0001564590-21-006096.txt : 20210216 0001564590-21-006096.hdr.sgml : 20210216 20210216165438 ACCESSION NUMBER: 0001564590-21-006096 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 13 CONFORMED PERIOD OF REPORT: 20210216 ITEM INFORMATION: Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20210216 DATE AS OF CHANGE: 20210216 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MALVERN BANCORP, INC. CENTRAL INDEX KEY: 0001550603 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 455307782 STATE OF INCORPORATION: PA FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-54835 FILM NUMBER: 21640219 BUSINESS ADDRESS: STREET 1: 42 EAST LANCASTER AVENUE CITY: PAOLI STATE: PA ZIP: 19301 BUSINESS PHONE: 610-644-9400 MAIL ADDRESS: STREET 1: 42 EAST LANCASTER AVENUE CITY: PAOLI STATE: PA ZIP: 19301 8-K 1 mlvf-8k_20210216.htm 8-K mlvf-8k_20210216.htm
false 0001550603 0001550603 2021-02-16 2021-02-16

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

 

Date of Report (Date of earliest event reported): February 16, 2021 (February 16, 2021)

 

MALVERN BANCORP, INC.

(Exact name of registrant as specified in its charter)

 

Pennsylvania

000-54385

45-5307782

(State or other jurisdiction of

(Commission file number)

(IRS Employer

incorporation or organization)

 

Identification No.)

42 East Lancaster Avenue, Paoli, Pennsylvania 19301

(Address of principal executive offices) (Zip Code)

 

Registrant’s telephone number, including area code: (610) 644-9400

 

N/A

(Former Name or Former Address, if Changed Since Last Report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

 

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of Each Class

Trading Symbol

Name of Each Exchange on Which Registered

Common Stock

MLVF

NASDAQ

 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐


 

 

Item 4.02       Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review.

 

As originally disclosed in Malvern Bancorp, Inc.’s (the “Company”) Annual Report on Form 10-K filed on January 29, 2021 (the “Original 10-K”), the Company recorded the impairment as of September 30, 2020 of a $13.5 million commercial real estate loan (“the Loan”), which had been classified as impaired collateral dependent non-accrual COVID-19 deferred loan as of September 30, 2020. As reported in the Original 10-K, the Company estimated the fair value of the collateral and recorded a partial charge down of approximately $2.9 million and a specific reserve of approximately $581,000, and reversed approximately $266,000 of interest income as of September 30, 2020, pending the receipt of a third party appraisal, which as previously disclosed by the Company in the Original 10-K, could result in further impairment.

 

Subsequent to the filing of the Original 10-K, the Company received the third-party appraisal report dated February 11, 2021, that provides a collateral value materially less than the Company’s previously reported estimate as of September 30, 2020, indicating an additional $3.1 million impairment.  The variance to the Company’s previously reported estimate is primarily due to the COVID-19 pandemic’s impact on, and dislocation within, the New York City real estate market.  Based upon the third-party appraisal and resulting impairment, the Company has determined to record an additional $3.95 million provision for loan losses for the three months ended  September 30, 2020.  Accordingly, the Company plans to amend and restate the Original 10-K, and therefore investors should no longer rely on the consolidated financial statements contained in the Original 10-K.

 

Item 7.01 Regulation FD Disclosure.

 

On February 16, 2021, the Company issued a press release regarding an additional impairment with respect to a previously announced impaired commercial real estate loan and its intention to amend and restate the Original 10-K.  A copy of the Company’s press release is attached hereto as Exhibit 99.1 and is hereby incorporated by reference.

 

The information furnished under Item 7.01 and Item 9.01 of this Current Report on Form 8-K, including Exhibit 99.1 to this Current Report on Form 8-K, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities under that Section, nor shall it be deemed incorporated by reference in any registration statement or other filings of the Company under the Securities Act of 1933, as amended, except as shall be set forth by specific reference in such filing.

Item 9.01

Financial Statements and Exhibits.

