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MORTGAGE SERVICING RIGHTS - MSR Activity (Details) - Mortgage Servicing Rights - USD ($)
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Movement in Mortgage Service Rights    
Balance at beginning of period $ 649,287 $ 691,973
Changes in fair value due to:    
Changes in valuation inputs or assumptions used in valuation model (10,310) (10,036)
Other changes to fair value (12,208) 14,663
Balance at end of period 626,769 696,600
Loans associated with MSRs $ 60,896,737 $ 66,370,595
MSR values as percent of loans 1.03% 1.05%