EX-99.2 8 ex99-2s5.htm SCHEDULE 5 - SUPPLEMENTAL REPORT

 

 

MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.2 - Schedule 5

 

                                                                                                                                                                                                                                                                                                                                                                               
Supplemental Data                                                                                                                                                                                                                                                                                                                                                                            
Run Date - 5/8/2024 10:08:42 PM                                                                                                                                                                                                                                                                                                                                                                                

SitusAMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number TILA Status Loan Designation ATR Factors Present Application Date TRID Tested GSE HOEPA Fees TILA Fees Rate Lock Date Calculated APR Original P&I Qualifying P&I Qualifying Rate Is Borrower Non Occupant Is Co Borrower Non Occupant Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower2 Length of Employment Co Borrower3 Length of Employment Borrower Foreign National Indicator Co Borrower Foreign National Indicator Co Borrower 2 Foreign National Indicator Co Borrower 3 Foreign National Indicator Borrower Country Name Co Borrower Country Name Co Borrower2 Country Name Co Borrower3 Country Name Residual Income Num Units Annual Property Tax Annual Insurance Costs Monthly Property Tax Monthly Insurance Costs HOA Name HOA Address State Fee Amount Next Due Date HOA Payment Frequency Investor DTI QM DTI Non QM DTI Original Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Income Doc Detail Tax Return Doc Details Document Level Document Type Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy (7, 11)  Months Bankruptcy (13)  Most Recent Deed-in -Lieu Date Number of Deed-in-Lieu Events Months Deed-in-Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Guideline Name UW Guideline Author ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate HUD 1 Page 1 Credits Total Collateral Underwriter Risk Score AUS Decision System Property Inspection Waiver (PIW) Rating Result Eligible For Rep and Warrant Relief Per Collateral Advisor Is Equity Shared Loan Investor Qualifying Rate Borrower Years of W2s CoBorrower Years of W2s Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Months of Personal Bank Statements Months of Business Bank Statements Months of Profit and Loss Statements Expense Letter DSCR Inverse DSCR Subordinate Lien Type Is Shared Appreciation Mortgage Duration of Payout Months Seller VSH Indicator Seller Indicated VSH Guideline Validated VSH IO Remaining Amortization Term at Recast Maturity Date Borrower Own Funds Cash Amount Borrower Own Funds Percent Is the Note an eNote Borrower WVOE - # of Months of Income provided Co Borrower WVOE - # of Months of Income provided Co Borrower2 WVOE - # of Months of Income provided Co Borrower3 WVOE - # of Months of Income provided Were the origination guidelines utilized for this diligence review? Title Evidence Ownership Type Borrower Type Borrower Designation Co Borrower Type Co Borrower Designation Co Borrower2 Type Co Borrower2 Designation Co Borrower3 Type Co Borrower3 Designation Senior Lien Position Senior Lien Original Loan Amount Senior Lien Original Interest Rate Senior Lien Note Projected Closing Date Senior Lien Current Balance Senior Lien Current P&I Loan Closed in the Name of an Entity Note Executed by Assumable Mortgage Flag Leasehold Flag Buydown Flag Borrower Experian FICO Model Used Borrower Equifax FICO Model Used Borrower TransUnion FICO Model Used Co Borrower Experian FICO Model Used Co Borrower Equifax FICO Model Used Co Borrower TransUnion FICO Model Used Co Borrower2 Experian FICO Model Used Co Borrower2 Equifax FICO Model Used Co Borrower2 TransUnion FICO Model Used Co Borrower3 Experian FICO Model Used Co Borrower3 Equifax FICO Model Used Co Borrower3 TransUnion FICO Model Used Borrower Documentation Used to Determine Legal Residency Co Borrower Documentation Used to Determine Legal Residency Co Borrower2 Documentation Used to Determine Legal Residency Co Borrower3 Documentation Used to Determine Legal Residency Delayed Financing? Months Reserves Correspondent Type
219448486 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             Foreign National Foreign National               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000%   680                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.09 0.91               [Redact] [Redact] 74.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No                                   180  
219448490 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No               Foreign National               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000%   680                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.6       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.09 0.92             240 [Redact] [Redact] 10.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Member                     Yes Business Entity No   No                                   30.87  
219448494 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No               Foreign National               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000%   680                                                       No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 1.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.08 0.92               [Redact] [Redact] 47.000% No         Yes Commitment Fee Simple LLC Business Entity Individual Member                     Yes Business Entity No   No                                   36.06  
219448496 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             Foreign National                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000%   680                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99               [Redact] [Redact] 44.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No                                   22.15  
220099147 [Redact] [Redact] [Redact] Non QM     No No $8,940.00 $11,002.12   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           44.844% 44.844% 44.844% [Redact] 801                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) Alt                               0 0 0 No   [Redact] $8,940.00   [Redact] $18,900.00 3.9 None     N/A No [Redact] 0   0 0 1 0   12 0.00 No                   [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             189.56  
220325876 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 796                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.61 0.62               [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 83.57  
220381908 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 791                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 0.89 1.12               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 10.67  
220381913 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 672                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.5       N/A No [Redact] 0   0 0 0 0     0.00 No 1.29 0.78               [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 91.6  
220381921 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 696                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.08 0.93               [Redact] [Redact] 77.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             55.55  
220381927 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 723                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1 1             240 [Redact]     No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 7.06  
220381946 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 675                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.05 0.96               [Redact]     No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             FICO II Beacon 5.0 FICO Risk Score Classic 04               No 87.3  
220405411 [Redact] [Redact]   Non QM     Yes No $20,250.70 $24,393.38   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           12.223% 12.223% 12.223% [Redact] 724                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2018		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $20,250.70   [Redact] $5,554.28 2.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 1.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   Yes Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             45.25  
220405458 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 736                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99               [Redact] [Redact] 67.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             45.16  
220405481 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 778                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.02 0.98               [Redact] [Redact]   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 71.24  
220436370 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 663                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99             240 [Redact] [Redact] 5.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             83.9  
220436866 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 663                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1 1             240 [Redact] [Redact] 0.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             74.04  
220451188 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 675                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.15 0.87               [Redact] $0.00 0.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             25.79  
220481582 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 724                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 0.96 1.04             360 [Redact] [Redact] 6.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             55.85  
220496014 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 703                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.3       N/A No [Redact] 0   0 0 0 0     0.00 No 0.91 1.1               [Redact] [Redact] 62.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             38.42  
220537524 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 763                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.7       N/A No [Redact] 0   0 0 0 0     0.00 No 1.04 0.96               [Redact] [Redact]   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 59.72  
220539330 [Redact] [Redact] [Redact] Non QM     Yes No $15,429.00 $18,096.40   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           45.813% 45.813% 45.813% [Redact] 722                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $15,429.00   [Redact] $0.00 3.3 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 76.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             55.84  
220546666 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 765                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.03 0.97               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 37.33  
220578378 [Redact] [Redact] [Redact] Non QM     Yes No $1,055.00 $3,336.74   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           43.256% 43.256% 43.256% [Redact] 749                                                       No Yes 12 Personal 100.000% 33.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2016
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2016		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $1,055.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0 12   0.00 No                   [Redact] [Redact] 99.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             108.57  
220595167 [Redact] [Redact] [Redact] Non QM     Yes No $27,945.31 $11,529.06   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           22.087% 22.087% 22.087% [Redact] 748                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 23.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 23.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 23.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 23.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $27,945.31   [Redact] $5,000.00 1.2 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 42.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             22  
220596065 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 674                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.25 0.8               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04               No 37.95  
220596070 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 771                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 0.93 1.07               [Redact] [Redact] 27.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             21.68  
220611088 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 819                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.1       N/A No [Redact] 0   0 0 0 0     0.00 No 0.96 1.04               [Redact] [Redact] 51.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             15.93  
220614397 [Redact] [Redact]   Non QM     Yes No $11,659.50 $15,301.65   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           43.096% 43.096% 43.096% [Redact] 739                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $11,659.50   [Redact] $36,000.00 1.0 DU   ApproveEligible N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 10.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             3.91  
220614399 [Redact] [Redact]   Non QM     Yes No $15,111.25 $18,910.00   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           38.826% 38.826% 38.826% [Redact] 759                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $15,111.25   [Redact] $0.00 2.6 DU   ApproveIneligible N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 7.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             13.85  
220614400 [Redact] [Redact]   Non QM     Yes No $10,704.28 $12,601.85   [Redact] [Redact] [Redact] [Redact] No No Not Employed Self-Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           44.560% 44.560% 44.560% [Redact] 759                                                       No No             [Borrower -  | Primary Income - Social Security]; Account Statements - 2023
[Borrower -  | Primary Income - Social Security]; 1099-SSA - 2022
[Borrower -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2022
[Borrower -  | Primary Income - Social Security]; 1099-SSA - 2021
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; Account Statements - Business - 2023
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1099 - 2022
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1099 - 2022
[Coborrower(s) -  | Non-Primary Income - IRA Distribution]; Account Statements - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2019
[Coborrower]; 4506-C - 2019		 Alternative Documentation (A) 1yr 1099                               0 0 0     [Redact] $10,704.28   [Redact] $2,000.00 1.0 None     N/A No [Redact] 0 0 0 0 4 0     0.00 No                   [Redact] [Redact] 44.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                       42.66  
220614401 [Redact] [Redact]   Non QM     Yes No $13,163.60 $19,341.60   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           49.104% 49.104% 49.104% [Redact] 806                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $13,163.60   [Redact] $20,000.00 1.0 DU   ApproveEligible N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 21.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             32.28  
220614402 [Redact] [Redact]   Exempt from ATR     Yes No $10,492.25 $14,991.66   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           49.104% 49.104% 49.104% [Redact] 806                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $10,492.25   [Redact] $0.00 1.0 DU   ApproveEligible N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 30.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             67.41  
220614405 [Redact] [Redact]   Non QM     Yes No $16,001.52 $20,334.44   [Redact] [Redact] [Redact] [Redact] No No Not Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           49.860% 49.860% 49.860% [Redact] 664                                                       No No             [Borrower -  | Primary Income - Social Security]; Account Statements - 2023
[Borrower -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
[Borrower -  | Non-Primary Income - Annuity]; Account Statements - 2023
