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MORTGAGE SERVICING RIGHTS (Tables)
 9 Months Ended
Sep. 30, 2025
Mortgage Servicing Rights MSR Disclosure [Abstract]  
Schedule of MSR Activity
The following table presents the Company's MSR activity for the nine months ended September 30, 2025 and the nine months ended September 30, 2024:


 September 30, 2025September 30, 2024
Balance at beginning of period$649,287 $691,973 
Changes in fair value due to:
Changes in valuation inputs or assumptions used in valuation model(20,842)(13,202)
Other changes to fair value(1)
(62,832)(38,462)
Balance at end of period$565,613 $640,309 
Loans associated with MSRs(2)
$56,121,981 $63,448,342 
MSR values as percent of loans(3)
1.01 %1.01 %
(1)Amounts represent changes due to realization of expected cash flows and prepayment of principal of the underlying loan portfolio.
(2)Amounts represent the unpaid principal balance of loans associated with MSRs outstanding at September 30, 2025 and September 30, 2024, respectively.
(3)Amounts represent the carrying value of MSRs at September 30, 2025 and September 30, 2024, respectively, divided by the outstanding balance of the loans associated with these MSRs.
Schedule of Components of Servicing Income
The following table presents the servicing income recorded on the Company's consolidated statements of operations for the three and nine months ended September 30, 2025 and September 30, 2024:
Three Months Ended
September 30, 2025		Three Months Ended
September 30, 2024
Servicing income, net$50,423 $60,283 
Total servicing income$50,423 $60,283 

Nine Months Ended September 30, 2025Nine Months Ended September 30, 2024
Servicing income, net$128,502 $117,056 
Total servicing income$128,502 $117,056