EX-99.6 29 ex99-6s3.htm SCHEDULE 3 - DATA COMPARE REPORT
 

MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.6 - Schedule 3

 

Loan ID Seller Loan ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
6485100     XXXX AUS Recommendation the1008Page Manual Underwriting Unknown Manual Underwriting is correct form of Risk Assessment.
6485100     XXXX Escrow Flag hudClosingDetailPage No Yes Escrow is waived as can be seen on HUD-1 (page 540). Also, Escrow waiver document is available on page 575.
6883141     XXXX Borrower 2 Birthdate the1003Page XXXX XXXX Borrower 2 Birthdate XXXX per Finial 1003 Page #762
6883197     XXXX Qualifying Housing Debt Income Ratio diligenceFinalLookPage 18.68 23.63 True data reflects the value of 'Reviewed Initial Terms' as 18.68% since it is I/O value of HTI matches with 'Reviewed QM Qualifying Terms' 23.65% In DFL screen. 
6883197     XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.2 44.15 DTI discrepancy is due to Missing of most Closing documents like, Note, deed , Final CD, IEAD, Final 1003, FPL. Due to this not able to calculate DTI ratio properly because of missing information required.
6883073     XXXX Application Date complianceDetailPage XXXX XXXX Date of Borrower received application date considered as initial 1003 application date.
6993982     XXXX Application Date complianceDetailPage XXXX XXXX Application date entered as per initial 1003, as per guidelines considered date received application date, but tape data showing  XXXX