[Borrower -  | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2023
[Borrower -  | Non-Primary Income - Annuity]; 1099 - 2022
[Borrower -  | Non-Primary Income - Pension]; Account Statements - 2023
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020		 Full Documentation (F) 1yr Full Doc                               0 0 0     [Redact] $16,001.52   [Redact] $0.00 1.1 None     N/A No [Redact] 0   1 0 3 1     0.00 No                   [Redact] [Redact]   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 2.64  
220614407 [Redact] [Redact]   Non QM     Yes No $55,875.63 $43,229.26   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           3.116% 3.116% 3.116% [Redact] 674                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $55,875.63   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 1.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             14.36  
220614412 [Redact] [Redact]   Non QM     Yes No $20,680.00 $28,668.52   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           29.495% 29.495% 29.495% [Redact] 751                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $20,680.00   [Redact] $0.00 4.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 3.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             11.57  
220614413 [Redact] [Redact]   Non QM     Yes No $17,492.50 $21,112.83   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           30.020% 30.020% 30.020% [Redact] 805                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020		   Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $17,492.50   [Redact] $0.00 4.4 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact]   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 46.12  
220614417 [Redact] [Redact]   Non QM     Yes No $17,924.20 $18,898.74   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           36.014% 36.014% 36.014% [Redact] 741                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $17,924.20   [Redact] $0.00 4.8 DU   ApproveEligible N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] $0.00 0.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             91.34  
220614419 [Redact] [Redact]   Non QM     Yes No $20,629.07 $22,764.95   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Not Employed         Non-Permanent Resident Alien Non-Permanent Resident Alien     [Redact] [Redact]     [Redact] 1 [Redact] [Redact] [Redact] [Redact]           49.497% 49.497% 49.497% [Redact] 735                                                       No Yes 12 Personal 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2015		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $20,629.07   [Redact] $15,000.00 1.1 None     N/A No [Redact] 0 0 0 0 0 0 12   0.00 No                   [Redact] [Redact] 22.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04             Resident Alien Card Resident Alien Card       11.13  
220614424 [Redact] [Redact]   Non QM     Yes No $14,254.68 $16,830.90   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           46.644% 46.644% 46.644% [Redact] 742                                                       No Yes 24 Personal, Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2014
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2014
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $14,254.68   [Redact] $1,500.00 2.8 None     N/A No [Redact] 0   0 0 0 0 12 12 0.00 No                   [Redact] [Redact] 21.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             8.9  
220614425 [Redact] [Redact]   Non QM     Yes No $8,751.00 $10,694.99   [Redact] [Redact] [Redact] [Redact] No No Not Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           49.569% 49.569% 49.569% [Redact] 784                                                       No No             [Borrower -  | Primary Income - Social Security]; Account Statements - 2023
[Borrower -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
[Borrower -  | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 1yr Full Doc                               0 0 0     [Redact] $8,751.00   [Redact] $0.00 1.0 DU   ApproveEligible N/A No [Redact] 0   0 0 3 0     0.00 No                   [Redact] [Redact] 66.000% No         Yes Preliminary Fee Simple Individual Trustee                         No Trustee No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             47.21  
220614428 [Redact] [Redact]   Non QM     Yes No $16,645.00 $21,768.39   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 2 [Redact] [Redact] [Redact] [Redact]           44.941% 44.941% 44.941% [Redact] 776                                                       No Yes 12 Business 49.000% 100.000%     [Borrower -  | Non-Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2023
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Income - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 27.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 27.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 27.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 27.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2019		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $16,645.00   [Redact] $43,732.72   DU   ApproveEligible N/A No [Redact] 1   0 0 0 0   12 0.00 No                   [Redact] [Redact] 18.000% No 15       Yes Preliminary Fee Simple Individual Individual                         No Individual No   Yes Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             6.01  
220614429 [Redact] [Redact]   Non QM     Yes No $13,069.00 $11,484.10   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           49.757% 49.757% 49.757% [Redact] 786                                                       No No           Audited [Borrower -  | Primary Income - Sole Proprietor]; Business License - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2020
[Coborrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 1yr 1099                               0 0 0     [Redact] $13,069.00   [Redact] $0.00 1.8 DU   ApproveEligible N/A No [Redact] 0 0 0 0 3 0     2.97 No                   [Redact] [Redact] 34.000% No   4     Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       14.79  
220614430 [Redact] [Redact]   Non QM     Yes No $40,655.75 $46,750.68   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           46.798% 46.798% 46.798% [Redact] 667                                                       No No           Third Party Prepared (Unaudited) [Borrower -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Other - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Other - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Other - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; P&L Statement - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - Partnership (>= 25%)]; 1065 - 2021
[Borrower -  | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021
[Borrower -  | Primary Income - Partnership (>= 25%)]; K-1 - 2021
[Borrower -  | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2020		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr Full Doc                               0 0 0     [Redact] $40,655.75   [Redact] $70,000.00 4.6 None     N/A No [Redact] 0   2 0 3 2     20.00 No                   [Redact] [Redact] 19.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             6.76  
220614436 [Redact] [Redact]   Non QM     Yes No $11,476.00 $5,343.78   [Redact] [Redact] [Redact] [Redact] No No Not Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           15.216% 15.216% 15.216% [Redact] 791                                                       Yes No             [Borrower -  | Primary Income - Asset Depletion]; Account Statements - 2023 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Other Documentation (O) Asset Depletion                               0 0 0     [Redact] $11,476.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 3 0     0.00 No         Other         [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             726.39  
220614437 [Redact] [Redact]   Non QM     Yes No $8,888.45 $10,523.71   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Permanent Resident Alien               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           39.893% 39.893% 39.893% [Redact] 791                                                       No Yes 12 Personal 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $8,888.45   [Redact] $7,000.00 1.0 DU   ApproveEligible N/A No [Redact] 0   0 0 0 0 12   0.00 No                   [Redact] [Redact] 25.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                   Resident Alien Card         8.19  
220614439 [Redact] [Redact]   Non QM     Yes No $10,920.63 $14,409.44   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           41.205% 41.205% 41.205% [Redact] 797                                                       No Yes 12 Business 100.000% 99.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 58.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 58.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 58.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 58.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 58.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 58.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $10,920.63   [Redact] $2,000.00 1.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 25.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             6.7  
220614440 [Redact] [Redact]   Non QM     Yes No $15,093.00 $15,765.78   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           42.881% 42.881% 42.881% [Redact] 707                                                       No No           Third Party Prepared (Unaudited) [Borrower -  | Primary Income - Sole Proprietor]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2021		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo CPA P&L                               0 0 0     [Redact] $15,093.00   [Redact] $0.00 1.7 None     N/A No [Redact] 0   0 0 3 0     20.00 No                   [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 15.41  
220614442 [Redact] [Redact]   Non QM     Yes No $10,028.50 $11,210.41   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           44.625% 44.625% 44.625% [Redact] 797                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $10,028.50   [Redact] $1,000.00 2.5 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 40.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             26.01  
220614443 [Redact] [Redact]   Non QM     Yes No $5,563.75 $6,522.21   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Self-Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           49.924% 49.924% 49.924% [Redact] 747                                                       No Yes 12 Business 100.000% 50.000% 50.000%   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2018
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2018
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Other - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Third Party Verification - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Other - 2018
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Third Party Verification - 2018		 [Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $5,563.75   [Redact] $0.00 2.6 DU   ApproveEligible N/A No [Redact] 0 0 0 0 0 0   12 0.00 No                   [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       112.55  
220614444 [Redact] [Redact]   Non QM     Yes No $20,516.00 $22,875.93   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Permanent Resident Alien               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           39.190% 39.190% 39.190% [Redact] 658                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $20,516.00   [Redact] $0.00 3.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 18.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                   Resident Alien Card         54.4  
220614445 [Redact] [Redact]   Non QM     Yes No $9,560.46 $11,973.84   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           27.105% 27.105% 27.105% [Redact] 743                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $9,560.46   [Redact] $3,000.00 1.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 3.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             9.26  
220614446 [Redact] [Redact]   Non QM     Yes No $4,645.00 $7,536.84   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           38.965% 38.965% 38.965% [Redact] 746                                                       No Yes 12 Personal, Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $4,645.00   [Redact] $0.00 1.9 DU   ApproveEligible N/A No [Redact] 0   0 0 0 0 12 12 0.00 No                   [Redact] [Redact] 16.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             3.26  
220614449 [Redact] [Redact]   Non QM     Yes No $8,110.00 $4,855.85   [Redact] [Redact] [Redact] [Redact] No No Employed Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           40.881% 40.881% 40.881% [Redact] 758                                                       No No             [Borrower -  | Primary Income - Wages]; Employer Letter - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021
[Coborrower(s) -  | Primary Income - Wages]; Other - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2021
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2019
[Coborrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr Full Doc                               0 0 0     [Redact] $8,110.00   [Redact] $2,500.00 3.8 None     N/A No [Redact] 0 2 2 0 4 2     0.00 No                   [Redact] [Redact] 4.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       26.03  
220614450 [Redact] [Redact]   Non QM     Yes No $16,645.00 $5,064.24   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           48.543% 48.543% 48.543% [Redact] 709                                                       No No             [Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; 1099 - 2022
[Borrower -  | Primary Income - Sole Proprietor]; 1099 - 2021
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1099 - 2022
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1099 - 2021		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr 1099                               0 0 0     [Redact] $16,645.00   [Redact] $12,400.00 2.3 DU   ApproveIneligible N/A No [Redact] 0   0 0 3 0     0.00 No                   [Redact] [Redact] 30.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             16.23  
220614451 [Redact] [Redact]   Exempt from ATR     Yes No $9,724.91 $10,622.47   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           28.452% 28.452% 28.452% [Redact] 702                                                       No No           Third Party Prepared (Unaudited) [Borrower -  | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2021
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2021
[Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Tax Return Extension - 2022
[Borrower]; Transcripts (1040) - No Results Returned - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 1yr Full Doc                               0 0 0     [Redact] $9,724.91   [Redact] $0.00 1.4 None     N/A No [Redact] 0   1 0 3 1     20.97 No                   [Redact] $0.00   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 62.19  
220614452 [Redact] [Redact]   Exempt from ATR     No No $19,885.00 $10,000.21   [Redact] [Redact] [Redact] [Redact] No No Not Employed Not Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           45.113% 45.113% 45.113% [Redact] 717                                                       No No             [Borrower -  | Primary Income - VA Service Related Disability]; Other - 2023
[Borrower -  | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) -  | Primary Income - Social Security]; Account Statements - 2023
[Coborrower(s) -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
[Coborrower(s) -  | Non-Primary Income - VA Service Related Disability]; Other - 2023
[Coborrower(s) -  | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Coborrower]; 1040 - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2019
[Coborrower]; 4506-C - 2019		 Full Documentation (F) 1yr Full Doc                               0 0 0     [Redact] $19,885.00   [Redact] $0.00 2.6 None     N/A No [Redact] 0 0 1 0 4 1     0.00 No                   [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No 6.54  
220614453 [Redact] [Redact]   Non QM     Yes No $25,566.99 $13,862.68   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           44.564% 44.564% 44.564% [Redact] 790                                                       No Yes 12 Personal 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 18.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $25,566.99   [Redact] $10,200.00   DU   ApproveEligible N/A No [Redact] 0   0 0 0 0 12   0.00 No                   [Redact] [Redact] 33.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             10.72  
220614454 [Redact] [Redact]   Non QM     Yes No $47,845.00 $64,088.75   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           49.331% 49.331% 49.331% [Redact] 724                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $47,845.00   [Redact] $0.00 1.2 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 10.56  
