The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR OSHARES US SMLCP 00162Q395   11,925,180 324,937 SH   SOLE 0 0 0 324,937
APPLE INC COM 037833100   2,589,081 13,348 SH   SOLE 0 0 0 13,348
AUTOMATIC DATA PROCESSING IN COM 053015103   256,275 1,166 SH   SOLE 0 0 0 1,166
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   374,759 1,099 SH   SOLE 0 0 0 1,099
BRISTOL-MYERS SQUIBB CO COM 110122108   343,923 5,378 SH   SOLE 0 0 0 5,378
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   288,196 1,740 SH   SOLE 0 0 0 1,740
CHEVRON CORP NEW COM 166764100   233,350 1,483 SH   SOLE 0 0 0 1,483
COSTCO WHSL CORP NEW COM 22160K105   245,501 456 SH   SOLE 0 0 0 456
D R HORTON INC COM 23331A109   277,453 2,280 SH   SOLE 0 0 0 2,280
DEERE & CO COM 244199105   295,894 730 SH   SOLE 0 0 0 730
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   16,225,567 593,908 SH   SOLE 0 0 0 593,908
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   240,459 5,207 SH   SOLE 0 0 0 5,207
EMERSON ELEC CO COM 291011104   257,702 2,851 SH   SOLE 0 0 0 2,851
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888   1,966,943 36,936 SH   SOLE 0 0 0 36,936
EXXON MOBIL CORP COM 30231G102   1,435,970 13,389 SH   SOLE 0 0 0 13,389
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   219,104 2,697 SH   SOLE 0 0 0 2,697
GENERAL ELECTRIC CO COM NEW 369604301   916,698 8,345 SH   SOLE 0 0 0 8,345
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,324,341 15,170 SH   SOLE 0 0 0 15,170
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   1,037,873 33,106 SH   SOLE 0 0 0 33,106
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   223,093 6,673 SH   SOLE 0 0 0 6,673
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   614,498 16,154 SH   SOLE 0 0 0 16,154
HOME DEPOT INC COM 437076102   419,364 1,350 SH   SOLE 0 0 0 1,350
HUNTINGTON BANCSHARES INC COM 446150104   232,007 21,522 SH   SOLE 0 0 0 21,522
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   654,583 15,946 SH   SOLE 0 0 0 15,946
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   1,471,784 29,173 SH   SOLE 0 0 0 29,173
ISHARES INC MSCI GBL GOLD MN 46434G855   242,236 10,396 SH   SOLE 0 0 0 10,396
ISHARES TR US TREAS BD ETF 46429B267   983,074 42,929 SH   SOLE 0 0 0 42,929
ISHARES TR MSCI USA MIN VOL 46429B697   1,035,342 13,929 SH   SOLE 0 0 0 13,929
ISHARES TR 3 7 YR TREAS BD 464288661   344,166 2,986 SH   SOLE 0 0 0 2,986
ISHARES TR JPMORGAN USD EMG 464288281   4,981,762 57,566 SH   SOLE 0 0 0 57,566
ISHARES TR ESG AWR US AGRGT 46435U549   976,789 20,708 SH   SOLE 0 0 0 20,708
ISHARES TR MSCI LW CRB TG 46434V464   2,151,106 13,755 SH   SOLE 0 0 0 13,755
ISHARES TR MSCI USA MMENTM 46432F396   19,460,858 134,911 SH   SOLE 0 0 0 134,911
ISHARES TR MSCI USA VALUE 46432F388   22,990,843 245,131 SH   SOLE 0 0 0 245,131
ISHARES TR MSCI USA QLT FCT 46432F339   14,457,904 107,199 SH   SOLE 0 0 0 107,199
ISHARES TR CORE S&P SCP ETF 464287804   7,803,819 78,312 SH   SOLE 0 0 0 78,312
ISHARES TR CORE S&P500 ETF 464287200   257,958 579 SH   SOLE 0 0 0 579
ISHARES TR RUS 1000 GRW ETF 464287614   482,115 1,752 SH   SOLE 0 0 0 1,752
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   991,564 19,094 SH   SOLE 0 0 0 19,094
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   11,901,623 237,368 SH   SOLE 0 0 0 237,368
JOHNSON & JOHNSON COM 478160104   1,021,176 6,170 SH   SOLE 0 0 0 6,170
LAM RESEARCH CORP COM 512807108   297,001 462 SH   SOLE 0 0 0 462
LOCKHEED MARTIN CORP COM 539830109   219,831 478 SH   SOLE 0 0 0 478
LOWES COS INC COM 548661107   270,840 1,200 SH   SOLE 0 0 0 1,200
MERCK & CO INC COM 58933Y105   430,520 3,731 SH   SOLE 0 0 0 3,731
META PLATFORMS INC CL A 30303M102   362,456 1,263 SH   SOLE 0 0 0 1,263
MICROSOFT CORP COM 594918104   207,778 610 SH   SOLE 0 0 0 610
NETFLIX INC COM 64110L106   238,746 542 SH   SOLE 0 0 0 542
NORTHROP GRUMMAN CORP COM 666807102   206,477 453 SH   SOLE 0 0 0 453
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   2,692,018 72,777 SH   SOLE 0 0 0 72,777
ORACLE CORP COM 68389X105   305,168 2,563 SH   SOLE 0 0 0 2,563
PFIZER INC COM 717081103   269,855 7,357 SH   SOLE 0 0 0 7,357
PROGRESSIVE CORP COM 743315103   315,305 2,382 SH   SOLE 0 0 0 2,382
RAYTHEON TECHNOLOGIES CORP COM 75513E101   906,860 9,257 SH   SOLE 0 0 0 9,257
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   356,693 7,727 SH   SOLE 0 0 0 7,727
SPDR GOLD TR GOLD SHS 78463V107   6,437,235 36,109 SH   SOLE 0 0 0 36,109
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   207,182 6,367 SH   SOLE 0 0 0 6,367
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,300,183 37,818 SH   SOLE 0 0 0 37,818
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   273,640 7,268 SH   SOLE 0 0 0 7,268
SPDR S&P 500 ETF TR TR UNIT 78462F103   401,168 905 SH   SOLE 0 0 0 905
SPDR SER TR S&P KENSHO CLEAN 78468R655   4,622,591 54,634 SH   SOLE 0 0 0 54,634
SPDR SER TR SPDR S&P 500 ETF 78468R796   3,008,493 83,176 SH   SOLE 0 0 0 83,176
STARBUCKS CORP COM 855244109   279,151 2,818 SH   SOLE 0 0 0 2,818
US BANCORP DEL COM NEW 902973304   290,653 8,797 SH   SOLE 0 0 0 8,797
VACASA INC CLASS A COM 91854V107   24,746 36,472 SH   SOLE 0 0 0 36,472
VANECK ETF TRUST GOLD MINERS ETF 92189F106   4,474,121 148,593 SH   SOLE 0 0 0 148,593
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   273,692 672 SH   SOLE 0 0 0 672
VANGUARD INDEX FDS VALUE ETF 922908744   1,764,267 12,416 SH   SOLE 0 0 0 12,416
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,373,895 230,430 SH   SOLE 0 0 0 230,430
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   7,651,532 130,439 SH   SOLE 0 0 0 130,439
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,823,086 147,750 SH   SOLE 0 0 0 147,750
VANGUARD WORLD FD ESG US STK ETF 921910733   1,035,160 13,212 SH   SOLE 0 0 0 13,212
VERIZON COMMUNICATIONS INC COM 92343V104   394,042 10,595 SH   SOLE 0 0 0 10,595