 

(d)

Exhibits

 

EXHIBIT INDEX

 

Exhibit No.

 

Description

 

 

 

99.1

 

Press release dated February 16, 2021.

 

104

 

Cover Page Interactive Data File (embedded within the Inline XBRL document)

 


2

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

MALVERN BANCORP, INC.

 

 

Dated: February 16, 2021

By: 

/s/ Joseph D. Gangemi

 

 

Joseph D. Gangemi
Executive Vice President and Chief Financial Officer

 

3

 EX-99.1 2 mlvf-ex991_6.htm EX-99.1 mlvf-ex991_6.htm

Exhibit 99.1

 

 

     NEWS RELEASE

 

 

42 E. Lancaster Avenue Paoli, Pennsylvania 19301 | 610-644-9400 | http://ir.malvernbancorp.com

 

Investor Contacts:

Joseph D. Gangemi

Corporate Investor Relations

610-695-3676

 

Investor Relations Contact:

Ronald Morales

610-695-3646

 

 

Malvern Bancorp, Inc. Reports Additional Impairment to Previously Announced Impaired Loan and Anticipated Filing of Amended 10-K

 

PAOLI, PA., February 16, 2021 -- Malvern Bancorp, Inc. (NASDAQ: MLVF) (the “Company”), the parent company of Malvern Bank, National Association, today announced an additional impairment with respect to a previously announced impaired commercial real estate loan.  As reported in the Company’s Annual Report on Form 10-K, filed with the Securities and Exchange Commission on January 29, 2021 (the “10-K”), the Company partially charged-off a $13.5 million New York City commercial real estate loan (the “Loan”), and classified the Loan as “non-accruing” as of September 30, 2020.  The partial charge off, as reported in the 10-K, amounted to approximately $2.9 million and resulted in a specific reserve of approximately $581,000, pending the receipt of a third-party appraisal.  As disclosed in the 10-K, further impairment of the Loan could be warranted following receipt of the appraisal report.

Subsequent to the filing of the 10-K, the Company received the third-party appraisal report dated February 11, 2021, that provides a collateral value materially less than the Company’s previously reported estimate as of September 30, 2020, indicating an additional $3.1 million impairment.  The variance to the Company’s previously reported estimate is primarily due to the COVID-19 pandemic’s impact on, and dislocation within, the New York City real estate market.  Based upon the third-party appraisal and resulting impairment, the Company has determined to record an additional $3.95 million provision for loan losses for the three months ended September 30, 2020.  Accordingly, the Company plans to amend and restate the 10-K, and therefore investors should no longer rely on the consolidated financial statements contained in the 10-K.

The increase in the provision for loan losses reduces the Company’s net income for the quarter ended September 30, 2020 from a previously reported net loss of $546,000, or $0.07 per diluted share, to a net loss of $3.5 million or $0.46 per diluted share.  For the fiscal year ended September 30, 2020, the Company’s net income is reduced from $3.6 million, or $0.47 per fully diluted share, as previously reported, to $644,000 or $0.08 per fully diluted share.

 

 

The Company is in the process of amending and restating its 10-K and is also in the process of finalizing its first fiscal Quarterly Report on Form 10-Q for the quarter ended December 31, 2020 (the “10-Q”).  The 10-Q will be delayed as the Company prepares its restated 10-K/A.

About Malvern Bancorp, Inc.

 

Malvern Bancorp, Inc. is the holding company for Malvern Bank, National Association, an institution that was originally organized in 1887 as a federally-chartered savings bank. Malvern Bank, National Association now serves as one of the oldest banks headquartered on the Philadelphia Main Line. For more than a century, Malvern Bank has been committed to helping people build prosperous communities as a trusted financial partner, forging lasting relationships through teamwork, respect and integrity.

 

Malvern Bank conducts business from its headquarters in Paoli, Pennsylvania, a suburb of Philadelphia, and through its nine other banking locations in Chester and Delaware counties, Pennsylvania, Morristown, New Jersey, its New Jersey regional headquarters and Palm Beach Florida. The Bank also maintains representative offices in Wellington, Florida, Quakertown and Allentown, Pennsylvania.  The Bank’s primary market niche is providing personalized service to its client base. 