220614455 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 647                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99               [Redact] [Redact] 52.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             71.74  
220614468 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 673                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1.43 0.7               [Redact]     No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04               No 41.16  
220614469 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 643                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.8       N/A No [Redact] 0   0 0 0 0     0.00 No 1.02 0.98               [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 61.79  
220614470 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 3 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 701                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.04 0.96               [Redact] [Redact] 49.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             35.75  
220614474 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 752                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.03 0.97             240 [Redact]     No         Yes Preliminary Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 110.23  
220614483 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 666                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.4       N/A No [Redact] 0   0 0 0 0     0.00 No 0.99 1.01             240 [Redact]     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 91.77  
220614484 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 657                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99               [Redact]     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 72.5  
220614485 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 804                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.08 0.92             240 [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 56.88  
220614486 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 691                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99               [Redact]     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 48.1  
220614487 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 691                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.2       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99             240 [Redact]     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 20.16  
220614491 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 750                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.6       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.01 0.99             240 [Redact]     No         Yes Preliminary Fee Simple Individual Trustee Individual Trustee                     No Trustee No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                     No 89.4  
220614496 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             Permanent Resident Alien                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 753                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.1       N/A No [Redact] 0   0 0 0 0     0.00 No 0.81 1.24             240 [Redact]     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 96.04  
220614502 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 648                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.7       N/A No [Redact] 0   0 0 0 0     0.00 No 1.08 0.93               [Redact]     No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 5.85  
220614506 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 779                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 999.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1 1             240 [Redact] [Redact] 62.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       38.94  
220614507 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 788                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.6       N/A No [Redact] 0   0 0 0 0     0.00 No 1 1               [Redact] [Redact]   No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 147.95  
220644528 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 640                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.5       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 75.02  
220644531 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 642                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 4.2       N/A No [Redact] 0   0 0 0 0     0.00 No 1.22 0.82               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 96.95  
220644535 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 640                                           Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.04 0.97               [Redact] [Redact]   No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 84.65  
220644549 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 3 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 664                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.4 0.71               [Redact]     No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 60.95  
220644564 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       Foreign National             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 742                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.02 0.98               [Redact] [Redact]   No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No               FICO Classic V5 Facta                 No 13.48  
220644565 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       Foreign National             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 742                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 2.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1.04 0.96               [Redact] $0.00   No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No               FICO Classic V5 Facta                 No 30.82  
220651459 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 728                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.25 0.8             240 [Redact] [Redact] 61.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             39.64  
220656918 [Redact] [Redact] [Redact] Non QM     Yes No $3,918.00 $8,024.92   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 $0.00 [Redact] $0.00 [Redact]           32.870% 32.662% 32.870% [Redact] 720                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $3,918.00   [Redact] $0.00   None     N/A No [Redact] 0   0 0 4 0   12 0.00 No                   [Redact] [Redact] 72.000% No         Yes Shares/Stock/Ownership (Co-op) Fee Simple Individual Individual                         No Individual Yes   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             45.1  
220657472 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 703                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1.03 0.97               [Redact] [Redact] 62.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             41.67  
220657647 [Redact] [Redact] [Redact] Exempt from ATR     No No $3,985.02 $4,393.90   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           30.765% 30.765% 30.765% [Redact] 785                                                       Yes No           Third Party Prepared (Unaudited) [Borrower -  | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Other - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Other - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; P&L Statement - 2023
[Borrower -  | Non-Primary Income - Pension]; 1099-R - 2022
[Borrower -  | Non-Primary Income - Pension]; 1099-R - 2021
[Borrower -  | Non-Primary Income - Asset Depletion]; Account Statements - 2023
[Borrower -  | Non-Primary Income - Asset Depletion]; Account Statements - 2023
[Borrower -  | Non-Primary Income - Asset Depletion]; Account Statements - 2023
[Borrower -  | Non-Primary Income - Asset Depletion]; Account Statements - 2023
[Borrower -  | Non-Primary Income - Asset Depletion]; Account Statements - 2023		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available		 Other Documentation (O) Asset Depletion                               0 0 0 No   [Redact] $3,985.02   [Redact] $5,098.00 1.1 LP / LPA   Accept/Eligible N/A No [Redact] 0   2 0 2 2     20.97 No         Other         [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             438.74  
220674804 [Redact] [Redact] [Redact] Safe Harbor QM (APOR)     Yes No $10,878.86 $12,627.34   [Redact] [Redact] [Redact] [Redact] No No Employed Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           37.657% 37.657% 37.657% [Redact] 777                                                       No No             [Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2021
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $10,878.86   [Redact] $0.00 1.0 None     N/A No [Redact] 2 0 0 0 3 0     0.00 No           Yes Mixed Not Tested   [Redact] [Redact] 26.000% No 35 11     Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       17.49  
220687493 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 684                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.21 0.83               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Trustee Individual Trustee                     No Trustee No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                     No 52.2  
220692020 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             Permanent Resident Alien                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 791                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.09 0.92               [Redact] [Redact] 30.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04                             14.96  
220701114 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 792                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.28 0.78               [Redact]     No         Yes Short Form Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 14.73  
220701140 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 792                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 1               [Redact]     No         Yes Short Form Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 12.94  
220702389 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 777                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.2       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1 1             360 [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       380.87  
220702666 [Redact] [Redact] [Redact] Non QM     Yes No $10,253.00 $15,145.59   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           43.052% 43.052% 43.052% [Redact] 791                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No   [Redact] $10,253.00   [Redact] $16,500.00 1.0 None     N/A No [Redact] 0   0 0 0 0   24 0.00 No                   [Redact] [Redact] 78.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             63.49  
220703514 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 771                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.41 0.71             240 [Redact]     No         Yes Final Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             FICO II Beacon 5.0 FICO Risk Score Classic 04               No 20.14  
220714971 [Redact] [Redact] [Redact] Non QM     Yes No $13,664.25 $10,973.69   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           20.222% 20.222% 20.222% [Redact] 784                                                       No Yes 12 Business 100.000% 80.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $13,664.25   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 46.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             28.7  
220715649 [Redact] [Redact] [Redact] Non QM     Yes No $7,805.00 $2,728.98   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           35.886% 35.886% 35.886% [Redact] 763                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $7,805.00   [Redact] $0.00 2.6 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             152.3  
220715737 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 683                                           Level 3-Stated/Partially Verified Level 4-Stated/Verified as defined         No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.33 0.75               [Redact] [Redact]   No         Yes Final Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04         No 10.19  
220715738 [Redact] [Redact] [Redact] Non QM     Yes No $8,905.00 $14,512.09   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           47.555% 47.555% 47.555% [Redact] 779                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No   [Redact] $8,905.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0   24 0.00 No                   [Redact] [Redact] 78.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04                             44.54  
220716006 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 788                                           Level 3-Stated/Partially Verified Level 3-Stated/Partially Verified         No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.02 0.98               [Redact] [Redact] 72.000% No         Yes Short Form Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04           65.14  
220716102 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 799                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.6       N/A No [Redact] 0   0 0 0 0     0.00 No 0.85 1.17               [Redact]     No         Yes Final Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             217.99  
220723436 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 772                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.3       N/A No [Redact] 0   0 0 0 0     0.00 No 1.15 0.87               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 12.71  
220730513 [Redact] [Redact] [Redact] Exempt from ATR     No No $1,998.80 $3,049.35   [Redact] [Redact] [Redact] [Redact] No No Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           42.236% 42.236% 42.236% [Redact] 753                                                       No No             [Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $1,998.80   [Redact] $0.00 1.0 DU   ApproveEligible N/A No [Redact] 2   2 0 2 2     0.00 No                   [Redact] [Redact] 100.000% No 36       Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             128.27  
220730603 [Redact] [Redact] [Redact] Non QM     Yes No $2,480.00 $9,245.23   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Self-Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           37.492% 37.492% 37.492% [Redact] 807                                                       No Yes 12 Business 100.000% 15.000% 70.000%   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 15.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 15.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 15.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 15.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; CPA Letter - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Third Party Verification - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $2,480.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0 0 0 0 0 0   12 0.00 No                   [Redact] [Redact] 79.000% No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       56.14  
220730606 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 802                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.16 0.86               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04 FICO II Beacon 5.0 FICO Risk Score Classic 04                     No 440.24  
220731270 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 664                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 4.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.16 0.86               [Redact]     No           Commitment Fee Simple Corp Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 26.43  
220731274 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 676                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 4.7       N/A No [Redact] 0   0 0 0 0     0.00 No 1.02 0.98               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 49.24  
220731278 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       Foreign National             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 742                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.19 0.84               [Redact] $0.00   No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No               FICO Classic V5 Facta                 No 20.93  
220731279 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 756                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.9       N/A No [Redact] 0   0 0 0 0     0.00 No 1.72 0.58               [Redact] [Redact] 86.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             32.65  
