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MORTGAGE SERVICING RIGHTS - MSR Activity (Details) - Mortgage Servicing Rights - USD ($)
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Movement in Mortgage Service Rights    
Balance at beginning of period $ 649,287 $ 691,973
Changes in fair value due to:    
Changes in valuation inputs or assumptions used in valuation model (22,372) 15,367
Other changes to fair value (36,602) (21,015)
Balance at end of period 590,313 686,325
Loans associated with MSRs $ 58,593,276 $ 65,187,223
MSR values as percent of loans 1.01% 1.05%