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AVAILABLE-FOR-SALE SECURITIES - Fair Value of AFS Investment Securities by Rate Type (Details) - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]    
Coupon Interest   $ 12,152,397
Net (premium amortization)/discount accretion $ 0 (1,403,431)
Interest income   10,748,966
Agency    
Debt Securities, Available-for-sale [Line Items]    
Coupon Interest   12,152,397
Net (premium amortization)/discount accretion   (1,435,534)
Interest income   10,716,863
Multi-Family    
Debt Securities, Available-for-sale [Line Items]    
Coupon Interest   0
Net (premium amortization)/discount accretion   32,103
Interest income   $ 32,103