XML 78 R59.htm IDEA: XBRL DOCUMENT v3.7.0.1
Note 7 - Loans Receivable and Allowance for Loan Losses - Loans Receivable Excluding Loans Held for Sale (Details) - USD ($)
Mar. 31, 2017
Mar. 31, 2016
Total Loans $ 338,999,832 $ 222,767,212
Percentage of total loans and leases receivable 100.00% 100.00%
Net deferred loan origination fees and costs $ (143,070) $ (139,321)
Loan premium (discount) 76,436 (768,835)
Net loans 338,933,198 221,859,056
Real Estate Loans [Member]    
Total Loans $ 293,721,660 $ 183,801,748
Percentage of total loans and leases receivable 87.00% 83.00%
Real Estate Loans [Member] | One to four family, Residential [Member]    
Total Loans [1] $ 151,019,066 $ 69,300,278
Percentage of total loans and leases receivable [2] 44.00% 31.00%
Real Estate Loans [Member] | One to four family, Residential construction [Member]    
Total Loans $ 6,426,076 $ 5,269,629
Percentage of total loans and leases receivable 2.00% 2.00%
Real Estate Loans [Member] | One to four family, Investor [Member]    
Total Loans [3] $ 25,522,113 $ 27,859,919
Percentage of total loans and leases receivable [3] 8.00% 13.00%
Real Estate Loans [Member] | Commercial [Member]    
Total Loans $ 107,564,212 $ 78,115,203
Percentage of total loans and leases receivable 32.00% 35.00%
Real Estate Loans [Member] | Commercial construction [Member]    
Total Loans $ 3,190,193 $ 3,256,719
Percentage of total loans and leases receivable 1.00% 2.00%
Commercial Portfolio Segment [Member]    
Total Loans $ 21,537,366 $ 20,395,592
Percentage of total loans and leases receivable 6.00% 9.00%
Home equity loans [Member]    
Total Loans $ 20,544,370 $ 14,390,761
Percentage of total loans and leases receivable 6.00% 6.00%
Consumer Portfolio Segment [Member]    
Total Loans $ 3,196,436 $ 4,179,111
Percentage of total loans and leases receivable 1.00% 2.00%
Legacy Loans [Member]    
Total Loans [1] $ 209,897,546 $ 172,922,696
Net deferred loan origination fees and costs [1] (143,070) (139,321)
Loan premium (discount) [1] 619,846 77,983
Net loans [1] 210,374,322 172,861,358
Legacy Loans [Member] | Real Estate Loans [Member]    
Total Loans [1] 174,842,452 139,853,364
Legacy Loans [Member] | Real Estate Loans [Member] | One to four family, Residential [Member]    
Total Loans [1],[2],[3] 67,126,677 46,263,709
Legacy Loans [Member] | Real Estate Loans [Member] | One to four family, Residential construction [Member]    
Total Loans [1] 6,426,076 4,304,189
Legacy Loans [Member] | Real Estate Loans [Member] | One to four family, Investor [Member]    
Total Loans [1],[3] 6,742,469 12,076,911
Legacy Loans [Member] | Real Estate Loans [Member] | Commercial [Member]    
Total Loans [1] 92,665,689 75,225,984
Legacy Loans [Member] | Real Estate Loans [Member] | Commercial construction [Member]    
Total Loans [1] 1,881,541 1,982,571
Legacy Loans [Member] | Commercial Portfolio Segment [Member]    
Total Loans [1] 19,518,029 17,773,967
Legacy Loans [Member] | Home equity loans [Member]    
Total Loans [1] 13,278,229 12,222,688
Legacy Loans [Member] | Consumer Portfolio Segment [Member]    
Total Loans [1] 2,258,836 3,072,677
Acquired Loans [Member]    
Total Loans 129,102,286 49,844,516
Net deferred loan origination fees and costs
Loan premium (discount) (543,410) (846,818)
Net loans 128,558,876 48,997,698
Acquired Loans [Member] | Real Estate Loans [Member]    
Total Loans 118,879,208 43,948,384
Acquired Loans [Member] | Real Estate Loans [Member] | One to four family, Residential [Member]    
Total Loans [1] 83,892,389 23,036,569
Acquired Loans [Member] | Real Estate Loans [Member] | One to four family, Residential construction [Member]    
Total Loans 965,440
Acquired Loans [Member] | Real Estate Loans [Member] | One to four family, Investor [Member]    
Total Loans [3] 18,779,644 15,783,008
Acquired Loans [Member] | Real Estate Loans [Member] | Commercial [Member]    
Total Loans 14,898,523 2,889,219
Acquired Loans [Member] | Real Estate Loans [Member] | Commercial construction [Member]    
Total Loans 1,308,652 1,274,148
Acquired Loans [Member] | Commercial Portfolio Segment [Member]    
Total Loans 2,019,337 2,621,625
Acquired Loans [Member] | Home equity loans [Member]    
Total Loans 7,266,141 2,168,073
Acquired Loans [Member] | Consumer Portfolio Segment [Member]    
Total Loans $ 937,600 $ 1,106,434
[1] As a result of the acquisition of Fraternity Community Bancorp, Inc., the parent company of Fraternity Federal Savings and Loan, in May 2016 and Fairmount Bancorp, Inc., the parent company of Fairmount Bank, in September 2015, we have segmented the portfolio into two components, loans originated by Hamilton Bank "Legacy" and loans acquired from Fraternity Community Bancorp, Inc. and Fairmount Bancorp, Inc. "Acquired".
[2] "Legacy" one-to four-family residential real estate loans at March 31, 2017 includes $23.4 million of loans purchased in March 2017.
[3] "Investor" loans are residential mortgage loans secured by non-owner occupied one-to four-family properties.