220731280 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 671                                                       No No                   DSCR                               1 0 0 No   [Redact]       $0.00 3.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1 1               [Redact]     No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 16.99  
220731286 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       Non-Permanent Resident Alien             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000%   680                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1 1               [Redact]     No           Final Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No                                 No 69.39  
220731291 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 750                                           Level 1-Not Stated/Not Verified Level 4-Stated/Verified as defined         No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.98 0.51               [Redact] [Redact] 59.000% No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04           39.89  
220731297 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 735                                                       No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.7 0.59               [Redact]     No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 70.81  
220731301 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 739                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 4.8       N/A No [Redact] 0   0 0 0 0     0.00 No 1.09 0.92               [Redact]     No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 88.74  
220731308 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 733                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.5       N/A No [Redact] 0   0 0 0 0     0.00 No 1.07 0.93               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 94.96  
220731316 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 664                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.7       N/A No [Redact] 0   0 0 0 0     0.00 No 1.14 0.88               [Redact]     No           Commitment Fee Simple Corp Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 67.55  
220731317 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 674                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 5.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.12 0.89               [Redact]     No           Final Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 83.78  
220741955 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 741                                           Level 3-Stated/Partially Verified Level 3-Stated/Partially Verified         No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.15 0.87             240 [Redact] [Redact] 11.000% No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             FICO II Beacon 5.0 FICO Risk Score Classic 04 FICO II Beacon 5.0 FICO Risk Score Classic 04           10.51  
220746446 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             4 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 784                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.73 0.58               [Redact] $0.00 0.000% No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                 33.87  
220752802 [Redact] [Redact] [Redact] Non QM     Yes No $1,725.25 $2,389.33   [Redact] [Redact] [Redact] [Redact] No No Employed Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           31.867% 31.867% 31.867% [Redact] 793                                                       No No             [Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2021
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2020
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2023		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; Transcripts (1040) - 2020
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; Transcripts (1040) - 2020		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $1,725.25   [Redact] $0.00 1.7 DU   ApproveEligible N/A No [Redact] 3 0 2 0 3 3     0.00 No                   [Redact] [Redact] 100.000% No 35 2     Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       116.2  
220752807 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 698                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.77 0.57               [Redact] [Redact] 65.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             125.74  
220765810 [Redact] [Redact]   Non QM     Yes No $9,188.75 $11,926.85   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           19.016% 19.016% 19.016% [Redact] 718                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $9,188.75   [Redact] $3,000.00 1.0 DU   ApproveEligible N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact] [Redact] 3.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2)   FICO Risk Score Classic 04                   Employment Authorization         3.19  
220765811 [Redact] [Redact]   Non QM     Yes No $2,645.00 $7,225.29   [Redact] [Redact] [Redact] [Redact] No No Not Employed Self-Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           39.292% 34.084% 39.292% [Redact] 730                                                       No Yes 12 Personal 36.000%   100.000%   [Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2023
[Borrower -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
[Borrower -  | Primary Income - IRA Distribution]; Account Statements - 2023
[Borrower -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2023
[Coborrower(s) -  | Non-Primary Income - Social Security]; Account Statements - 2023
[Coborrower(s) -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $2,645.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0 0 0 0 0 0 12   0.00 No                 240 [Redact] [Redact] 8.000% No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                       6.14  
220765812 [Redact] [Redact]   Non QM     Yes No $17,353.00 $21,662.83   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Self-Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           34.828% 34.828% 34.828% [Redact] 705                                                       No Yes 24 Business 100.000% 50.000% 50.000%   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2017
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2017
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Account Statements - Personal - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Other - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Other - 2017
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Third Party Verification - 2017		 [Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 24mo Bank Statement                               0 0 0     [Redact] $17,353.00   [Redact] $13,200.00 1.0 None     N/A No [Redact] 0 0 0 0 0 0   24 0.00 No                   [Redact] [Redact] 52.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       53.05  
220765814 [Redact] [Redact]   Non QM     Yes No $10,443.40 $15,004.60   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Self-Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           47.515% 47.515% 47.515% [Redact] 722                                                       No Yes 12 Personal 72.000% 50.000% 50.000%   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 35.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 35.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 35.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 35.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 35.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Coborrower(s) -  | Non-Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Non-Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Non-Primary Income - Wages]; WVOE - 2023
[Coborrower(s) -  | Non-Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Non-Primary Income - Wages]; W-2 - 2021
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Account Statements - Personal - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; CPA Letter - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Other - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $10,443.40   [Redact] $16,000.00 2.5 None     N/A No [Redact] 0 2 0 0 0 0 12   0.00 No                   [Redact] [Redact] 20.000% No   33     Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       9.01  
220765815 [Redact] [Redact]   Exempt from ATR     No No $14,285.00 $22,246.67   [Redact] [Redact] [Redact] [Redact] No No Employed Employed         US Citizen US Citizen             [Redact] 4 [Redact] [Redact] [Redact] [Redact]           39.329% 39.329% 39.329% [Redact] 769                                                       No No             [Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2021		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2020
[Coborrower]; 4506-C - 2019
[Coborrower]; 4506-C - 2019
[Coborrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr Full Doc                               0 0 0     [Redact] $14,285.00   [Redact] $0.00   None     N/A No [Redact] 2 2 2 0 4 2     0.00 No                   [Redact] [Redact]   No   35     Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No 21.21  
220765816 [Redact] [Redact]   Non QM     Yes No $11,320.00 $12,620.00   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           37.492% 37.492% 37.492% [Redact] 742                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo Bank Statement                               0 0 0     [Redact] $11,320.00   [Redact] $14,357.50 1.2 None     N/A No [Redact] 0   0 0 0 0   24 0.00 No                   [Redact] [Redact] 3.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                   Employment Authorization         5.94  
220765818 [Redact] [Redact]   Non QM     Yes No $9,782.50 $8,625.58   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Self-Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           22.725% 22.725% 22.725% [Redact] 761                                                       No Yes 12 Business 100.000% 50.000% 50.000%   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; CPA Letter - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Other - 2023		   Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $9,782.50   [Redact] $0.00 5.0 None     N/A No [Redact] 0 0 0 0 0 0   12 0.00 No                   [Redact] [Redact] 48.000% No         Yes Preliminary Fee Simple Individual Trustee Individual Trustee                     No Trustee No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       19.38  
220765821 [Redact] [Redact]   Non QM     Yes No $24,780.63 $30,645.21   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           43.931% 43.931% 43.931% [Redact] 737                                                       No Yes 12 Business 100.000% 50.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 38.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 38.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $24,780.63   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 16.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             19.16  
220765822 [Redact] [Redact]   Exempt from ATR     No No $13,997.50 $9,376.22   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           33.360% 33.360% 33.360% [Redact] 696                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		   Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $13,997.50   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 17.92  
220765828 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 786                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.01 0.99             240 [Redact] [Redact] 2.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       19.65  
220765831 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 663                                                       No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 1.2       N/A No [Redact] 0   0 0 0 0     0.00 No 1.21 0.83               [Redact] [Redact]   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 25.95  
220765832 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 760                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 0.89 1.12             240 [Redact]     No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 79.23  
220765833 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 773                                                       No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 0.87 1.15               [Redact] [Redact] 40.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             7.76  
220765834 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 760                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 0.87 1.15             240 [Redact]     No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 79.91  
220765835 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 760                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 0.89 1.12             240 [Redact]     No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 79.25  
220765837 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 688                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 3.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1.02 0.98             240 [Redact] [Redact]   No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 155.55  
220765840 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 788                                                       No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 0.82 1.23             240 [Redact] [Redact] 70.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             39.76  
220765841 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 678                                                       No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99             240 [Redact]     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 28.59  
220765845 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] $0.00 [Redact] $0.00           0.000% 0.000% 0.000% [Redact] 779                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 999.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.02 0.98               [Redact] [Redact] 59.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             39.1  
220765905 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 674                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.38 0.72               [Redact] [Redact] 38.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             27.01  
220765918 [Redact] [Redact] [Redact] Non QM     Yes No $10,817.73 $4,828.72   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           8.321% 8.321% 8.321% [Redact] 770                                                       No Yes 12 Business 100.000% 50.000% 50.000%   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; CPA Letter - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $10,817.73   [Redact] $0.00 3.4 None     N/A No [Redact] 0 0 0 0 0 0   12 0.00 No                   [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                       185.69  
220766244 [Redact] [Redact] [Redact] Non QM     Yes No $1,395.00 $2,920.96   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           41.069% 36.547% 41.069% [Redact] 783                                                       No No           Borrower Prepared [Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2023
[Borrower -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
[Borrower -  | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Balance Sheet - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2021
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2021		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $1,395.00   [Redact] $450,000.00 1.9 DU   ApproveIneligible N/A No [Redact] 0   2 0 2 2     22.97 No                   [Redact] [Redact] 36.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual Yes   No FICO II Beacon 5.0 FICO Risk Score Classic 04                             32.45  
220766651 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 736                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 0.96 1.05               [Redact] [Redact] 46.000% No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                 21.53  
220766857 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 3 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 734                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.37 0.73               [Redact] [Redact] 53.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             134.25  
220767417 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 743                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 0.89 1.12               [Redact] [Redact] 45.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             17.6  
220769258 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 794                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.04 0.96               [Redact] [Redact] 75.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       61.52  
