Consolidated Statements of Financial Condition (USD $)	Sep. 30, 2014	Mar. 31, 2014
Assets
Cash and due from banks	$ 3,994,375	$ 3,471,505
Federal funds sold and Federal Home Loan Bank deposit	6,537,208	10,312,341
Interest-bearing deposits in other banks	9,323,562	19,289,464
Cash and cash equivalents	19,855,145	33,073,310
Investment securities available for sale	103,352,725	103,553,274
Federal Home Loan Bank stock, at cost	266,000	266,000
Loans held for sale	224,895
Loans, less allowance for loan losses of $2,093,808 and $1,785,973	146,825,512	142,913,591
Premises and equipment	2,070,348	2,101,587
Foreclosed real estate	676,580	664,020
Accrued interest receivable	749,022	789,800
Bank-owned life insurance	12,183,464	12,002,078
Deferred income taxes	2,800,992	2,360,726
Income taxes refundable		659,859
Goodwill and other intangible assets	2,818,265	2,835,765
Other assets	1,446,290	1,549,057
Total Assets	293,269,238	302,769,067
Liabilities
Noninterest-bearing deposits	16,931,883	15,327,161
Interest-bearing deposits	215,455,967	223,493,010
Total deposits	232,387,850	238,820,171
Advances by borrowers for taxes and insurance	414,921	669,797
Other liabilities	1,391,944	1,508,831
Total liabilities	234,194,715	240,998,799
Commitments and contingencies
Shareholders' Equity
Common stock, $.01 par value, 100,000,000 shares authorized. Issued: 3,413,095 shares at September 30, 2014 and 3,595,100 shares at March 31, 2014	34,131	35,951
Additional paid in capital	30,614,026	32,910,362
Retained earnings	32,815,337	33,066,380
Unearned ESOP shares	(2,666,160)	(2,666,160)
Accumulated other comprehensive income	(1,722,811)	(1,576,265)
Total shareholders' equity	59,074,523	61,770,268
Total Liabilities and Shareholders' Equity	$ 293,269,238	$ 302,769,067