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MORTGAGE SERVICING RIGHTS - MSR Activity (Details) - Mortgage Servicing Rights - USD ($)
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Movement in Mortgage Service Rights    
Balance at beginning of period $ 649,287 $ 691,973
Changes in fair value due to:    
Changes in valuation inputs or assumptions used in valuation model (20,842) (13,202)
Other changes to fair value (62,832) (38,462)
Balance at end of period 565,613 640,309
Loans associated with MSRs $ 56,121,981 $ 63,448,342
MSR values as percent of loans 1.01% 1.01%