The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 409 3,528 SH   SOLE   0 0 3,528
ANALOG DEVICES INC COM 032654105 396 2,301 SH   SOLE   0 0 2,301
APPLE INC COM 037833100 2,242 16,370 SH   SOLE   0 0 16,370
CVS HEALTH CORP COM 126650100 289 3,469 SH   SOLE   0 0 3,469
D R HORTON INC COM 23331A109 238 2,633 SH   SOLE   0 0 2,633
DEERE & CO COM 244199105 798 2,263 SH   SOLE   0 0 2,263
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888 1,775 29,337 SH   SOLE   0 0 29,337
EMERSON ELEC CO COM 291011104 278 2,884 SH   SOLE   0 0 2,884
EXXON MOBIL CORP COM 30231G102 320 5,075 SH   SOLE   0 0 5,075
GENERAL ELECTRIC CO COM 369604103 905 67,210 SH   SOLE   0 0 67,210
GENERAL MLS INC COM 370334104 236 3,872 SH   SOLE   0 0 3,872
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,490 17,321 SH   SOLE   0 0 17,321
HOME DEPOT INC COM 437076102 431 1,350 SH   SOLE   0 0 1,350
HUNTINGTON BANCSHARES INC COM 446150104 148 10,357 SH   SOLE   0 0 10,357
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,800 37,034 SH   SOLE   0 0 37,034
ISHARES TR TIPS BD ETF 464287176 788 6,154 SH   SOLE   0 0 6,154
ISHARES TR CORE S&P500 ETF 464287200 317 737 SH   SOLE   0 0 737
ISHARES TR RUS 1000 GRW ETF 464287614 476 1,752 SH   SOLE   0 0 1,752
ISHARES TR CORE S&P SCP ETF 464287804 5,310 46,996 SH   SOLE   0 0 46,996
ISHARES TR EAFE SML CP ETF 464288273 1,031 13,896 SH   SOLE   0 0 13,896
ISHARES TR PFD AND INCM SEC 464288687 654 16,632 SH   SOLE   0 0 16,632
ISHARES TR GRWT ALLOCAT ETF 464289867 258 4,615 SH   SOLE   0 0 4,615
ISHARES SILVER TR ISHARES 46428Q109 4,704 194,227 SH   SOLE   0 0 194,227
ISHARES TR MSCI USA MIN VOL 46429B697 14,169 192,493 SH   SOLE   0 0 192,493
ISHARES TR MSCI USA QLT FCT 46432F339 15,007 112,946 SH   SOLE   0 0 112,946
ISHARES TR MSCI USA VALUE 46432F388 21,612 205,708 SH   SOLE   0 0 205,708
ISHARES TR MSCI USA MMENTM 46432F396 16,363 94,350 SH   SOLE   0 0 94,350
ISHARES TR MSCI LW CRB TG 46434V464 1,926 11,601 SH   SOLE   0 0 11,601
ISHARES TR ESG AWR US AGRGT 46435U549 1,231 22,245 SH   SOLE   0 0 22,245
JPMORGAN CHASE & CO COM 46625H100 628 4,035 SH   SOLE   0 0 4,035
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 12,983 207,895 SH   SOLE   0 0 207,895
J P MORGAN EXCHANGE-TRADED F US AGGREGATE ETF 46641Q241 441 8,093 SH   SOLE   0 0 8,093
J P MORGAN EXCHANGE-TRADED F INTL BD OPP ETF 46641Q852 395 7,665 SH   SOLE   0 0 7,665
JOHNSON & JOHNSON COM 478160104 1,119 6,794 SH   SOLE   0 0 6,794
LOWES COS INC COM 548661107 233 1,200 SH   SOLE   0 0 1,200
MERCK & CO INC COM 58933Y105 238 3,065 SH   SOLE   0 0 3,065
NEWMONT CORP COM 651639106 258 4,077 SH   SOLE   0 0 4,077
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 2,168 48,020 SH   SOLE   0 0 48,020
OSI ETF TR OSHARES US SMLCP 67110P100 12,547 357,430 SH   SOLE   0 0 357,430
PROGRESSIVE CORP COM 743315103 290 2,948 SH   SOLE   0 0 2,948
SPDR S&P 500 ETF TR TR UNIT 78462F103 387 905 SH   SOLE   0 0 905
SPDR GOLD TR GOLD SHS 78463V107 1,592 9,610 SH   SOLE   0 0 9,610
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,036 44,741 SH   SOLE   0 0 44,741
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 928 24,002 SH   SOLE   0 0 24,002
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 217 5,906 SH   SOLE   0 0 5,906
SPDR SER TR ICE PFD SEC ETF 78464A292 2,275 51,458 SH   SOLE   0 0 51,458
SPDR SER TR PORTFLI TIPS ETF 78464A656 648 20,819 SH   SOLE   0 0 20,819
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 358 7,725 SH   SOLE   0 0 7,725
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2,324 48,009 SH   SOLE   0 0 48,009
SPDR SER TR S&P KENSHO CLEAN 78468R655 12,352 116,703 SH   SOLE   0 0 116,703
SPDR SER TR SPDR S&P 500 ETF 78468R796 2,634 24,814 SH   SOLE   0 0 24,814
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 375 6,598 SH   SOLE   0 0 6,598
SOUTHWEST AIRLS CO COM 844741108 234 4,417 SH   SOLE   0 0 4,417
STARBUCKS CORP COM 855244109 315 2,818 SH   SOLE   0 0 2,818
TARGET CORP COM 87612E106 210 867 SH   SOLE   0 0 867
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 5,720 168,339 SH   SOLE   0 0 168,339
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 204 2,485 SH   SOLE   0 0 2,485
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,081 176,254 SH   SOLE   0 0 176,254
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,330 319,100 SH   SOLE   0 0 319,100
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 13,729 202,468 SH   SOLE   0 0 202,468
VANGUARD INDEX FDS GROWTH ETF 922908736 287 999 SH   SOLE   0 0 999
VANGUARD INDEX FDS VALUE ETF 922908744 1,733 12,610 SH   SOLE   0 0 12,610
VERIZON COMMUNICATIONS INC COM 92343V104 451 8,050 SH   SOLE   0 0 8,050
VIACOMCBS INC CL B 92556H206 213 4,708 SH   SOLE   0 0 4,708
ARCH CAP GROUP LTD ORD G0450A105 652 16,746 SH   SOLE   0 0 16,746