MORTGAGE SERVICING RIGHTS (Tables)

6 Months Ended

Jun. 30, 2025

Mortgage Servicing Rights MSR Disclosure [Abstract]

Schedule of MSR Activity

The following table presents the Company's MSR activity for the six months ended June 30, 2025 and the six months ended June 30, 2024:

	June 30, 2025			June 30, 2024
Balance at beginning of period	$	649,287		$	691,973
Changes in fair value due to:
Changes in valuation inputs or assumptions used in valuation model	(22,372)			15,367
Other changes to fair value(1)	(36,602)			(21,015)
Balance at end of period	$	590,313		$	686,325
Loans associated with MSRs(2)	$	58,593,276		$	65,187,223
MSR values as percent of loans(3)	1.01		%	1.05		%

(1)Amounts represent changes due to realization of expected cash flows and prepayment of principal of the underlying loan portfolio.

(2)Amounts represent the unpaid principal balance of loans associated with MSRs outstanding at June 30, 2025 and June 30, 2024, respectively.

(3)Amounts represent the carrying value of MSRs at June 30, 2025 and June 30, 2024, respectively divided by the outstanding balance of the loans associated with these MSRs.

Schedule of Components of Servicing Income

The following table presents the servicing income recorded on the Company's consolidated statements of operations for the three and six months ended June 30, 2025 and June 30, 2024:

	Three Months Ended June 30, 2025		Three Months Ended June 30, 2024
Servicing income, net	$	13,199	$	18,270
Total servicing income	$	13,199	$	18,270

	Six Months Ended June 30, 2025		Six Months Ended June 30, 2024
Servicing income, net	$	78,079	$	56,773
Total servicing income	$	78,079	$	56,773