The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 423 3,528 SH   SOLE   0 0 3,528
ANALOG DEVICES INC COM 032654105 357 2,301 SH   SOLE   0 0 2,301
APPLE INC COM 037833100 1,950 15,963 SH   SOLE   0 0 15,963
CVS HEALTH CORP COM 126650100 217 2,882 SH   SOLE   0 0 2,882
D R HORTON INC COM 23331A109 218 2,450 SH   SOLE   0 0 2,450
DEERE & CO COM 244199105 847 2,263 SH   SOLE   0 0 2,263
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888 1,573 27,318 SH   SOLE   0 0 27,318
EMERSON ELEC CO COM 291011104 225 2,497 SH   SOLE   0 0 2,497
EXXON MOBIL CORP COM 30231G102 295 5,285 SH   SOLE   0 0 5,285
GAP INC COM 364760108 216 7,245 SH   SOLE   0 0 7,245
GENERAL ELECTRIC CO COM 369604103 885 67,397 SH   SOLE   0 0 67,397
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,147 14,501 SH   SOLE   0 0 14,501
HOME DEPOT INC COM 437076102 412 1,350 SH   SOLE   0 0 1,350
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,642 37,034 SH   SOLE   0 0 37,034
ISHARES INC MSCI FRONTIER 464286145 7,530 255,349 SH   SOLE   0 0 255,349
ISHARES TR TIPS BD ETF 464287176 813 6,475 SH   SOLE   0 0 6,475
ISHARES TR CORE S&P500 ETF 464287200 293 737 SH   SOLE   0 0 737
ISHARES TR IBOXX INV CP ETF 464287242 1,778 13,668 SH   SOLE   0 0 13,668
ISHARES TR RUS 1000 GRW ETF 464287614 426 1,752 SH   SOLE   0 0 1,752
ISHARES TR CORE S&P SCP ETF 464287804 5,314 48,963 SH   SOLE   0 0 48,963
ISHARES TR EAFE SML CP ETF 464288273 478 6,660 SH   SOLE   0 0 6,660
ISHARES TR PFD AND INCM SEC 464288687 639 16,632 SH   SOLE   0 0 16,632
ISHARES TR GRWT ALLOCAT ETF 464289867 350 6,537 SH   SOLE   0 0 6,537
ISHARES SILVER TR ISHARES 46428Q109 4,183 184,294 SH   SOLE   0 0 184,294
ISHARES TR MSCI USA MIN VOL 46429B697 12,828 185,402 SH   SOLE   0 0 185,402
ISHARES TR MSCI USA QLT FCT 46432F339 13,319 109,369 SH   SOLE   0 0 109,369
ISHARES TR MSCI USA VALUE 46432F388 20,675 201,782 SH   SOLE   0 0 201,782
ISHARES TR MSCI USA MMENTM 46432F396 14,360 89,270 SH   SOLE   0 0 89,270
ISHARES TR MRNGSTR INC ETF 46432F875 246 10,493 SH   SOLE   0 0 10,493
ISHARES TR MSCI LW CRB TG 46434V464 1,676 10,737 SH   SOLE   0 0 10,737
ISHARES TR ESG AWR US AGRGT 46435U549 1,217 22,245 SH   SOLE   0 0 22,245
JPMORGAN CHASE & CO COM 46625H100 595 3,906 SH   SOLE   0 0 3,906
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 12,186 199,769 SH   SOLE   0 0 199,769
J P MORGAN EXCHANGE-TRADED F INTL BD OPP ETF 46641Q852 252 4,905 SH   SOLE   0 0 4,905
JOHNSON & JOHNSON COM 478160104 1,118 6,799 SH   SOLE   0 0 6,799
LOWES COS INC COM 548661107 228 1,200 SH   SOLE   0 0 1,200
MERCK & CO. INC COM 58933Y105 236 3,065 SH   SOLE   0 0 3,065
NEWMONT CORP COM 651639106 227 3,765 SH   SOLE   0 0 3,765
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,976 45,910 SH   SOLE   0 0 45,910
OSI ETF TR OSHARES US SMLCP 67110P100 11,712 343,067 SH   SOLE   0 0 343,067
PFIZER INC COM 717081103 216 5,953 SH   SOLE   0 0 5,953
PROGRESSIVE CORP COM 743315103 427 4,461 SH   SOLE   0 0 4,461
SPDR S&P 500 ETF TR TR UNIT 78462F103 642 1,619 SH   SOLE   0 0 1,619
SPDR GOLD TR GOLD SHS 78463V107 1,550 9,690 SH   SOLE   0 0 9,690
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,336 53,362 SH   SOLE   0 0 53,362
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,046 27,980 SH   SOLE   0 0 27,980
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 254 7,197 SH   SOLE   0 0 7,197
SPDR SER TR WELLS FG PFD ETF 78464A292 2,068 47,621 SH   SOLE   0 0 47,621
SPDR SER TR PORTFLI TIPS ETF 78464A656 647 21,170 SH   SOLE   0 0 21,170
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 280 6,126 SH   SOLE   0 0 6,126
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2,246 46,593 SH   SOLE   0 0 46,593
SPDR SER TR SPDR S&P 500 ETF 78468R796 2,262 23,032 SH   SOLE   0 0 23,032
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 458 8,121 SH   SOLE   0 0 8,121
SOUTHWEST AIRLS CO COM 844741108 302 4,946 SH   SOLE   0 0 4,946
STARBUCKS CORP COM 855244109 278 2,540 SH   SOLE   0 0 2,540
TARGET CORP COM 87612E106 236 1,190 SH   SOLE   0 0 1,190
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 5,175 159,241 SH   SOLE   0 0 159,241
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 204 2,485 SH   SOLE   0 0 2,485
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,199 166,955 SH   SOLE   0 0 166,955
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 15,192 291,875 SH   SOLE   0 0 291,875
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 12,559 186,802 SH   SOLE   0 0 186,802
VANGUARD INDEX FDS GROWTH ETF 922908736 321 1,249 SH   SOLE   0 0 1,249
VANGUARD INDEX FDS VALUE ETF 922908744 1,658 12,610 SH   SOLE   0 0 12,610
VERIZON COMMUNICATIONS INC COM 92343V104 396 6,810 SH   SOLE   0 0 6,810