The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 2,422 13,637 SH   SOLE   0 0 13,637
CVS HEALTH CORP COM 126650100 362 3,509 SH   SOLE   0 0 3,509
COSTCO WHSL CORP NEW COM 22160K105 259 456 SH   SOLE   0 0 456
D R HORTON INC COM 23331A109 297 2,741 SH   SOLE   0 0 2,741
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888 1,634 25,377 SH   SOLE   0 0 25,377
EMERSON ELEC CO COM 291011104 289 3,108 SH   SOLE   0 0 3,108
EXXON MOBIL CORP COM 30231G102 301 4,920 SH   SOLE   0 0 4,920
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 3,014 44,345 SH   SOLE   0 0 44,345
GENERAL ELECTRIC CO COM NEW 369604301 799 8,458 SH   SOLE   0 0 8,458
GENERAL MLS INC COM 370334104 273 4,051 SH   SOLE   0 0 4,051
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,484 15,599 SH   SOLE   0 0 15,599
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 525 12,540 SH   SOLE   0 0 12,540
HOME DEPOT INC COM 437076102 560 1,350 SH   SOLE   0 0 1,350
HUNTINGTON BANCSHARES INC COM 446150104 163 10,586 SH   SOLE   0 0 10,586
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,854 34,841 SH   SOLE   0 0 34,841
ISHARES TR TIPS BD ETF 464287176 708 5,479 SH   SOLE   0 0 5,479
ISHARES TR CORE S&P500 ETF 464287200 241 505 SH   SOLE   0 0 505
ISHARES TR RUS 1000 GRW ETF 464287614 535 1,752 SH   SOLE   0 0 1,752
ISHARES TR CORE S&P SCP ETF 464287804 8,000 69,865 SH   SOLE   0 0 69,865
ISHARES TR EAFE SML CP ETF 464288273 927 12,685 SH   SOLE   0 0 12,685
ISHARES TR PFD AND INCM SEC 464288687 536 13,601 SH   SOLE   0 0 13,601
ISHARES TR GRWT ALLOCAT ETF 464289867 262 4,587 SH   SOLE   0 0 4,587
ISHARES SILVER TR ISHARES 46428Q109 4,521 210,191 SH   SOLE   0 0 210,191
ISHARES TR MSCI USA MIN VOL 46429B697 14,870 183,801 SH   SOLE   0 0 183,801
ISHARES TR MSCI USA QLT FCT 46432F339 14,684 100,877 SH   SOLE   0 0 100,877
ISHARES TR MSCI USA VALUE 46432F388 21,303 194,601 SH   SOLE   0 0 194,601
ISHARES TR MSCI USA MMENTM 46432F396 15,954 87,747 SH   SOLE   0 0 87,747
ISHARES INC MSCI GBL GOLD MN 46434G855 677 25,087 SH   SOLE   0 0 25,087
ISHARES TR MSCI LW CRB TG 46434V464 1,859 10,684 SH   SOLE   0 0 10,684
ISHARES TR ESG AWR US AGRGT 46435U549 1,112 20,153 SH   SOLE   0 0 20,153
JPMORGAN CHASE & CO COM 46625H100 653 4,123 SH   SOLE   0 0 4,123
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 11,965 202,221 SH   SOLE   0 0 202,221
J P MORGAN EXCHANGE-TRADED F US AGGREGATE ETF 46641Q241 451 8,354 SH   SOLE   0 0 8,354
J P MORGAN EXCHANGE-TRADED F INTL BD OPP ETF 46641Q852 303 5,979 SH   SOLE   0 0 5,979
JOHNSON & JOHNSON COM 478160104 1,147 6,705 SH   SOLE   0 0 6,705
LOWES COS INC COM 548661107 310 1,200 SH   SOLE   0 0 1,200
MERCK & CO INC COM 58933Y105 235 3,065 SH   SOLE   0 0 3,065
NEWMONT CORP COM 651639106 283 4,566 SH   SOLE   0 0 4,566
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 2,189 52,114 SH   SOLE   0 0 52,114
OSI ETF TR OSHARES US SMLCP 67110P100 12,672 340,819 SH   SOLE   0 0 340,819
PPL CORP COM 69351T106 208 6,915 SH   SOLE   0 0 6,915
PFIZER INC COM 717081103 300 5,085 SH   SOLE   0 0 5,085
PROGRESSIVE CORP COM 743315103 303 2,948 SH   SOLE   0 0 2,948
SPDR S&P 500 ETF TR TR UNIT 78462F103 430 905 SH   SOLE   0 0 905
SPDR GOLD TR GOLD SHS 78463V107 1,571 9,188 SH   SOLE   0 0 9,188
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,422 34,267 SH   SOLE   0 0 34,267
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 817 21,644 SH   SOLE   0 0 21,644
SPDR SER TR ICE PFD SEC ETF 78464A292 1,967 45,850 SH   SOLE   0 0 45,850
SPDR SER TR PORTFLI TIPS ETF 78464A656 634 20,133 SH   SOLE   0 0 20,133
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 349 7,658 SH   SOLE   0 0 7,658
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 242 5,118 SH   SOLE   0 0 5,118
SPDR SER TR S&P KENSHO CLEAN 78468R655 7,231 80,186 SH   SOLE   0 0 80,186
SPDR SER TR SPDR S&P 500 ETF 78468R796 2,599 22,082 SH   SOLE   0 0 22,082
SPDR SER TR SSGA US LRG ETF 78468R804 204 1,355 SH   SOLE   0 0 1,355
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 223 3,972 SH   SOLE   0 0 3,972
SOUTHWEST AIRLS CO COM 844741108 274 6,407 SH   SOLE   0 0 6,407
STARBUCKS CORP COM 855244109 330 2,818 SH   SOLE   0 0 2,818
TARGET CORP COM 87612E106 209 902 SH   SOLE   0 0 902
US BANCORP DEL COM NEW 902973304 201 3,584 SH   SOLE   0 0 3,584
VANECK ETF TRUST GOLD MINERS ETF 92189F106 4,883 152,459 SH   SOLE   0 0 152,459
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 201 2,485 SH   SOLE   0 0 2,485
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,801 172,366 SH   SOLE   0 0 172,366
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,179 266,451 SH   SOLE   0 0 266,451
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 13,505 203,176 SH   SOLE   0 0 203,176
VANGUARD INDEX FDS GROWTH ETF 922908736 321 999 SH   SOLE   0 0 999
VANGUARD INDEX FDS VALUE ETF 922908744 1,814 12,334 SH   SOLE   0 0 12,334
VERIZON COMMUNICATIONS INC COM 92343V104 321 6,173 SH   SOLE   0 0 6,173