EX-99.3 13 ex99-3s4.htm SCHEDULE 4 - RATING AGENCY ATR QM REPORT

 

 

MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.3 - Schedule 4

 

Client Name:                              
Client Project Name: MSRM 2024-NQM2                            
Start - End Dates: 2/21/2022 - 1/31/2024                            
Deal Loan Count: 271                            
                               
                                   
Rating Agency ATR QM Data Fields                            
                                   
Loans in Report:  271                            
                                   

Loan Number Loan Level ATR/QM Status Application Date Prior to 1/10/2014 TRID Indicator Lender Application Date Broker Application Date GSE Eligible QRM Flag ATR/QM Total Points and Fees Rate Lock Date APR Bwr 1 Employment Indicator Bwr 2 Employment Indicator Bwr 1 Foreign National Indicator Bwr 2 Foreign National Indicator Borrowers Qualified Through a Non-Resident Alien Program Residual Income Analysis in File ATR/QM Residual Income
6446382 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12960 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6480494 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9240 XXXXXX 7.8751 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6477307 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7112 XXXXXX 8.875 Unemployed Unemployed Non-Resident Alien Non-Resident Alien (No Data) (No Data) 0
6480498 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6474 XXXXXX 7.7501 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6866250 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 29820 XXXXXX 10.375 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6848277 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9800 XXXXXX 8.375 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6854488 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18037.5 XXXXXX 8.75 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6848369 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 31465 XXXXXX 9.25 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6854555 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14199.35 XXXXXX 8.875 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6848374 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11635.8 XXXXXX 8.875 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6866282 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12000 XXXXXX 8.875 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6874101 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7950 XXXXXX 8.125 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6874117 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.0001 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6866342 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8925 XXXXXX 8.999 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6914290 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6874143 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17600 XXXXXX 9.125 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6914291 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9375 XXXXXX 9 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6874173 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10200 XXXXXX 8.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6874199 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7500.5 XXXXXX 8.999 Unemployed Employed Non-Resident Alien (No Data) (No Data) (No Data) 0
6968115 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 71226 XXXXXX 8.2222 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 77572.13
6914323 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 6972.03 XXXXXX 8.5313 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6914327 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8125 XXXXXX 9.5 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6914337 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8625 XXXXXX 9 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6914341 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14312.9 XXXXXX 9.875 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6914342 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10 Unemployed Unemployed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
6914345 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.625 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6968117 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.7501 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6914377 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 13934 XXXXXX 8.9263 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6137.92
6956030 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6914393 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.999 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6914394 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 18741.5 XXXXXX 7.568 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6914420 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.25 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6914422 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.125 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972142 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 8432 XXXXXX 8.853 Employed (No Data) U.S. Citizen (No Data) (No Data) No 14290.34
6972144 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 23116.5 XXXXXX 10.1142 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6986046 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.375 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
6956043 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968119 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968120 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.5 Unemployed Unemployed Permanent Resident Alien (No Data) (No Data) (No Data) 0
6956069 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.375 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968130 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6956083 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968131 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6956087 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.25 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6956088 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968136 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.249 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6956089 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.25 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968137 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.625 Unemployed Unemployed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
6968138 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.249 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6956097 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968139 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.5 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972150 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 17294 XXXXXX 9.2677 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 45320.64
6972151 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 26894 XXXXXX 9.248 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 16032.59
6968144 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.875 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
6968145 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.25 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968148 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.375 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6956125 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6956126 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9 Unemployed Unemployed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
6956128 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968151 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.875 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6972155 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.9468 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
6968158 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 30944 XXXXXX 9.841 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 44025.57
6956142 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968159 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6956150 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6972161 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968164 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 11.2499 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968165 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.25 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6968166 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.999 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968167 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 648.92 XXXXXX 8.8625 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
6972163 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5744 XXXXXX 10.9451 Employed (No Data) U.S. Citizen (No Data) (No Data) No 9812.2
6972164 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972165 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14150.75 XXXXXX 10.1255 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 20551.24
6972166 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6889.38 XXXXXX 10.7956 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6968170 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 11.2499 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968172 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.75 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6972167 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14039.55 XXXXXX 10.4527 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 29442.38
6968177 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.9999 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968178 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 14044 XXXXXX 8.4634 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
6968180 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.25 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
6968183 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968184 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.5 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972169 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8689 XXXXXX 9.3757 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6968186 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 906.73 XXXXXX 8.5031 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 42830.69
6972171 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.75 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972173 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 11.499 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968192 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.625 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6968194 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968195 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7955.22 XXXXXX 10.055 Employed (No Data) U.S. Citizen (No Data) (No Data) No 7867.88