220771657 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 731                                           Level 4-Stated/Verified as defined Level 4-Stated/Verified as defined         No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.29 0.77               [Redact] [Redact] 30.000% No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04           13.69  
220772281 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 766                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.37 0.73               [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 60.88  
220772284 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 766                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.8       N/A No [Redact] 0   0 0 0 0     0.00 No 1.22 0.82               [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 73.31  
220772290 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 766                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.16 0.86               [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 47.89  
220772475 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 751                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.37 0.73             240 [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04 FICO II Beacon 5.0 FICO Risk Score Classic 04                       159.01  
220780413 [Redact] [Redact] [Redact] Non QM     Yes No $1,440.00 $6,716.70   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Not Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           33.849% 33.849% 33.849% [Redact] 752                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $1,440.00   [Redact] $3,500.00 1.0 None     N/A No [Redact] 0 0 0 0 2 0   12 0.00 No                   [Redact] [Redact] 58.000% No         Yes Preliminary Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                       35.18  
220781307 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 672                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.07 0.94               [Redact] [Redact] 47.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             23.3  
220781338 [Redact] [Redact]   N/A     No No $4,895.00 $6,388.36   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           38.295% 38.295% 38.295% [Redact] 720                                                       No No             [Borrower -  | Primary Income - Sole Proprietor]; Other - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; 1099 - 2022
[Borrower -  | Primary Income - Sole Proprietor]; W-2 Transcript - 2022
[Borrower -  | Primary Income - Sole Proprietor]; 1099 - 2021
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2021
[Borrower -  | Primary Income - Sole Proprietor]; W-2 Transcript - 2021
[Borrower -  | Primary Income - Sole Proprietor]; W-2 Transcript - 2020
[Borrower -  | Non-Primary Income - Sole Proprietor]; Other - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; Other - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1099 - 2022
[Borrower -  | Non-Primary Income - Sole Proprietor]; W-2 Transcript - 2022
[Borrower -  | Non-Primary Income - Sole Proprietor]; Other - 2021		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr 1099                               0 0 0 Yes   [Redact] $4,895.00   [Redact] $0.00 1.0 None     N/A No [Redact] 3   0 0 3 0     0.00 No                   [Redact] [Redact] 27.000% No           Final Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             5.92  
220781339 [Redact] [Redact]   N/A     No No $9,310.00 $11,087.71   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           36.455% 36.455% 36.455% [Redact] 660                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No   [Redact] $9,310.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0   24 0.00 No                   [Redact] [Redact]   No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 13.68  
220781340 [Redact] [Redact]   Non QM     Yes No $6,743.50 $7,220.65   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           42.218% 42.218% 42.218% [Redact] 704                                                       No Yes 12 Personal 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $6,743.50   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 3 0 12   0.00 No                   [Redact] [Redact]   No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 29.46  
220781342 [Redact] [Redact]   Non QM     Yes No $9,339.42 $12,059.15   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           22.865% 22.865% 22.865% [Redact] 766                                                       No No             [Borrower -  | Primary Income - Sole Proprietor]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2023
[Borrower -  | Primary Income - Sole Proprietor]; 1099 - 2022
[Borrower -  | Primary Income - Sole Proprietor]; 1099 - 2022
[Borrower -  | Primary Income - Sole Proprietor]; W-2 Transcript - 2022		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $9,339.42   [Redact] $10,000.00 1.0 None     N/A No [Redact] 1   0 0 3 0     0.00 No                   [Redact] [Redact] 71.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             60.42  
220781343 [Redact] [Redact]   N/A     No No $14,295.00 $15,046.31   [Redact] [Redact] [Redact] [Redact] No No Not Employed   Self-Employed   3.93       US Citizen           [Redact] 1 [Redact] [Redact] [Redact] [Redact]           16.637% 16.637% 16.637% [Redact] 731                                           Level 4-Stated/Verified as defined   Level 3-Stated/Partially Verified   Level 3-Stated/Verified as defined   No Yes 48 Business 100.000%       [Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020		   Alternative Documentation (A) 12mo Bank Statement                               0 0 0 Yes   [Redact] $14,295.00   [Redact] $0.00 1.0 None     Yes No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact]   No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 95.34  
220781345 [Redact] [Redact]   N/A     No No $2,390.00 $2,823.29   [Redact] [Redact] [Redact] [Redact] No No Not Employed   Self-Employed Not Employed 5.46 0     US Citizen           [Redact] 1 [Redact] [Redact] [Redact] [Redact]           24.902% 24.902% 24.902% [Redact] 724                                           Level 4-Stated/Verified as defined Level 1-Not Stated/Not Verified Level 3-Stated/Partially Verified Level 1-Not Stated/Not Verified Level 3-Stated/Verified as defined Level 1-Not Stated/Not Verified No Yes 24 Business 100.000%       [Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023		   Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No   [Redact] $2,390.00   [Redact] $0.00 2.2 None     N/A No [Redact] 0   0 0 0 0   24 0.00 No                   [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual LLC Guarantor - Business Entity             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 46.66  
220781346 [Redact] [Redact]   N/A     No No $33,673.64 $15,455.19   [Redact] [Redact] [Redact] [Redact] No No Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           31.559% 31.559% 31.559% [Redact] 781                                                       No No             [Borrower -  | Primary Income - Wages]; Employer Letter - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; VVOE - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $33,673.64   [Redact] $0.00 3.7 None     N/A No [Redact] 0   0 0 0 0     0.00 No                   [Redact] [Redact] 61.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             51.97  
220781347 [Redact] [Redact]   Non QM     Yes No $10,254.44 $10,931.19   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           22.217% 22.217% 22.217% [Redact] 712                                                       No Yes 36 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No   [Redact] $10,254.44   [Redact] $0.00 1.8 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact]     No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 4.78  
220781348 [Redact] [Redact]   N/A     No No $7,012.25 $1,314.40   [Redact] [Redact] [Redact] [Redact] No No Employed Not Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           37.345% 37.345% 37.345% [Redact] 763                                                       No No             [Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; VVOE - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $7,012.25   [Redact] $12,064.25 1.0 None     N/A No [Redact] 1 0 0 0 3 0     0.00 No                   [Redact] [Redact] 21.000% No           Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       42.85  
220781349 [Redact] [Redact]   Non QM     Yes No $3,649.51 $4,966.59   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           37.715% 37.715% 37.715% [Redact] 809                                                       No No             [Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2021
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2021
[Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2023
[Borrower -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $3,649.51   [Redact] $0.00 1.5 None     N/A No [Redact] 0   2 0 3 2     0.00 No                   [Redact] [Redact] 84.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             49.77  
220781350 [Redact] [Redact]   Non QM     Yes No $14,482.50 $16,139.46   [Redact] [Redact] [Redact] [Redact] No No Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           46.723% 46.723% 46.723% [Redact] 658                                                       No No             [Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; VVOE - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $14,482.50   [Redact] $0.00 1.0 None     N/A No [Redact] 2   0 0 3 0     0.00 No                   [Redact]     No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No    
220781351 [Redact] [Redact]   Non QM     Yes No $9,823.30 $11,418.96   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           39.899% 39.899% 39.899% [Redact] 714                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 Yes   [Redact] $9,823.30   [Redact] $10,000.00 2.0 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact] [Redact] 1.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             6.11  
220781352 [Redact] [Redact]   N/A     No No $9,382.53 $11,890.03   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           13.387% 13.387% 13.387% [Redact] 650                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $9,382.53   [Redact] $0.00 1.2 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 1.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             7.08  
220781353 [Redact] [Redact]   Non QM     Yes No $9,525.00 $12,476.49   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           34.246% 34.246% 34.246% [Redact] 721                                                       No Yes 24 Business 100.000% 90.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 24mo Bank Statement                               0 0 0 No   [Redact] $9,525.00   [Redact] $0.00 1.2 None     N/A No [Redact] 0   0 0 3 0   24 0.00 No                   [Redact] [Redact] 27.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             8.92  
220781355 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 705                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 2.32 0.43               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 87.58  
220781361 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             7 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 702                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.23 0.81               [Redact] [Redact]   No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 10.44  
220781362 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             4 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 778                                           Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.3 0.77               [Redact] [Redact]   Yes           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04               No 49.89  
220781370 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 3 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 791                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.26 0.79             360 [Redact] [Redact] 37.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2)   FICO Risk Score Classic 04                             8.85  
220781371 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 642                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.24 0.8               [Redact]     No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 74.27  
220781373 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 649                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0     [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.34 0.75               [Redact] $0.00   No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 81.76  
220781376 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 659                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 2.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.45 0.69               [Redact] [Redact]   No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 72.39  
220781377 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 663                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 4.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99             360 [Redact] [Redact]   No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 24.95  
220781380 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             Foreign National                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 714                                                       No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00 1.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.27 0.79               [Redact] [Redact] 69.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             13.9  
220781382 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 656                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.5       N/A No [Redact] 0   0 0 0 0     0.00 No 1.02 0.98               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 24.55  
220781386 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 745                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.8       N/A No [Redact] 0   0 0 0 0     0.00 No 0.95 1.05             360 [Redact]     No           Commitment Fee Simple Corp Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             FICO 9 Other Other               No 9.27  
220781388 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 650                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.3       N/A No [Redact] 0   0 0 0 0     0.00 No 1.1 0.91               [Redact]     No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 78.42  
220781389 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 716                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 2 0.5               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 72.6  
220789617 [Redact] [Redact] [Redact] Non QM     Yes No $26,620.76 $14,584.61   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           37.811% 37.811% 37.811% [Redact] 777                                                       No Yes 12 Personal 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $26,620.76   [Redact] $24,162.78 2.2 None     N/A No [Redact] 0   0 0 0 0 12   0.00 No                   [Redact] [Redact] 61.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             66.39  
220791204 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 774                                           Level 1-Not Stated/Not Verified Level 4-Stated/Verified as defined         No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.7       N/A No [Redact] 0   0 0 0 0     0.00 No 1 1               [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac Beacon 5.0 FICO Risk Score Classic 04           268.62  
220791539 [Redact] [Redact] [Redact] Exempt from ATR     No No $1,445.00 $7,106.80   [Redact] [Redact] [Redact] [Redact] No No Employed Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           43.205% 43.205% 43.205% [Redact] 750                                                       No No             [Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Coborrower(s) -  | Primary Income - Wages]; Other - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2023
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2021
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2021		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $1,445.00   [Redact] $15,587.00 1.8 DU   ApproveIneligible N/A No [Redact] 2 2 2 0 2 2     0.00 No                   [Redact] [Redact] 35.000% No 35 11     Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04 FICO II Beacon 5.0 FICO Risk Score Classic 04                       293.36  
220791566 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 753                                           Level 4-Stated/Verified as defined Level 1-Not Stated/Not Verified         No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.2       N/A No [Redact] 0   0 0 0 0     0.00 No 1.28 0.78             360 [Redact] [Redact]   No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04         No 30.93  
