The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 417 3,528 SH   SOLE   0 0 3,528
ANALOG DEVICES INC COM 032654105 384 2,292 SH   SOLE   0 0 2,292
APPLE INC COM 037833100 2,368 16,734 SH   SOLE   0 0 16,734
CVS HEALTH CORP COM 126650100 299 3,520 SH   SOLE   0 0 3,520
COSTCO WHSL CORP NEW COM 22160K105 205 456 SH   SOLE   0 0 456
D R HORTON INC COM 23331A109 230 2,738 SH   SOLE   0 0 2,738
DEERE & CO COM 244199105 758 2,263 SH   SOLE   0 0 2,263
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888 1,748 29,407 SH   SOLE   0 0 29,407
EMERSON ELEC CO COM 291011104 280 2,974 SH   SOLE   0 0 2,974
EXXON MOBIL CORP COM 30231G102 299 5,075 SH   SOLE   0 0 5,075
GENERAL ELECTRIC CO COM NEW 369604301 867 8,416 SH   SOLE   0 0 8,416
GENERAL MLS INC COM 370334104 242 4,041 SH   SOLE   0 0 4,041
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,358 15,788 SH   SOLE   0 0 15,788
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 522 12,501 SH   SOLE   0 0 12,501
HOME DEPOT INC COM 437076102 443 1,350 SH   SOLE   0 0 1,350
HUNTINGTON BANCSHARES INC COM 446150104 163 10,569 SH   SOLE   0 0 10,569
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,778 36,624 SH   SOLE   0 0 36,624
ISHARES TR TIPS BD ETF 464287176 773 6,053 SH   SOLE   0 0 6,053
ISHARES TR CORE S&P500 ETF 464287200 218 505 SH   SOLE   0 0 505
ISHARES TR RUS 1000 GRW ETF 464287614 480 1,752 SH   SOLE   0 0 1,752
ISHARES TR CORE S&P SCP ETF 464287804 4,915 45,011 SH   SOLE   0 0 45,011
ISHARES TR EAFE SML CP ETF 464288273 897 12,060 SH   SOLE   0 0 12,060
ISHARES TR PFD AND INCM SEC 464288687 618 15,919 SH   SOLE   0 0 15,919
ISHARES TR GRWT ALLOCAT ETF 464289867 208 3,755 SH   SOLE   0 0 3,755
ISHARES SILVER TR ISHARES 46428Q109 3,994 194,650 SH   SOLE   0 0 194,650
ISHARES TR MSCI USA MIN VOL 46429B697 13,926 189,472 SH   SOLE   0 0 189,472
ISHARES TR MSCI USA QLT FCT 46432F339 14,271 108,336 SH   SOLE   0 0 108,336
ISHARES TR MSCI USA VALUE 46432F388 20,317 201,755 SH   SOLE   0 0 201,755
ISHARES TR MSCI USA MMENTM 46432F396 16,200 92,253 SH   SOLE   0 0 92,253
ISHARES TR MSCI LW CRB TG 46434V464 1,945 11,837 SH   SOLE   0 0 11,837
ISHARES TR ESG AWR US AGRGT 46435U549 1,235 22,397 SH   SOLE   0 0 22,397
JPMORGAN CHASE & CO COM 46625H100 668 4,081 SH   SOLE   0 0 4,081
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 12,259 203,259 SH   SOLE   0 0 203,259
J P MORGAN EXCHANGE-TRADED F US AGGREGATE ETF 46641Q241 437 8,049 SH   SOLE   0 0 8,049
J P MORGAN EXCHANGE-TRADED F INTL BD OPP ETF 46641Q852 393 7,658 SH   SOLE   0 0 7,658
JOHNSON & JOHNSON COM 478160104 1,097 6,794 SH   SOLE   0 0 6,794
LOWES COS INC COM 548661107 243 1,200 SH   SOLE   0 0 1,200
MERCK & CO INC COM 58933Y105 230 3,065 SH   SOLE   0 0 3,065
NEWMONT CORP COM 651639106 230 4,227 SH   SOLE   0 0 4,227
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 2,147 49,386 SH   SOLE   0 0 49,386
OSI ETF TR OSHARES US SMLCP 67110P100 12,082 348,985 SH   SOLE   0 0 348,985
PFIZER INC COM 717081103 219 5,085 SH   SOLE   0 0 5,085
PROGRESSIVE CORP COM 743315103 266 2,948 SH   SOLE   0 0 2,948
SPDR S&P 500 ETF TR TR UNIT 78462F103 388 905 SH   SOLE   0 0 905
SPDR GOLD TR GOLD SHS 78463V107 1,568 9,548 SH   SOLE   0 0 9,548
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,670 39,255 SH   SOLE   0 0 39,255
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 876 22,760 SH   SOLE   0 0 22,760
SPDR SER TR ICE PFD SEC ETF 78464A292 2,235 51,425 SH   SOLE   0 0 51,425
SPDR SER TR PORTFLI TIPS ETF 78464A656 638 20,504 SH   SOLE   0 0 20,504
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 356 7,738 SH   SOLE   0 0 7,738
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,395 28,861 SH   SOLE   0 0 28,861
SPDR SER TR S&P KENSHO CLEAN 78468R655 10,756 114,491 SH   SOLE   0 0 114,491
SPDR SER TR SPDR S&P 500 ETF 78468R796 2,661 25,051 SH   SOLE   0 0 25,051
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 306 5,402 SH   SOLE   0 0 5,402
SOUTHWEST AIRLS CO COM 844741108 238 4,618 SH   SOLE   0 0 4,618
STARBUCKS CORP COM 855244109 311 2,818 SH   SOLE   0 0 2,818
TARGET CORP COM 87612E106 202 883 SH   SOLE   0 0 883
US BANCORP DEL COM NEW 902973304 207 3,477 SH   SOLE   0 0 3,477
VANECK ETF TRUST GOLD MINERS ETF 92189F106 4,943 167,725 SH   SOLE   0 0 167,725
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 204 2,485 SH   SOLE   0 0 2,485
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,728 172,863 SH   SOLE   0 0 172,863
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 15,694 313,825 SH   SOLE   0 0 313,825
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 13,659 202,201 SH   SOLE   0 0 202,201
VANGUARD INDEX FDS GROWTH ETF 922908736 290 999 SH   SOLE   0 0 999
VANGUARD INDEX FDS VALUE ETF 922908744 1,705 12,593 SH   SOLE   0 0 12,593
VERIZON COMMUNICATIONS INC COM 92343V104 445 8,241 SH   SOLE   0 0 8,241