6972174 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968199 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 34694 XXXXXX 8.3956 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6968200 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10766 XXXXXX 10.7807 Employed (No Data) U.S. Citizen (No Data) (No Data) No 58239.45
6968201 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 15750.25 XXXXXX 8.0547 Unemployed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972179 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.875 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
6972180 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.875 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
6972181 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.875 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
6968204 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 23879 XXXXXX 9.6111 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
6972184 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 4469 XXXXXX 9.4362 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 14065.4
6972186 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.125 Unemployed Unemployed Permanent Resident Alien (No Data) (No Data) (No Data) 0
6968207 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968209 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 1694 XXXXXX 11.0429 Employed (No Data) U.S. Citizen (No Data) (No Data) No 3223.61
6972188 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968210 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 104069 XXXXXX 8.4511 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 376898
6972189 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.625 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972190 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972191 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.75 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6972192 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.75 Unemployed Unemployed Non-Resident Alien (No Data) (No Data) (No Data) 0
6972193 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9456.5 XXXXXX 9.7767 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6968212 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968214 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6972194 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14597.78 XXXXXX 8.9229 Employed (No Data) U.S. Citizen (No Data) (No Data) No 11259.37
6972195 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.625 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968216 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8015.25 XXXXXX 10.348 Employed (No Data) U.S. Citizen (No Data) (No Data) No 8824.55
6972196 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.125 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6968217 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.5 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6968218 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.625 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972198 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 10172.75 XXXXXX 9.4976 Employed (No Data) U.S. Citizen (No Data) (No Data) No 83982.05
6968219 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
6972200 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.499 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968222 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.125 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968223 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14899 XXXXXX 11.1212 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972201 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 11.625 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6986056 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12694 XXXXXX 8.5072 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972203 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.625 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972205 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6986058 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.5 Unemployed Unemployed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
6972206 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 13069.24 XXXXXX 8.8993 Employed (No Data) U.S. Citizen (No Data) (No Data) No 6018.52
6972207 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.25 Employed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
6972208 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 9104 XXXXXX 8.8035 Employed (No Data) U.S. Citizen (No Data) (No Data) No 9942.28
6968224 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 17214 XXXXXX 9.5368 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
6968225 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8974 XXXXXX 9.198 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972209 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 7694 XXXXXX 9.5907 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6968226 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13214 XXXXXX 9.4914 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 5565.45
6972212 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7045 XXXXXX 10.2254 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6968227 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972213 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17444 XXXXXX 10.2927 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
6972216 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8469 XXXXXX 10.0428 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972217 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.0001 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6968230 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11234 XXXXXX 10.0839 Employed Unemployed U.S. Citizen (No Data) (No Data) No 10408.92
6972218 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.7501 Employed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
6968231 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 19969 XXXXXX 9.8688 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6968232 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.5 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6968233 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6972221 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6972222 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.625 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6968234 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 11511.5 XXXXXX 9.1081 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
6986065 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 8601.95 XXXXXX 9.0874 Employed (No Data) Non-Resident Alien (No Data) (No Data) No 7131.87
6972225 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.125 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6972227 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6972228 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 13899 XXXXXX 8.2045 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6968236 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 32209 XXXXXX 9.3704 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6986068 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.999 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972231 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6986069 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Unemployed Unemployed Non-Permanent Resident Alien Non-Permanent Resident Alien (No Data) (No Data) 0
6972233 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 10350 XXXXXX 8.9301 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
6972236 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 1599.9 XXXXXX 8.074 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972237 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6972239 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 18704 XXXXXX 9.6732 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 41280.87
6986076 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 8954 XXXXXX 8.4387 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972246 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 14620.38 XXXXXX 9.3805 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972247 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 14546 XXXXXX 8.9169 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 31338.26
6972248 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 8896.34 XXXXXX 8.5992 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 52554.59
6972249 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6972253 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 16832.75 XXXXXX 8.3949 Employed (No Data) U.S. Citizen (No Data) (No Data) No 13046.61
6972257 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.875 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
6972258 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19244 XXXXXX 9.838 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972259 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 25984.85 XXXXXX 9.2226 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972260 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 1694 XXXXXX 10.5525 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6972261 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 7445.46 XXXXXX 9.0225 Employed Employed U.S. Citizen Permanent Resident Alien (No Data) Yes 5145.37
6972263 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.125 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6986091 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.749 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6986103 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.375 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6986106 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.25 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6986118 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10.5 Unemployed Unemployed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
6972266 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 20381.5 XXXXXX 7.9048 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 78130.07
6986120 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6986122 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.75 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
6986125 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6972267 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.125 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6986127 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6986130 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12070.25 XXXXXX 9.988 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6986134 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.499 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6986135 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15507.99 XXXXXX 8.9314 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