220793467 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 700                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.03 0.97             240 [Redact] [Redact] 64.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             32.08  
220795124 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 761                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.6       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.01 0.99               [Redact] [Redact] 100.000% No         Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       100.22  
220795212 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 715                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.25 0.8             240 [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity Yes   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No    
220795214 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 715                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.26 0.8             120 [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 0  
220795222 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 756                                           Level 1-Not Stated/Not Verified Level 1-Not Stated/Not Verified         No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.38 0.72               [Redact] $0.00 0.000% No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04           0  
220795231 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 720                                           Level 1-Not Stated/Not Verified Level 4-Stated/Verified as defined         No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.4 0.71               [Redact] [Redact]   No           Final Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04         No 2.4  
220795241 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 643                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.1 0.91               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No    
220795244 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 643                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 Yes   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.64 0.61               [Redact]     No           Final Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity Yes   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No    
220798348 [Redact] [Redact] [Redact] Non QM     Yes No $16,665.26 $9,254.20   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Not Employed         US Citizen US Citizen             [Redact] 2 [Redact] [Redact] [Redact] [Redact]           30.839% 30.839% 30.839% [Redact] 761                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $16,665.26   [Redact] $0.00   None     N/A No [Redact] 0 0 0 0 0 0   12 0.00 No                   [Redact] [Redact]   No         Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No 12.04  
220798540 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 760                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.07 0.94               [Redact] [Redact] 23.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             30.82  
220798825 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 798                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.37 0.73               [Redact] [Redact] 100.000% No         Yes Final Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                 226.47  
220800868 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 769                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.29 0.78               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                 0  
220803562 [Redact] [Redact] [Redact] Non QM     Yes No $17,350.00 $21,239.70   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           30.641% 30.641% 30.641% [Redact] 742                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $17,350.00   [Redact] $16,000.00 1.2 None     N/A No [Redact] 0   0 0 0 0   12 0.00 Yes                   [Redact] [Redact] 75.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             74.9  
220806944 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 766                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1.58 0.63               [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 337.22  
220806945 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 766                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.52 0.66               [Redact]     No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 98.72  
220814071 [Redact] [Redact] [Redact] Non QM     Yes No $5,853.50 $2,262.55   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Self-Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           42.635% 42.635% 42.635% [Redact] 660                                                       No Yes 12 Business 63.000% 50.000% 50.000%   [Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; VVOE - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Non-Primary Income - Wages]; WVOE - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; CPA Letter - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Other - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Other - 2023
[Coborrower(s) -  | Primary Income - Shared Bank Statements]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $5,853.50   [Redact] $0.00 1.9 None     N/A No [Redact] 0 0 0 0 0 0   12 0.00 No                   [Redact] [Redact]   No 2       Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04 FICO II Beacon 5.0 FICO Risk Score Classic 04                     No 12.84  
220839383 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 777                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.76 0.57               [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04 FICO II Beacon 5.0 FICO Risk Score Classic 04                       131.04  
220839520 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 703                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.2       N/A No [Redact] 0   0 0 0 0     0.00 No 1.37 0.73               [Redact] [Redact] 65.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             11.13  
220840481 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 770                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 4.2       N/A No [Redact] 0   0 0 0 0     0.00 No 1.15 0.87               [Redact]     No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04                           No 69.66  
220840482 [Redact] [Redact] [Redact] Non QM     Yes No $20,698.80 $13,375.14   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           41.834% 41.834% 41.834% [Redact] 753                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $20,698.80   [Redact] $15,000.00 1.4 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 62.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             41.24  
220841120 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 744                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.6       N/A No [Redact] 0   0 0 0 0     0.00 No 0.81 1.23               [Redact] [Redact] 44.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             19.09  
220841140 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 748                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 4.4       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.26 0.8               [Redact] [Redact] 32.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       13.76  
220845000 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 738                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.1 0.91               [Redact] [Redact] 94.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual Yes   No FICO II Beacon 5.0 FICO Risk Score Classic 04                             82.25  
220845070 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 700                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.8       N/A No [Redact] 0   0 0 0 0     0.00 No 1.16 0.86               [Redact] [Redact]   No         Yes Short Form Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 8.43  
220848410 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 719                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.14 0.87               [Redact]     No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 23.79  
220849087 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 771                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.15 0.87               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 70.59  
220850385 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 717                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.8       N/A No [Redact] 0   0 0 0 0     0.00 No 1.04 0.96               [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             114.86  
220854367 [Redact] [Redact]   Non QM     Yes No $42,240.00 $50,180.50   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           21.132% 21.132% 21.132% [Redact] 687                                                       No Yes 12 Business 100.000% 63.170%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 63.17% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 63.17% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 63.17% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $42,240.00   [Redact] $0.00 3.8 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 3.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             0  
220855399 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 766                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.6       N/A No [Redact] 0   0 0 0 0     0.00 No 1.11 0.9               [Redact] $0.00 0.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             143.51  
220855432 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 774                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.0       N/A No [Redact] 0   0 0 0 0     0.00 No 0.92 1.09               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 25.56  
220856186 [Redact] [Redact]   Non QM     Yes No $8,846.00 $9,322.25   [Redact] [Redact] [Redact] [Redact] No No Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           41.766% 41.766% 41.766% [Redact] 688                                                       No No             [Borrower -  | Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2023
[Borrower -  | Primary Income - Wages]; Other - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 1yr Full Doc       1                       0 0 0 No   [Redact] $8,846.00   [Redact] $0.00 2.3 None     N/A No [Redact] 2   0 0 3 0     0.00 No                   [Redact]     No 32         Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 8.09  
220856187 [Redact] [Redact]   Non QM     Yes No $5,040.84 $5,040.84   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           11.794% 11.794% 11.794% [Redact] 629                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $5,040.84   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact] $0.00   No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 34.6  
220856188 [Redact] [Redact]   Non QM     Yes No $131,695.00 $45,489.84   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           46.847% 46.847% 46.847% [Redact] 669                                                       No Yes 48 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $131,695.00   [Redact] $0.00 4.4 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact]     No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 10.72  
220856189 [Redact] [Redact]   Non QM     Yes No $18,215.00 $20,483.46   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           40.967% 40.967% 40.967% [Redact] 717                                                       No Yes 24 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 24mo Bank Statement       1                       0 0 0 No   [Redact] $18,215.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 3 0   24 0.00 No                   [Redact] [Redact] 4.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             26.32  
220856190 [Redact] [Redact]   Non QM     Yes No $13,674.38 $14,861.88   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           18.938% 18.938% 18.938% [Redact] 747                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $13,674.38   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact] [Redact] 13.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             28.84  
220856191 [Redact] [Redact]   Non QM     Yes No $9,660.63 $12,295.56   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           40.864% 40.864% 40.864% [Redact] 650                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $9,660.63   [Redact] $35,000.00 2.5 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact] [Redact] 29.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                   Resident Alien Card         12.11  
220856193 [Redact] [Redact]   Non QM     Yes No $27,165.00 $33,224.24   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           22.224% 22.224% 22.224% [Redact] 702                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $27,165.00   [Redact] $0.00 1.2 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact] [Redact] 9.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             7.26  
220856196 [Redact] [Redact]   N/A     No No $1,990.00 $2,440.00   [Redact] [Redact] [Redact] [Redact] No No Not Employed Not Employed Self-Employed   13.6       US Citizen           [Redact] 1 [Redact] [Redact] [Redact] [Redact]           16.364% 16.364% 16.364% [Redact] 757                                           Level 4-Stated/Verified as defined   Level 3-Stated/Partially Verified   Level 3-Stated/Verified as defined   No Yes 48 Business 100.000%       [Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2021		   Alternative Documentation (A) 24mo Bank Statement                               0 0 0 Yes   [Redact] $1,990.00   [Redact] $0.00 1.8 None     N/A No [Redact] 0 0 0 0 0 0   24 0.00 No                   [Redact]     No           Commitment Fee Simple LLC Business Entity LLC Guarantor - Business Entity Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 111.68  
220856204 [Redact] [Redact]   N/A     No No $1,990.00 $3,210.80   [Redact] [Redact] [Redact] [Redact] No No Not Employed Not Employed Self-Employed   13.63       US Citizen           [Redact] 1 [Redact] [Redact] [Redact] [Redact]           14.470% 14.470% 14.470% [Redact] 757                                           Level 4-Stated/Verified as defined   Level 3-Stated/Partially Verified   Level 3-Stated/Verified as defined   No Yes 48 Business 100.000%       [Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023		   Alternative Documentation (A) 24mo Bank Statement                               0 0 0 Yes   [Redact] $1,990.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0 0 0 0 0 0   24 0.00 No                   [Redact]     No           Commitment Fee Simple LLC Business Entity LLC Guarantor - Business Entity Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 100.53  
220856207 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 779                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1 1               [Redact] [Redact]   No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 71.6  
220856866 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 760                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.9       N/A No [Redact] 0   0 0 0 0     0.00 No 1.03 0.97               [Redact] [Redact] 100.000% No         Yes Final Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                 350.96  
220856901 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 772                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.38 0.72               [Redact] [Redact] 66.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       13.19  
220857031 [Redact] [Redact] [Redact] Non QM     Yes No $12,376.00 $13,124.06   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           29.731% 29.731% 29.731% [Redact] 765                                                       No Yes 12 Business 100.000% 95.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $12,376.00   [Redact] $0.00 3.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 14.66  
220857129 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 802                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.6       N/A No [Redact] 0   0 0 0 0     0.00 No 0.86 1.17               [Redact] [Redact] 43.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04                             36.92  
220858292 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 773                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.43 0.7               [Redact] [Redact] 94.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             91.88  
220862543 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 716                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.5       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.19 0.84               [Redact] [Redact] 24.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                       13.18  