 

Malvern Bank, through its Private Banking division and a strategic partnership with Bell Rock Capital in Rehoboth Beach, Delaware, provides personalized investment advisory services to individuals, families, businesses and non-profits. These services include banking, liquidity management, investment services, 401(k) accounts and planning, custody, tailored lending, wealth planning, trust and fiduciary services, family wealth advisory services and philanthropic advisory services.

 

The Bank offers insurance services though Malvern Insurance Associates, LLC, which provides clients a rich array of financial services, including commercial and personal insurance and commercial and personal lending.

 

For further information regarding Malvern Bancorp, Inc., please visit our website at http://ir.malvernbancorp.com. For information regarding Malvern Bank, National Association, please visit our website at http://www.mymalvernbank.com.

Forward-Looking Statements

When used in this press release, or other public or shareholder communications, or in oral statements made with the approval of an authorized executive officer, the words or phrases “will likely result,” “are expect to,” “will continue,” “is anticipated,” “estimate,” “project,” “believe,” “should,” “may,” “will,” “plan,” or variations of such terms or similar expressions are intended to identify “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors, which may cause our actual results to be materially different from those indicated. Such statements are subject to certain risks and uncertainties, including changes in economic conditions in the market areas we conduct business, which could materially impact credit quality trends; changes in laws, regulations or policies of regulatory agencies; fluctuations in interest rates; demand for loans in the market areas we conduct business; and competition, that could cause actual results to differ materially from historical earnings and those presently anticipated or projected. We caution readers not to place undue reliance on any such forward-looking statements, which speak only as of the date made. We undertake no obligation to publicly release the result of any revisions that may be made to any forward-looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.

 

