AVAILABLE-FOR-SALE SECURITIES (Details 4) - USD ($)	Jun. 30, 2015		Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	$ 491,584,595		$ 368,315,738
Adjustable rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	358,392,676		283,133,395
Fixed rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	133,191,920		85,182,343
Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	233,065,157		314,830,685
Agency [Member] | Adjustable rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	216,373,089		229,648,342
Agency [Member] | Fixed rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	16,692,069		85,182,343
Non-Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	142,019,587	[1]	53,485,053
Non-Agency [Member] | Adjustable rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	142,019,587		53,485,053
Non-Agency [Member] | Fixed rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	0		$ 0
Residential Multi Family [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	116,499,851
Residential Multi Family [Member] | Adjustable rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	0
Residential Multi Family [Member] | Fixed rate [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Total	$ 116,499,851

[1] Non-Agency AFS does not include interest-only securities with a notional amount of $229,787,057, book value of $3,832,990, unrealized loss of $232,273 and a fair value of $3,600,718.