EX-99.3 12 ex99-3s3.htm SCHEDULE 3 - LOAN LEVEL TAPE COMPARE REPORT

 

 

MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.3 - Schedule 3

 

Client Name:    
Client Project Name: MSRM 2024-NQM2  
Start - End Dates: 2/21/2022 - 1/31/2024  
Deal Loan Count: 271  
     
         
Loan Level Tape Compare Upload    
         
Loans in Report 271  

Loan Number Borrower Last Name Field Name Tape Data Reviewer Data
6446382 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6480494 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6480498 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6446438 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6446447 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6446503 XXXXXX Property Type Detached PUD Attached PUD
6446607 XXXXXX Borrower 1 Self Employed Flag Yes No
6446682 XXXXXX Borrower 1 Self Employed Flag Yes No
6446690 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6446709 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6460514 XXXXXX Borrower 1 First Time Home Buyer No Yes
6446942 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6477316 XXXXXX Disbursement Date XXXXXX XXXXXX
6480560 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6480560 XXXXXX Borrower 1 First Time Home Buyer Yes No
6480560 XXXXXX Disbursement Date XXXXXX XXXXXX
6480573 XXXXXX Borrower 1 First Time Home Buyer No Yes
6480578 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6480578 XXXXXX Borrower 1 First Time Home Buyer Yes No
6447227 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6460584 XXXXXX Borrower 1 Self Employed Flag No Yes
6460584 XXXXXX Borrower 2 Self Employed Flag No Yes
6480590 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6460589 XXXXXX Borrower 2 First Time Home Buyer No Yes
6460589 XXXXXX Original Appraisal Date XXXXXX XXXXXX
6460602 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6460602 XXXXXX Property Type Detached PUD Attached PUD
6477399 XXXXXX Disbursement Date XXXXXX XXXXXX
6477399 XXXXXX Origination Date XXXXXX XXXXXX
6480624 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6477432 XXXXXX Borrower 1 Self Employed Flag Yes No
6480656 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6527550 XXXXXX Borrower 1 First Time Home Buyer No Yes
6480516 XXXXXX Borrower DSCR Percent 1.334 1.1672
6447427 XXXXXX Assumable ID Not Assumable Not for fixed period; upon credit approval for adj period
6480670 XXXXXX Borrower DSCR Percent 1.6558 1.1921
6480670 XXXXXX Origination Channel Correspondent Flow without delegated underwriting Correspondent Flow with delegated underwriting
6527564 XXXXXX Origination Channel Correspondent Flow without delegated underwriting Correspondent Flow with delegated underwriting
6848369 XXXXXX Cash Reserves XXXXXX XXXXXX
6848369 XXXXXX Months Reserves 22.00 62.07
6854555 XXXXXX Property Type Detached PUD Attached PUD
6848374 XXXXXX Cash Reserves XXXXXX XXXXXX
6848374 XXXXXX Months Reserves 28.00 9.63
6848374 XXXXXX Property Type Detached PUD Attached PUD
6914290 XXXXXX Cash Reserves XXXXXX XXXXXX
6914290 XXXXXX Months Reserves 70.00 61.68
6914290 XXXXXX Total Cash Out XXXXXX XXXXXX
6914291 XXXXXX Disbursement Date XXXXXX XXXXXX
6914291 XXXXXX Representative Credit Score for Grading 727 715
6874173 XXXXXX Borrower DSCR Percent 1.06 0.8625
6914337 XXXXXX Total Cash Out XXXXXX XXXXXX
6914341 XXXXXX Original Appraised Value XXXXXX XXXXXX
6914342 XXXXXX Cash Reserves XXXXXX XXXXXX
6914342 XXXXXX Months Reserves 128.00 62.91