220866324 [Redact] [Redact] [Redact] Non QM     Yes No $32,039.00 $6,216.16   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           42.168% 42.168% 42.168% [Redact] 760                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $32,039.00   [Redact] $0.00 2.1 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 100.000% No         Yes Final Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             129.17  
220867168 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 698                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.21 0.83               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Trustee                         No Trustee No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 81.84  
220867756 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 766                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.03 0.97               [Redact] [Redact] 43.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       25.11  
220867795 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 771                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.16 0.86               [Redact] [Redact] 2.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04                             17.82  
220868005 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 746                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.7       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.32 0.76               [Redact] [Redact] 45.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       31.17  
220872355 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 792                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.25 0.8               [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                 113.55  
220877323 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 767                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.16 0.86               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 10.56  
220878579 [Redact] [Redact]   N/A     No No $20,287.95     [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           35.029% 35.029% 35.029% [Redact] 792                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0     [Redact] $20,287.95   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 3.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac Beacon 5.0 FICO Risk Score Classic 04                             161.16  
220878939 [Redact] [Redact] [Redact] Exempt from ATR     No No $1,450.00 $5,846.76   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           1.244% 1.244% 1.244% [Redact] 788                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $1,450.00   [Redact] $4,500.00 2.8 None     N/A No [Redact] 0   0 0 2 0   12 0.00 No                   [Redact] [Redact] 92.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             111.07  
220880015 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 787                                           Level 4-Stated/Verified as defined Level 4-Stated/Verified as defined         No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.6       N/A No [Redact] 0   0 0 0 0     0.00 No 1.22 0.82               [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04           661.33  
220883631 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0 0     Permanent Resident Alien US Citizen           1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 727                                           Level 4-Stated/Verified as defined Level 4-Stated/Verified as defined         No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.21 0.83               [Redact] [Redact] 55.000% No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04           131.86  
220883816 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 743                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1.24 0.81               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 27.93  
220884653 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 692                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1 1             240 [Redact] [Redact] 70.000% No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             48.75  
220885864 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 662                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 0.99 1.01               [Redact] [Redact]   No           Final Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04               No 9.49  
220885882 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 742                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 31.99  
220885884 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 793                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.03 0.97               [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             130.86  
220886433 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 3 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 757                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.79 0.56               [Redact] [Redact] 31.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             83.4  
220890822 [Redact] [Redact] [Redact] Non QM     Yes No $6,905.00 $2,516.17   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           2.542% 2.542% 2.542% [Redact] 781                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $6,905.00   [Redact] $0.00 4.0 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 50.77  
220891226 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       Permanent Resident Alien             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 775                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.23 0.82               [Redact] [Redact]   No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04               No 27.15  
220899015 [Redact] [Redact] [Redact] Non QM     Yes No $1,640.00 $7,792.74   [Redact] [Redact] [Redact] [Redact] No No Employed Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           38.633% 38.633% 38.633% [Redact] 808                                                       No No             [Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2021
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2021		 [Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $1,640.00   [Redact] $0.00 1.4 None     N/A No [Redact] 3 3 0 0 3 0     0.00 No                   [Redact] [Redact] 35.000% No 24 24     Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                       30.3  
220910792 [Redact] [Redact] [Redact] Non QM     Yes No $23,062.50 $22,463.43   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Not Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           22.136% 22.136% 22.136% [Redact] 699                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $23,062.50   [Redact] $0.00 3.1 None     N/A No [Redact] 0 0 0 0 0 0   12 0.00 No                   [Redact] [Redact] 54.000% No         Yes Final Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       17.51  
220916831 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 775                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 999.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.63 0.61               [Redact] [Redact] 50.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac Beacon 5.0 FICO Risk Score Classic 04                       19.36  
220916834 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 715                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.16 0.86               [Redact] [Redact] 34.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             16.41  
220923281 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 702                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99             240 [Redact] [Redact] 22.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             7.83  
220924164 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 745                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1 1               [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             175.06  
220937268 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 781                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.9       N/A No [Redact] 0   0 0 0 0     0.00 No 1.92 0.52               [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             676.23  
220941948 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 803                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.08 0.93               [Redact] [Redact] 35.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       14.09  
220945450 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 805                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 4.4       N/A No [Redact] 0   0 0 0 0     0.00 No 5.51 0.18               [Redact] [Redact]   No         Yes Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 49.96  
220947639 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 714                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.3       N/A No [Redact] 0   0 0 0 0     0.00 No 1.3 0.77               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 32.35  
220950227 [Redact] [Redact]   N/A     No No $35,098.76 $14,662.56   [Redact] [Redact] [Redact] [Redact] No No Employed Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           32.775% 32.775% 32.775% [Redact] 797                                                       No No             [Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; VVOE - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 1yr Full Doc                               0 0 0 No   [Redact] $35,098.76   [Redact] $0.00 999.0 None     N/A No [Redact] 1 1 1 0 3 0     0.00 No                   [Redact] [Redact] 100.000% No           Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                       134.07  
220950228 [Redact] [Redact]   Non QM     Yes No $0.00 $550.00   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           49.417% 49.417% 49.417% [Redact] 746                                                       No Yes 12 Personal 100.000%       [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2019
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact]     [Redact] $0.00 1.6 None     N/A No [Redact] 0   0 0 4 0 12   0.00 No                   [Redact] [Redact] 33.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             9.98  
220950230 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 769                                           Level 2-Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.6       N/A No [Redact] 0   0 0 0 0     0.00 No 0.98 1.02               [Redact]     No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 68.87  
220950232 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0 0     US Citizen US Citizen           1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 680                                           Level 4-Stated/Verified as defined Level 3-Stated/Partially Verified         No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.4       N/A No [Redact] 0   0 0 0 0     0.00 No 0.81 1.23               [Redact] [Redact] 47.000% No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual Individual Guarantor - Individual             Yes Business Entity No   No             Fair Isaac (VER. 2)   FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04           19.95  
220950234 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 762                                           Level 3-Stated/Partially Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.23 0.81               [Redact] [Redact] 40.000% No           Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                 18.03  
220950235 [Redact] [Redact]   N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             6 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 678                                           Level 1-Not Stated/Not Verified           No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.21 0.82               [Redact] [Redact] 1.000% No           Commitment Fee Simple Corp Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                 8.88  
220950315 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 787                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 3.4       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.02 0.98               [Redact] [Redact] 38.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                       20.72  
220957970 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 701                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.03 0.97               [Redact] [Redact] 2.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04                             30.34  
220958312 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 752                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.81 0.55               [Redact]     No         Yes Final Fee Simple Individual Individual                         No Individual No   No FICO II Beacon 5.0 FICO Risk Score Classic 04                           No 11.43  
220965592 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 816                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.45 0.69               [Redact] [Redact] 76.000% No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                 85.96  
220972890 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               4 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 748                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.38 0.73               [Redact]     No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No 21.22  
220972891 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               4 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 748                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.37 0.73               [Redact]     No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No 21.21  
220973349 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 767                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.54 0.65               [Redact] [Redact]   No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 11.06  
220987090 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 811                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.9       N/A No [Redact] 0   0 0 0 0     0.00 No 1.27 0.79               [Redact] [Redact] 88.000% No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                 56.9  
220989692 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 796                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00         N/A No [Redact] 0 0 0 0 0 0     0.00 No 2.15 0.46               [Redact]     No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No 14.02  
220992745 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 722                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.1       N/A No [Redact] 0   0 0 0 0     0.00 No 1.16 0.86               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 6.84  
220994897 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No         0       US Citizen             1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 732                                           Level 4-Stated/Verified as defined           No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.46 0.68               [Redact] [Redact]   No         Yes Commitment Fee Simple LLC Business Entity     Individual Guarantor - Individual                 Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04               No 29.26  
221002141 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 753                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.05 0.95               [Redact] [Redact] 54.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             16.6  
221007130 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 672                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.5       N/A No [Redact] 0   0 0 0 0     0.00 No 1.18 0.85               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 20.35  
221028267 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 709                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.52 0.66               [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             228.06  
221028340 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 709                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 1.0       N/A No [Redact] 0   0 0 0 0     0.00 No 1.52 0.66               [Redact] [Redact] 100.000% No         Yes Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             145.67  
221029171 [Redact] [Redact]   Non QM     Yes No $2,465.68 $3,755.78   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           38.091% 38.091% 38.091% [Redact] 644                                                       No Yes 12 Business 100.000% 50.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $2,465.68   [Redact] $0.00 1.0 None     Yes No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] $0.00   No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 37.98  
