AVAILABLE-FOR-SALE SECURITIES (Details 4) - USD ($)	Sep. 30, 2015		Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	$ 462,558,886		$ 368,315,738
Adjustable rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	340,825,713		283,133,395
Fixed rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	121,733,173		85,182,343
Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	227,064,571		314,830,685
Agency [Member] | Adjustable rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	210,962,142		229,648,342
Agency [Member] | Fixed rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	16,102,429		85,182,343
Non-Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	129,863,571	[1]	53,485,053
Non-Agency [Member] | Adjustable rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	129,863,571		53,485,053
Non-Agency [Member] | Fixed rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	0		0
Residential Multi Family [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	105,630,744		$ 0
Residential Multi Family [Member] | Adjustable rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	0
Residential Multi Family [Member] | Fixed rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	$ 105,630,744

[1] Non-Agency AFS does not include interest-only securities with a notional amount of $214,5650,271, book value of $3,832,990, unrealized loss of $625,959 and a fair value of $3,207,031.