6914342 XXXXXX Total Cash Out XXXXXX XXXXXX
6968117 XXXXXX Total Cash Out XXXXXX XXXXXX
6914377 XXXXXX Original Appraised Value XXXXXX XXXXXX
6914393 XXXXXX Disbursement Date XXXXXX XXXXXX
6914394 XXXXXX Cash Reserves XXXXXX XXXXXX
6914394 XXXXXX Months Reserves 9.00 16.72
6914394 XXXXXX Original Appraised Value XXXXXX XXXXXX
6914420 XXXXXX Cash Reserves XXXXXX XXXXXX
6914420 XXXXXX Months Reserves 9.00 267.90
6972142 XXXXXX Disbursement Date XXXXXX XXXXXX
6986046 XXXXXX Representative Credit Score for Grading 725 732
6956043 XXXXXX Cash Reserves XXXXXX XXXXXX
6956043 XXXXXX Months Reserves 76.00 68.87
6956069 XXXXXX Cash Reserves XXXXXX XXXXXX
6956069 XXXXXX Months Reserves 31.00 31.62
6956083 XXXXXX Cash Reserves XXXXXX XXXXXX
6956083 XXXXXX Months Reserves 173.00 78.52
6956083 XXXXXX Total Cash Out XXXXXX XXXXXX
6956087 XXXXXX Total Cash Out XXXXXX XXXXXX
6972150 XXXXXX Cash Reserves XXXXXX XXXXXX
6972150 XXXXXX Months Reserves 26.00 38.06
6972150 XXXXXX Total Cash Out XXXXXX XXXXXX
6968144 XXXXXX Total Cash Out XXXXXX XXXXXX
6968158 XXXXXX Borrower 1 SSN XXXXXX XXXXXX
6956142 XXXXXX Total Cash Out XXXXXX XXXXXX
6972161 XXXXXX Cash Reserves XXXXXX XXXXXX
6972161 XXXXXX Disbursement Date XXXXXX XXXXXX
6972161 XXXXXX Months Reserves 77.00 17.69
6968165 XXXXXX Disbursement Date XXXXXX XXXXXX
6972164 XXXXXX Total Cash Out XXXXXX XXXXXX
6972166 XXXXXX Cash Reserves XXXXXX XXXXXX
6972166 XXXXXX Months Reserves 8.00 11.46
6968170 XXXXXX Disbursement Date XXXXXX XXXXXX
6968172 XXXXXX Property Type Detached PUD Attached PUD
6972173 XXXXXX Property Type SFR SFR-Attached
6972173 XXXXXX Total Cash Out XXXXXX XXXXXX
6968195 XXXXXX Disbursement Date XXXXXX XXXXXX
6968199 XXXXXX Cash Reserves XXXXXX XXXXXX
6968199 XXXXXX Months Reserves 50.00 16.81
6968200 XXXXXX Cash Reserves XXXXXX XXXXXX
6968200 XXXXXX Months Reserves 12.00 16.17
6968201 XXXXXX Cash Reserves XXXXXX XXXXXX
6968201 XXXXXX Months Reserves 187.00 280.39
6968209 XXXXXX Total Cash Out XXXXXX XXXXXX
6972188 XXXXXX Borrower DSCR Percent 1.12 0.8971
6972188 XXXXXX Disbursement Date XXXXXX XXXXXX
6972188 XXXXXX Total Cash Out XXXXXX XXXXXX
6968210 XXXXXX Cash Reserves XXXXXX XXXXXX
6968210 XXXXXX DTI Qualifying (Back) 23.3400 27.5500
6968210 XXXXXX Months Reserves 34.00 36.71
6972191 XXXXXX Total Cash Out XXXXXX XXXXXX
6972193 XXXXXX Disbursement Date XXXXXX XXXXXX
6968214 XXXXXX Total Cash Out XXXXXX XXXXXX
6972194 XXXXXX Cash Reserves XXXXXX XXXXXX
6972194 XXXXXX Months Reserves 7.00 3.33
6972195 XXXXXX Borrower DSCR Percent 1 1.3941
6972195 XXXXXX Disbursement Date XXXXXX XXXXXX
6968216 XXXXXX Disbursement Date XXXXXX XXXXXX
6972196 XXXXXX Cash Reserves XXXXXX XXXXXX
6972196 XXXXXX Months Reserves 210.00 0.00
6972196 XXXXXX Representative Credit Score for Grading 707 723
6968217 XXXXXX Original Appraised Value XXXXXX XXXXXX
6972200 XXXXXX Borrower DSCR Percent 1.88 1.0272
6972200 XXXXXX Disbursement Date XXXXXX XXXXXX
6968222 XXXXXX Disbursement Date XXXXXX XXXXXX
6968223 XXXXXX Disbursement Date XXXXXX XXXXXX
6972201 XXXXXX Property Type SFR-Attached SFR
6972201 XXXXXX Total Cash Out XXXXXX XXXXXX
6986056 XXXXXX Cash Reserves XXXXXX XXXXXX
6986056 XXXXXX Months Reserves 65.00 69.92
6972205 XXXXXX Property Type SFR-Attached SFR
6972206 XXXXXX Number of Units 2 1
6972206 XXXXXX Property Type 2 Family Detached PUD
6972206 XXXXXX Total Cash Out XXXXXX XXXXXX
6972207 XXXXXX Property Type SFR-Attached SFR
6972207 XXXXXX Total Cash Out XXXXXX XXXXXX
