingencies
Shareholders' Equity
Common stock, $.01 par value, 100,000,000 shares authorized. Issued and outstanding: 3,411,075 shares at June 30, 2017 and March 31, 2017	34,111	34,111
Additional paid in capital	31,771,446	31,656,235
Retained earnings	32,123,050	31,730,673
Unearned ESOP shares	(2,221,800)	(2,221,800)
Accumulated other comprehensive income (loss)	(1,118,834)	(1,407,989)
Total shareholders' equity	60,587,973	59,791,230
Total Liabilities and Shareholders' Equity	$ 515,900,544	$ 514,530,016