6986139 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6986140 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18756.5 XXXXXX 9.7497 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
6986146 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 10 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6986151 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6986156 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10704 XXXXXX 9.8232 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 9798.3
6986157 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7626.75 XXXXXX 10.0952 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 10410.48
6986158 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.875 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6986161 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 28814 XXXXXX 8.943 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6986163 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 6374 XXXXXX 8.2294 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
6986164 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 13694 XXXXXX 8.1276 Employed (No Data) U.S. Citizen (No Data) (No Data) No 19147.18
6986176 QM: Safe Harbor (APOR) No Yes XXXXXX XXXXXX No Yes 5370.42 XXXXXX 8.146 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) No 2785.62
6986177 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6986181 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.625 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6986182 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
6986187 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.374 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
6986196 QM: Rebuttable Presumption (APOR) No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 8.4594 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
6986204 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.125 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6986208 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6477309 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8769.52 XXXXXX 7.5 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6446438 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10544.76 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6446447 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8570 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6477311 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10152.8 XXXXXX 9.25 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6446464 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4064 XXXXXX 7.8751 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6446503 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4800 XXXXXX 7.5 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6446504 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4281.6 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6446607 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12833.44 XXXXXX 7.8751 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6446646 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10816 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6446682 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12180 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6446690 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4320 XXXXXX 7.375 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6446709 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12192 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6480528 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7420 XXXXXX 7.25 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6446801 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4000 XXXXXX 7.5 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6460513 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5400 XXXXXX 8.75 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6460514 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 2800 XXXXXX 8.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6446884 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6560 XXXXXX 7.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6446899 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7680 XXXXXX 8.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6446942 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9600 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6480538 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7380 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6480539 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10220 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6477316 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9596.8 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6512400 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10074.24 XXXXXX 8.125 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6477319 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11680 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6477320 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9698 XXXXXX 7.7501 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6480560 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5000 XXXXXX 7.7501 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6460530 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4260 XXXXXX 8.625 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6460542 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 24034.78 XXXXXX 8.5936 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6480573 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13500 XXXXXX 7.25 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6480578 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8200 XXXXXX 8.125 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6460549 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4410 XXXXXX 8.5 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6460554 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10200 XXXXXX 8.875 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6477342 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9689.68 XXXXXX 8.75 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6460557 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7420 XXXXXX 8.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6447227 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11400 XXXXXX 8.625 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6460584 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12600 XXXXXX 8.75 Employed Employed Non-Resident Alien Non-Permanent Resident Alien (No Data) (No Data) 0
6480590 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9600 XXXXXX 8.5 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6460589 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6160 XXXXXX 8.625 Unemployed Unemployed Non-Resident Alien Non-Resident Alien (No Data) (No Data) 0
6460602 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6161.16 XXXXXX 8.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6477359 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5600 XXXXXX 9 Unemployed Unemployed Permanent Resident Alien Permanent Resident Alien (No Data) (No Data) 0
6477361 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4000 XXXXXX 9 Unemployed Unemployed Permanent Resident Alien Permanent Resident Alien (No Data) (No Data) 0
6460604 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11900 XXXXXX 8.875 Unemployed Unemployed Non-Resident Alien Non-Resident Alien (No Data) (No Data) 0
6477376 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9620 XXXXXX 8.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6477383 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4480 XXXXXX 9.125 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
6477384 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 4940 XXXXXX 9.375 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6477399 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7924 XXXXXX 8.875 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6477405 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5920 XXXXXX 9.375 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6477408 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8756.8 XXXXXX 9.25 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6480624 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12750 XXXXXX 9.875 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6477432 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7840 XXXXXX 9.375 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6480656 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10980 XXXXXX 9.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6523862 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11072.4 XXXXXX 9.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6504171 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.125 Unemployed Unemployed Permanent Resident Alien Non-Permanent Resident Alien (No Data) (No Data) 0
6512409 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9340 XXXXXX 9.125 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6523873 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6000 XXXXXX 8.0001 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6512416 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10649.68 XXXXXX 8.1814 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6512419 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 1428 XXXXXX 8.1814 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6512424 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8812.52 XXXXXX 8.375 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
6527550 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8960 XXXXXX 8.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6523913 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5460 XXXXXX 8.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6527551 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5880 XXXXXX 8.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6527553 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5700 XXXXXX 9.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6480508 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11360 XXXXXX 4.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6480516 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10400 XXXXXX 6.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6447427 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11310 XXXXXX 6.375 Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
6447431 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6060 XXXXXX 6.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6447439 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9360 XXXXXX 6.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6447454 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9668.8 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6480670 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7200 XXXXXX 4.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
6527564 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11704 XXXXXX 9.625 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
 


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