 EX-101.SCH 3 mlvf-20210216.xsd XBRL TAXONOMY EXTENSION SCHEMA 00000 - Document - Template Link link:presentationLink link:calculationLink link:definitionLink 100000 - Document - Document and Entity Information link:calculationLink link:presentationLink link:definitionLink EX-101.LAB 4 mlvf-20210216_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Entity Central Index Key Cover [Abstract] Document Type Document Type Amendment Flag Amendment Flag Document Period End Date Document Period End Date Entity Registrant Name Entity Registrant Name Entity Central Index Key Entity Emerging Growth Company Entity Emerging Growth Company Entity File Number Entity File Number Entity Incorporation, State or Country Code Entity Incorporation State Country Code Entity Tax Identification Number Entity Tax Identification Number Entity Address, Address Line One Entity Address Address Line1 Entity Address, City or Town Entity Address City Or Town Entity Address, State or Province Entity Address State Or Province Entity Address, Postal Zip Code Entity Address Postal Zip Code City Area Code City Area Code Local Phone Number Local Phone Number Written Communications Written Communications Soliciting Material Soliciting Material Pre-commencement Tender Offer Pre Commencement Tender Offer Pre-commencement Issuer Tender Offer Pre Commencement Issuer Tender Offer Title of 12(b) Security Security12b Title Trading Symbol Trading Symbol Security Exchange Name Security Exchange Name EX-101.PRE 5 mlvf-20210216_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE XML 6 mlvf-8k_20210216_htm.xml IDEA: XBRL DOCUMENT 0001550603 2021-02-16 2021-02-16 false 0001550603 8-K 2021-02-16 MALVERN BANCORP, INC. PA 000-54385 45-5307782 42 East Lancaster Avenue Paoli PA 19301 610 644-9400 false false false false Common Stock MLVF NASDAQ false XML 7 R1.htm IDEA: XBRL DOCUMENT v3.20.4
Document and Entity Information
Feb. 16, 2021
Cover [Abstract]  
Document Type 8-K
Amendment Flag false
Document Period End Date Feb. 16, 2021
Entity Registrant Name MALVERN BANCORP, INC.
Entity Central Index Key 0001550603
Entity Emerging Growth Company false
Entity File Number 000-54385
Entity Incorporation, State or Country Code PA
Entity Tax Identification Number 45-5307782
Entity Address, Address Line One 42 East Lancaster Avenue
Entity Address, City or Town Paoli
Entity Address, State or Province PA
Entity Address, Postal Zip Code 19301
City Area Code 610
Local Phone Number 644-9400
Written Communications false
Soliciting Material false
Pre-commencement Tender Offer false
Pre-commencement Issuer Tender Offer false
Title of 12(b) Security Common Stock
Trading Symbol MLVF
Security Exchange Name NASDAQ