6972208 XXXXXX Disbursement Date XXXXXX XXXXXX
6972208 XXXXXX DTI Qualifying (Back) 25.3900 31.4100
6968224 XXXXXX Cash Reserves XXXXXX XXXXXX
6968224 XXXXXX Months Reserves 22.00 19.07
6972209 XXXXXX Cash Reserves XXXXXX XXXXXX
6972209 XXXXXX Months Reserves 114.00 118.15
6968226 XXXXXX Total Cash Out XXXXXX XXXXXX
6972213 XXXXXX Cash Reserves XXXXXX XXXXXX
6972213 XXXXXX Months Reserves 7.00 6.26
6972217 XXXXXX Original Appraised Value XXXXXX XXXXXX
6972218 XXXXXX Total Cash Out XXXXXX XXXXXX
6968231 XXXXXX Cash Reserves XXXXXX XXXXXX
6968231 XXXXXX Disbursement Date XXXXXX XXXXXX
6968231 XXXXXX Months Reserves 85.00 95.51
6968232 XXXXXX Borrower DSCR Percent 2.06 2.4392
6968232 XXXXXX Total Cash Out XXXXXX XXXXXX
6972227 XXXXXX Cash Reserves XXXXXX XXXXXX
6972227 XXXXXX Disbursement Date XXXXXX XXXXXX
6972227 XXXXXX Months Reserves 46.00 51.63
6972228 XXXXXX Cash Reserves XXXXXX XXXXXX
6972228 XXXXXX Months Reserves 52.00 45.54
6968236 XXXXXX Cash Reserves XXXXXX XXXXXX
6968236 XXXXXX Months Reserves 22.00 13.66
6986068 XXXXXX Property Type Detached PUD Attached PUD
6972231 XXXXXX Total Cash Out XXXXXX XXXXXX
6986069 XXXXXX Cash Reserves XXXXXX XXXXXX
6986069 XXXXXX Disbursement Date XXXXXX XXXXXX
6986069 XXXXXX Months Reserves 52.00 21.33
6972233 XXXXXX Borrower 1 SSN XXXXXX XXXXXX
6972236 XXXXXX Disbursement Date XXXXXX XXXXXX
6972237 XXXXXX Cash Reserves XXXXXX XXXXXX
6972237 XXXXXX Months Reserves 8.00 46.66
6972239 XXXXXX Original Appraised Value XXXXXX XXXXXX
6972246 XXXXXX Original Appraised Value XXXXXX XXXXXX
6972247 XXXXXX Cash Reserves XXXXXX XXXXXX
6972247 XXXXXX Disbursement Date XXXXXX XXXXXX
6972247 XXXXXX Months Reserves 10.00 7.03
6972248 XXXXXX Cash Reserves XXXXXX XXXXXX
6972248 XXXXXX Months Reserves 47.00 29.76
6972248 XXXXXX Original Appraised Value XXXXXX XXXXXX
6972249 XXXXXX Cash Reserves XXXXXX XXXXXX
6972249 XXXXXX Months Reserves 19.00 16.94
6972249 XXXXXX Property Type SFR SFR-Attached
6972253 XXXXXX Cash Reserves XXXXXX XXXXXX
6972253 XXXXXX Disbursement Date XXXXXX XXXXXX
6972253 XXXXXX Months Reserves 13.00 5.84
6972258 XXXXXX Cash Reserves XXXXXX XXXXXX
6972258 XXXXXX Months Reserves 13.00 15.94
6972259 XXXXXX Cash Reserves XXXXXX XXXXXX
6972259 XXXXXX Months Reserves 10.00 12.44
6972260 XXXXXX Disbursement Date XXXXXX XXXXXX
6972261 XXXXXX Representative Credit Score for Grading 725 669
6986103 XXXXXX Total Cash Out XXXXXX XXXXXX
6986120 XXXXXX Cash Reserves XXXXXX XXXXXX
6986120 XXXXXX Disbursement Date XXXXXX XXXXXX
6986120 XXXXXX Months Reserves 334.00 191.34
6986120 XXXXXX Total Cash Out XXXXXX XXXXXX
6986125 XXXXXX Cash Reserves XXXXXX XXXXXX
6986125 XXXXXX Months Reserves 15.00 25.08
6986127 XXXXXX Disbursement Date XXXXXX XXXXXX
6986135 XXXXXX Borrower 1 SSN XXXXXX XXXXXX
6986135 XXXXXX Cash Reserves XXXXXX XXXXXX
6986135 XXXXXX Disbursement Date XXXXXX XXXXXX
6986135 XXXXXX Months Reserves 22.00 63.77
6986140 XXXXXX Total Cash Out XXXXXX XXXXXX
6986161 XXXXXX Total Cash Out XXXXXX XXXXXX
6986163 XXXXXX Cash Reserves XXXXXX XXXXXX
6986163 XXXXXX DTI Qualifying (Back) 29.0100 38.4300
6986163 XXXXXX Months Reserves 38.00 15.30
6986177 XXXXXX Disbursement Date XXXXXX XXXXXX
6986177 XXXXXX Property Type Detached PUD Attached PUD
6986182 XXXXXX Cash Reserves XXXXXX XXXXXX
6986182 XXXXXX Months Reserves 18.00 21.60
6986204 XXXXXX Disbursement Date XXXXXX XXXXXX
6986208 XXXXXX Original Appraised Value XXXXXX XXXXXX
         
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