The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   278 3,528 SH   SOLE   0 0 3,528
ANALOG DEVICES INC COM 032654105   206 2,301 SH   SOLE   0 0 2,301
APPLE INC COM 037833100   1,155 4,542 SH   SOLE   0 0 4,542
DBX ETF TR XTRACK MSCI EAFE 233051200   1,326 49,465 SH   SOLE   0 0 49,465
DEERE & CO COM 244199105   313 2,263 SH   SOLE   0 0 2,263
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888   823 24,971 SH   SOLE   0 0 24,971
EXXON MOBIL CORP COM 30231G102   218 5,742 SH   SOLE   0 0 5,742
GENERAL ELECTRIC CO COM 369604103   501 63,136 SH   SOLE   0 0 63,136
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   297 12,898 SH   SOLE   0 0 12,898
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,153 22,083 SH   SOLE   0 0 22,083
HOME DEPOT INC COM 437076102   252 1,350 SH   SOLE   0 0 1,350
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800   9,960 330,449 SH   SOLE   0 0 330,449
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   1,424 47,591 SH   SOLE   0 0 47,591
ISHARES INC MSCI FRNTR100ETF 464286145   4,575 214,270 SH   SOLE   0 0 214,270
ISHARES INC MIN VOL EMRG MKT 464286533   218 4,644 SH   SOLE   0 0 4,644
ISHARES TR TIPS BD ETF 464287176   756 6,408 SH   SOLE   0 0 6,408
ISHARES TR CORE S&P500 ETF 464287200   235 909 SH   SOLE   0 0 909
ISHARES TR PFD AND INCM SEC 464288687   563 17,669 SH   SOLE   0 0 17,669
ISHARES TR GRWT ALLOCAT ETF 464289867   347 8,390 SH   SOLE   0 0 8,390
ISHARES TR CONSER ALLOC ETF 464289883   309 9,141 SH   SOLE   0 0 9,141
ISHARES TR MIN VOL EAFE ETF 46429B689   3,622 58,379 SH   SOLE   0 0 58,379
ISHARES TR MSCI MIN VOL ETF 46429B697   12,107 224,154 SH   SOLE   0 0 224,154
ISHARES TR USA QUALITY FCTR 46432F339   12,149 149,913 SH   SOLE   0 0 149,913
ISHARES TR EDGE MSCI USA VL 46432F388   5,711 90,656 SH   SOLE   0 0 90,656
ISHARES TR MRNGSTR INC ETF 46432F875   395 19,767 SH   SOLE   0 0 19,767
ISHARES TR MSCI LW CRB TG 46434V464   613 5,992 SH   SOLE   0 0 5,992
ISHARES TR HDG MSCI EAFE 46434V803   319 13,196 SH   SOLE   0 0 13,196
ISHARES TR ESG US AGR BD 46435U549   966 17,437 SH   SOLE   0 0 17,437
JPMORGAN CHASE & CO COM 46625H100   371 4,119 SH   SOLE   0 0 4,119
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209   2,817 65,155 SH   SOLE   0 0 65,155
J P MORGAN EXCHANGE-TRADED F US AGGREGATE 46641Q613   2,064 76,461 SH   SOLE   0 0 76,461
J P MORGAN EXCHANGE-TRADED F DIVERSIFIED ET 46641Q803   338 17,844 SH   SOLE   0 0 17,844
JOHNSON & JOHNSON COM 478160104   978 7,461 SH   SOLE   0 0 7,461
MERCK & CO. INC COM 58933Y105   236 3,065 SH   SOLE   0 0 3,065
PFIZER INC COM 717081103   208 6,370 SH   SOLE   0 0 6,370
PROGRESSIVE CORP OHIO COM 743315103   369 4,995 SH   SOLE   0 0 4,995
SPDR GOLD TRUST GOLD SHS 78463V107   8,238 55,644 SH   SOLE   0 0 55,644
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,196 42,026 SH   SOLE   0 0 42,026
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   731 32,124 SH   SOLE   0 0 32,124
SPDR SER TR WELLS FG PFD ETF 78464A292   1,688 43,077 SH   SOLE   0 0 43,077
SPDR SER TR PORTFOLIO SHORT 78464A474   858 28,380 SH   SOLE   0 0 28,380
SPDR SER TR PORTFLI TIPS ETF 78464A656   633 21,809 SH   SOLE   0 0 21,809
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   2,116 44,127 SH   SOLE   0 0 44,127
SPDR SER TR PORTFOLIO SH TSR 78468R101   16,379 533,171 SH   SOLE   0 0 533,171
SPDR SER TR SPDR S&P 500 ETF 78468R796   727 11,388 SH   SOLE   0 0 11,388
SPDR SER TR SSGA US LRG ETF 78468R804   336 3,712 SH   SOLE   0 0 3,712
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   752 14,534 SH   SOLE   0 0 14,534
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,197 14,565 SH   SOLE   0 0 14,565
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   687 20,619 SH   SOLE   0 0 20,619
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,161 153,832 SH   SOLE   0 0 153,832
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   12,747 180,680 SH   SOLE   0 0 180,680
VANGUARD INDEX FDS VALUE ETF 922908744   1,021 11,469 SH   SOLE   0 0 11,469
VERIZON COMMUNICATIONS INC COM 92343V104   266 4,946 SH   SOLE   0 0 4,946