EXCEL 8 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx M4$L#!!0 ( -*&4%('04UB@0 +$ 0 9&]C4')O<',O87!P+GAM M;$V./0L",1!$_\IQO;=!P4)B0-!2L+(/>QLOD&1#LD)^OCG!CVX>;QA&WPIG M*N*I#BV&5(_C(I(/ !47BK9.7:=N')=HI6-Y #OGDK7A.YNJQ<&4GPZ4A!0W_J=0U[R;UEA_6\#MI7E!+ P04 M " #2AE!23QT,YNX K @ $0 &1O8U!R;W!S+V-O&ULS9+! M3L,P#(9?!>7>NFFAAZC+98@32$A, G&+$F^+:-(H,6KW]J1EZX3@ 3C&_O/Y ML^1.!Z&'B,]Q"!C)8KJ97.^3T&'#CD1! "1]1*=2F1,^-_=#=(KR,QX@*/VA M#@AU5;7@D)11I& &%F$E,MD9+71$14,\XXU>\>$S]@O,:, >'7I*P$L.3,X3 MPVGJ.[@"9AAA=.F[@&8E+M4_L4L'V#DY);NFQG$LQV;)Y1TXO#T]OBSK%M8G M4EYC_I6LH%/ #;M,?FVV][L')NNJYD55%[S=\5;9]=?_A=A=U@[-[^ M8^.+H.S@UUW(+U!+ P04 " #2AE!2F5R<(Q & "<)P $P 'AL+W1H M96UE+W1H96UE,2YX;6SM6EMSVC@4?N^OT'AG]FT+QC:!MK03621A'^_1S80RY8-[9)-NIL\!"SI^\Y%1^?H.'GS[BYBZ(:(E/)X M8-DOV]:[MR_>X%#BVR]*+ M41B1%G\@M MNN01.+5)#3(3/PB=AIAJ4!P"I DQEJ&&^+3&K!'@$WVWO@C(WXV(]ZMOFCU7 MH5A)VH3X$$8:XIQSYG/1;/L'I4;1]E6\W*.76!4!EQC?-*HU+,76>)7 \:V< M/!T3$LV4"P9!AI@S M&L%&KQMUAVC2/'K^!?F<-0HACA*FNVB<5@$_9Y>PTG!Z(++9OVX?H;5,VPLCO='U!=*Y \FIS_I,C0' MHYI9";V$5FJ?JH,@H%\;D>/N5Z> HWEL:\4*Z">P'_T=HWPJOX@L Y M?RY]SZ7ON?0]H=*W-R-]9\'3BUO>1FY;Q/NN,=K7-"XH8U=RSTS0LS0[=R2^JVE+ZU)CA* M]+',<$X>RPP[9SR2';9WH!TU^_9==N0CI3!3ET.X&D*^ VVZG=PZ.)Z8D;D* MTU*0;\/YZ<5X&N(YV02Y?9A7;>?8T='[Y\%1L*/O/)8=QXCRHB'NH8:8S\-# MAWE[7YAGE<90-!1M;*PD+$:W8+C7\2P4X&1@+: '@Z]1 O)256 Q6\8#*Y"B M?$R,1>APYY=<7^/1DN/;IF6U;J\I=QEM(E(YPFF8$V>KRMYEL<%5'<]56_*P MOFH]M!5.S_Y9KF4Q9Z;RWRT,"2Q;B%D2XDU=[=7GFYRN>B)V^I=W MP6#R_7#)1P_E.^=?]%U#KG[VW>/Z;I,[2$R<><41 71% B.5' 86%S+D4.Z2 MD 83 >LX=SFWJXPD6L_UC6'ODRWSEPVSK> U[F M$RQ#I'[!?8J*@!&K8KZZKT_Y)9P[M'OQ@2";_-;;I/;=X Q\U*M:I60K$3]+ M!WP?D@9CC%OT-%^/%&*MIK&MQMHQ#'F 6/,,H68XWX=%FAHSU8NL.8T*;T'5 M0.4_V]0-:/8--!R1!5XQF;8VH^1."CS<_N\-L,+$CN'MB[\!4$L#!!0 ( M -*&4%)Z1841+@0 #$0 8 >&PO=V]R:W-H965T&UL MI9AO;^HV%,9?WWT*BU>;5)HX!$JO*%)*VPW=EK+2]4J;]L(D!JPF-M=V2OOM M=QP@85TX0=J;Y@\Y3WX^/GF.W<%&Z5>SXMR2]RR5YJJULG;]U?-,O.(9,^=J MS27\LE Z8Q8N]=(S:\U94@1EJ1?X?L_+F)"MX:"X-]7#@Q7%EWPQL.UFS)9]S^L9YJN/)*E41D7!JA)-%\<=6*Z-?K M('0!Q1,O@F_,P3EQ0YDK]>HNQLE5RW=$/.6Q=1(,#F]\Q-/4*0''CYUHJWRG M"SP\WZO?%8.'P)75VU^BV2\ 7+4_ND-K_QW8"Z3B]6J2G^DLWV MV3!LD3@W5F6[8"#(A-P>V?LN$0;P6#(X)W?'Y.:.^,!'Y _QWN 5L)&)2 0:'7.:(W4F]#Q"Y8:CG!T M2X[N:GSB2^%F'R G+*LE MPW4>HON7VZ<)N8XFH\>GZ1D93T;G"-]%R7=Q"M\(TJ=9"M]-PM_)-_Y11X@K M^;Y/NUV_YW<0K'Z)U3\%ZS;C>BGDDOP*\79%1BI;,UD+A^LUE=IER75Y"M>= M2#F9Y-FZ&G7X7X:%^97[^*41C&2N]5KJPO#,RLU#_1&G(6 XS M"Q.LDMJJ:U"?1ACD@4/34R"?V3L9)U!J8B'B@A1)8H-DV&UW._[%13_ ""N+ MIL$IA%&2:&[,V?Z$W,-SY%'6YPZ7# -RRXPE]TS&<(06$+UQF6-E2"O_I[B# M?^8=N2N8[V>UJ>]XN-R4J51@8%5/H+BI?P8K*W&JU9N0<7TF<4V\"JLV07%W M_XPV5<:"Y_TIUL<_#UR17G9\K$O0JDU0W-^+^8M@47HH&H"08--:]Z.(3TKA:$!C_/?R$S'N=0 M;[5+C 8E5Y_0T696Q:\86N7Q 6[*SYHEKL1F']EH ; M\#XKY/8]7C&YY$=7L0U"DVAV$_U>Q^0=; #=9OJ!N96?(2E?@))_?@%.K+?[ MT^V%5>MB3SA7%G:8Q>D*]O1J3YV^3M;C M).&I T R*JG[G':(]BUC?=6!XOTK8T'[3&.5&;0F-,39476&+TSKVDD?"E70"Y.;E,;5X+8V"5VI(I/0!#M.M%WX MHK$L)!&-\D$M><GSVL(Y; RU8@Y5/8PJ_-E?;8D+@7'^NP#21,=0V]H26, M,A$$_:-:U#[(WOV1++'B8O#]X&>C9_QM, B/#AHQSGALMOZWU)/;ZMQ:.;V3 MHM4*XMQ_N6&1\74PQ6]NJ ;2\)#F-,OX7V5NP=2#D*BT OJ M1%V#?G%/O3SRTC_@5_J^OH:&#Q+/6S*G>_P9:C&H-UO58UB7I6J//X7W*+F? M&^[_$L4/4$L#!!0 ( -*&4%*7BKL

