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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC MSCI AUST ETF 464286103 5,065 204,000 SH   SOLE   204,000 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 3,131 31,000 SH   SOLE   31,000 0 0
ISHARES TR SELECT DIVID ETF 464287168 3,187 26,000 SH   SOLE   26,000 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,139 28,000 SH   SOLE   28,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,408 38,000 SH   SOLE   38,000 0 0
SPDR SER TR DJ REIT ETF 78464A607 2,199 18,000 SH   SOLE   18,000 0 0
ISHARES TR U.S. REAL ES ETF 464287739 4,297 37,000 SH   SOLE   37,000 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 4,285 140,000 SH   SOLE   140,000 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 2,180 6,000 SH   SOLE   6,000 0 0
VANGUARD INDEX FDS SP 500 ETF SHS 922908363 2,183 5,000 SH   SOLE   5,000 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,061 12,000 SH   SOLE   12,000 0 0
ISHARES TR CORE SP500 ETF 464287200 3,196 6,700 SH   SOLE   6,700 0 0
ISHARES TR CORE DIV GRWTH 46434V621 2,112 38,000 SH   SOLE   38,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,143 7,900 SH   SOLE   7,900 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,145 2,500 SH   SOLE   2,500 0 0
SPDR SER TR SP DIVID ETF 78464A763 2,066 16,000 SH   SOLE   16,000 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,130 6,500 SH   SOLE   6,500 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,254 16,000 SH   SOLE   16,000 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,213 42,000 SH   SOLE   42,000 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,049 18,000 SH   SOLE   18,000 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,925 6,000 SH   SOLE   6,000 0 0
ISHARES TR SP 500 VAL ETF 464287408 3,289 21,000 SH   SOLE   21,000 0 0
SPDR SER TR PRTFLO SP500 VL 78464A508 2,100 50,000 SH   SOLE   50,000 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,064 60,000 SH   SOLE   60,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,071 45,000 SH   SOLE   45,000 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 4,153 89,000 SH   SOLE   89,000 0 0
INVESCO EXCH TRADED FD TR II SP500 HDL VOL 46138E362 1,087 24,000 SH   SOLE   24,000 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,173 9,000 SH   SOLE   9,000 0 0
INVESCO EXCHANGE TRADED FD T SP500 EQL WGT 46137V357 1,953 12,000 SH   SOLE   12,000 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 2,038 14,000 SH   SOLE   14,000 0 0
SPDR SER TR PRTFLO SP500 HI 78468R788 2,018 48,000 SH   SOLE   48,000 0 0
PROSHARES TR SP 500 DV ARIST 74348A467 1,767 18,000 SH   SOLE   18,000 0 0
ISHARES TR U.S. MED DVC ETF 464288810 4,083 62,000 SH   SOLE   62,000 0 0
ISHARES INC MSCI GERMANY ETF 464286806 2,032 62,000 SH   SOLE   62,000 0 0
ISHARES TR INTL SEL DIV ETF 464288448 3,118 100,000 SH   SOLE   100,000 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 4,456 86,000 SH   SOLE   86,000 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,060 53,000 SH   SOLE   53,000 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3,174 30,000 SH   SOLE   30,000 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 2,055 27,000 SH   SOLE   27,000 0 0
INVESCO EXCHANGE TRADED FD T SP500 QUALITY 46137V241 2,128 40,000 SH   SOLE   40,000 0 0
ISHARES TR EAFE VALUE ETF 464288877 2,016 40,000 SH   SOLE   40,000 0 0
ISHARES INC MSCI EURZONE ETF 464286608 3,088 63,000 SH   SOLE   63,000 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,998 36,000 SH   SOLE   36,000 0 0