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end XML 9 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 10 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 11 FilingSummary.xml IDEA: XBRL DOCUMENT 3.20.4 html 1 96 1 false 0 0 false 0 false false R1.htm 100000 - Document - Document and Entity Information Sheet http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation Document and Entity Information Cover 1 false false All Reports Book All Reports mlvf-8k_20210216.htm mlvf-20210216.xsd mlvf-20210216_lab.xml mlvf-20210216_pre.xml mlvf-ex991_6.htm http://xbrl.sec.gov/dei/2020-01-31 true false JSON 13 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "mlvf-8k_20210216.htm": { "axisCustom": 0, "axisStandard": 0, "contextCount": 1, "dts": { "definitionLink": { "remote": [ "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-eedm-def-2020-01-31.xml", "http://xbrl.fasb.org/srt/2020/elts/srt-eedm1-def-2020-01-31.xml" ] }, "inline": { "local": [ "mlvf-8k_20210216.htm" ] }, "labelLink": { "local": [ "mlvf-20210216_lab.xml" ], "remote": [ "https://xbrl.sec.gov/dei/2020/dei-doc-2020-01-31.xml" ] }, "presentationLink": { "local": [ "mlvf-20210216_pre.xml" ] }, "referenceLink": { "remote": [ "https://xbrl.sec.gov/dei/2020/dei-ref-2020-01-31.xml" ] }, "schema": { "local": [ "mlvf-20210216.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "https://xbrl.sec.gov/currency/2020/currency-2020-01-31.xsd", "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "https://xbrl.sec.gov/exch/2020/exch-2020-01-31.xsd", "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "https://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd", "https://xbrl.sec.gov/sic/2020/sic-2020-01-31.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-roles-2020-01-31.xsd", "https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-roles-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd", "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd" ] } }, "elementCount": 23, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2020-01-31": 2, "total": 2 }, "keyCustom": 0, "keyStandard": 96, "memberCustom": 0, "memberStandard": 0, "nsprefix": "mlvf", "nsuri": "http://www.mymalvernbank.com/20210216", "report": { "R1": { "firstAnchor": { "ancestors": [ "p", "body", "html" ], "baseRef": "mlvf-8k_20210216.htm", "contextRef": "C_0001550603_20210216_20210216", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "100000 - Document - Document and Entity Information", "role": "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation", "shortName": "Document and Entity Information", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "p", "body", "html" ], "baseRef": "mlvf-8k_20210216.htm", "contextRef": "C_0001550603_20210216_20210216", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 0, "tag": { "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag", "terseLabel": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code", "terseLabel": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Cover page.", "label": "Cover [Abstract]" } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "xbrltype": "stringItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date", "terseLabel": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "dateItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type", "terseLabel": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "submissionTypeItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address Address Line1", "terseLabel": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address City Or Town", "terseLabel": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address State Or Province", "terseLabel": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "fileNumberItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation State Country Code", "terseLabel": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "employerIdItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number", "terseLabel": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "normalizedStringItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r2" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre Commencement Issuer Tender Offer", "terseLabel": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r3" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre Commencement Tender Offer", "terseLabel": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Security12b Title", "terseLabel": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name", "terseLabel": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material", "terseLabel": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol", "terseLabel": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r6" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications", "terseLabel": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.mymalvernbank.com/20210216/taxonomy/role/DocumentDocumentAndEntityInformation" ], "xbrltype": "booleanItemType" } }, "unitCount": 0 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12" }, "r5": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r6": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425" } }, "version": "2.1" } ZIP 14 0001564590-21-006096-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001564590-21-006096-xbrl.zip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end