221029173 [Redact] [Redact]   Non QM     Yes No $5,919.00 $10,623.05   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           48.917% 48.917% 48.917% [Redact] 748                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 Yes   [Redact] $5,919.00   [Redact] $0.00 1.3 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact] [Redact] 4.000% No           Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             11.39  
221029182 [Redact] [Redact]   Non QM     Yes No $11,751.90 $12,034.40   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           40.962% 40.962% 40.962% [Redact] 638                                                       No Yes 12 Business 100.000% 50.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $11,751.90   [Redact] $0.00 2.2 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact] $0.00   No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 96.94  
221029184 [Redact] [Redact]   Non QM     Yes No $15,553.27 $19,136.67   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           24.558% 24.558% 24.558% [Redact] 675                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $15,553.27   [Redact] $1,192.14 2.5 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact] [Redact] 1.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             7.36  
221029186 [Redact] [Redact]   Non QM     Yes No $7,111.25 $10,048.04   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           24.998% 24.998% 24.998% [Redact] 642                                                       No No           Third Party Prepared (Unaudited) [Borrower -  | Primary Income - Sole Proprietor]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020		 Alternative Documentation (A) 1yr P&L w/Bank Statements                               0 0 0 No   [Redact] $7,111.25   [Redact] $0.00   None     N/A No [Redact] 0   0 0 3 0     12.00 No                   [Redact] [Redact] 70.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No   Beacon 5.0                     Passport         33.82  
221029187 [Redact] [Redact]   Non QM     Yes No $8,719.60 $10,000.03   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 2 [Redact] [Redact] [Redact] [Redact]           38.899% 38.899% 38.899% [Redact] 660                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $8,719.60   [Redact] $70,000.00   None     N/A No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 1.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                   Employment Authorization         9.22  
221029188 [Redact] [Redact]   Non QM     Yes No $7,309.00 $11,370.74   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 2 [Redact] [Redact] [Redact] [Redact]           39.426% 39.426% 39.426% [Redact] 777                                                       No No           Audited [Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2024
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020		 Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $7,309.00   [Redact] $0.00   None     N/A No [Redact] 0   0 0 3 0     22.97 No                   [Redact] [Redact] 66.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             47.02  
221029190 [Redact] [Redact]   Non QM     Yes No $13,521.73 $16,645.09   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           37.329% 37.329% 37.329%                                                           No Yes 12 Personal 100.000% 80.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2009		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $13,521.73   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 3 0 12   0.00 No                   [Redact] [Redact] 32.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No                         Passport         3.66  
221029192 [Redact] [Redact]   Non QM     Yes No $16,514.60 $10,635.76   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           48.188% 48.188% 48.188% [Redact] 726                                                       No No           Borrower Prepared [Borrower -  | Primary Income - S-Corp (>= 25%)]; Other - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 1yr Full Doc                               0 0 0 No   [Redact] $16,514.60   [Redact] $14,550.00 1.4 None     N/A No [Redact] 0   1 0 1 1     22.97 No                   [Redact] [Redact] 1.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                   Passport         6.83  
221029193 [Redact] [Redact]   Non QM     Yes No $8,399.00 $9,287.17   [Redact] [Redact] [Redact] [Redact] No No Employed Employed         Non-Permanent Resident Alien Non-Permanent Resident Alien             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           30.198% 30.198% 30.198% [Redact] 677                                                       No No             [Borrower -  | Primary Income - Wages]; VVOE - 2023
[Borrower -  | Primary Income - Wages]; WVOE - 2023
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2023
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2023
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 1yr Full Doc                               0 0 0 No   [Redact] $8,399.00   [Redact] $57,872.36 1.5 None     N/A No [Redact] 0 0 1 0 1 1     0.00 No                   [Redact] [Redact] 12.000% No 35 35       Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                       8.39  
221029194 [Redact] [Redact]   Non QM     Yes No $11,699.00 $13,999.34   [Redact] [Redact] [Redact] [Redact] No No Not Employed Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           47.909% 47.909% 47.909% [Redact] 714                                                       No No             [Borrower -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2021		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1040 - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $11,699.00   [Redact] $5,000.00 1.0 None     N/A No [Redact] 0 2 2 0 2 0     0.00 No                   [Redact] [Redact] 21.000% No           Short Form Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                       81.04  
221029196 [Redact] [Redact]   Non QM     Yes No $9,196.80 $8,775.98   [Redact] [Redact] [Redact] [Redact] No No Employed Self-Employed         Non-Permanent Resident Alien Non-Permanent Resident Alien     [Redact] [Redact]     [Redact] 1 [Redact] [Redact] [Redact] [Redact]           36.809% 36.809% 36.809% [Redact] 710                                                       No No             [Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Other - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Other - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; P&L Statement - 2023		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $9,196.80   [Redact] $25,000.00 1.0 None     N/A No [Redact] 1 0 1 0 1 0     0.00 No                   [Redact] [Redact] 2.000% No           Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04             Employment Authorization, Resident Alien Card Passport, Resident Alien Card       7.76  
221029199 [Redact] [Redact]   Non QM     Yes No $8,592.40 $9,015.79   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Foreign National       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           38.163% 38.163% 38.163% [Redact] 750                                                       No No           Audited [Borrower -  | Primary Income - Sole Proprietor]; Other - 2024
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2024
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2024		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020		 Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $8,592.40   [Redact] $9,000.00 1.0 None     N/A No [Redact] 0   0 0 3 0     23.00 No                   [Redact] [Redact] 25.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                   Passport         3.92  
221029200 [Redact] [Redact]   Non QM     Yes No $8,419.28 $11,372.78   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           38.075% 38.075% 38.075% [Redact] 749                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 12.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 12.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 12.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 12.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 12.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 12.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 12.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 12.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2019		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $8,419.28   [Redact] $0.00 3.2 None     N/A No [Redact] 0   0 0 3 0   12 0.00 No                   [Redact] [Redact] 11.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2)   FICO Risk Score Classic 04                   Passport         11.01  
221029201 [Redact] [Redact]   Non QM     Yes No $7,031.56 $1,418.48   [Redact] [Redact] [Redact] [Redact] No No Employed           Non-Permanent Resident Alien       [Redact]       [Redact] 1 [Redact] [Redact] [Redact] [Redact]           41.063% 41.063% 41.063% [Redact] 750                                                       No No             [Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; WVOE - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $7,031.56   [Redact] $9,707.56 1.0 None     N/A No [Redact] 2   2 0 2 2     0.00 No                   [Redact] [Redact] 44.000% No 36         Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             28.22  
221029202 [Redact] [Redact]   Non QM     Yes No $5,449.00 $6,040.53   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Not Employed         Non-Permanent Resident Alien Non-Permanent Resident Alien             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           27.752% 27.752% 27.752%                                                           No Yes 12 Personal 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $5,449.00   [Redact] $8,000.00 2.1 None     N/A No [Redact] 0 0 0 0 3 0 12   0.00 No                   [Redact] [Redact] 35.000% No           Short Form Fee Simple Individual Individual Individual Individual                     No Individual No   No                         Employment Authorization Passport       9.76  
221029210 [Redact] [Redact]   Non QM     Yes No $2,802.02 $3,944.39   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Not Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           29.884% 29.884% 29.884% [Redact] 691                                                       No No           Borrower Prepared [Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Paystubs - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Paystubs - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2021
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2021
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2021
[Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2023
[Borrower -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
[Coborrower(s) -  | Primary Income - Social Security]; Account Statements - 2023
[Coborrower(s) -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2021		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Account Transcripts - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; Account Transcripts - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $2,802.02   [Redact] $0.00 1.0 None     N/A No [Redact] 2 0 2 0 2 2     22.97 No                   [Redact] $0.00   No           Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                     No 50.15  
221029219 [Redact] [Redact]   Non QM     Yes No $13,955.00 $16,550.80   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Self-Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           33.114% 33.114% 33.114% [Redact] 714                                                       No No           Third Party Prepared (Unaudited) [Borrower -  | Primary Income - C-Corp]; CPA Letter - 2022
[Borrower -  | Primary Income - C-Corp]; P&L Statement - 2022
[Borrower -  | Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2022
[Borrower -  | Primary Income - C-Corp]; Third Party Verification - 2022
[Coborrower(s) -  | Primary Income - C-Corp]; CPA Letter - 2022
[Coborrower(s) -  | Primary Income - C-Corp]; P&L Statement - 2022
[Coborrower(s) -  | Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2022
[Coborrower(s) -  | Primary Income - C-Corp]; Third Party Verification - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $13,955.00   [Redact] $0.00 4.0 None     N/A No [Redact] 0 0 0 0 0 0     20.97 No                   [Redact] $0.00   No           Short Form Fee Simple Individual Individual Individual Individual                     No Individual Yes   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                     No 52.52  
221029226 [Redact] [Redact]   Non QM     Yes No $11,151.00 $15,493.77   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Not Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           39.669% 39.576% 39.669% [Redact] 759                                                       No No           Borrower Prepared [Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $11,151.00   [Redact] $0.00 3.8 None     N/A No [Redact] 0 0 0 0 0 0     13.90 No                   [Redact] [Redact]   No           Preliminary Fee Simple Individual Individual Individual Individual                     No Individual Yes   No FICO II Beacon 5.0 FICO Risk Score Classic 04 FICO II Beacon 5.0 FICO Risk Score Classic 04                     No 32.18  
221029241 [Redact] [Redact]   N/A     No No $0.00 $0.00   [Redact] [Redact] [Redact] [Redact] No No Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           30.812% 30.812% 30.812% [Redact] 810                                                       No No             [Borrower -  | Primary Income - Wages]; VVOE - 2023
[Borrower -  | Primary Income - Wages]; WVOE - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) WVOE                               0 0 0     [Redact]     [Redact] $16,985.74 1.0 None     N/A No [Redact] 0   0 0 0 0     0.00 No                   [Redact] [Redact] 43.000% No 25         Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             19.19  
221029242 [Redact] [Redact]   Non QM     Yes No $14,807.00 $21,377.56   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Not Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           40.117% 40.117% 40.117% [Redact] 757                                                       No No           Borrower Prepared [Borrower -  | Primary Income - Sole Proprietor]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Business License - 2023
[Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $14,807.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0 0 0 0 0 0     15.00 No                   [Redact] [Redact] 14.000% No           Preliminary Fee Simple Individual Individual Individual Individual                     No Individual Yes   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       30.08  
221029243 [Redact] [Redact]   Non QM     Yes No $7,185.00 $8,346.35   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           26.066% 26.013% 26.066% [Redact] 779                                                       No No           Borrower Prepared [Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Business License - 2022
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $7,185.00   [Redact] $0.00 1.0 None     No No [Redact] 0   0 0 0 0     13.90 No                   [Redact] [Redact]   No           Preliminary Fee Simple Individual Individual                         No Individual Yes   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 11.67  
221029256 [Redact] [Redact]   Non QM     Yes No $23,712.50 $32,055.46   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           26.953% 26.067% 26.953% [Redact] 771                                                       No No           Third Party Prepared (Unaudited) [Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $23,712.50   [Redact] $0.00 3.5 None     N/A No [Redact] 0   0 0 0 0     19.00 No                   [Redact] [Redact] 43.000% No           Preliminary Fee Simple Individual Individual                         No Individual Yes   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             10.55  
221029262 [Redact] [Redact]   N/A     No No $0.00     [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           36.075% 35.831% 36.075% [Redact] 790                                                       No No           Borrower Prepared [Borrower -  | Primary Income - Sole Proprietor]; Business License - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Business License - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Business License - 2023
[Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0     [Redact]     [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0     19.00 No                   [Redact] [Redact] 100.000% No           Preliminary Fee Simple Individual Individual                         No Individual Yes   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             131.06  
221029263 [Redact] [Redact]   Non QM     Yes No $7,130.00 $7,127.92   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] $0.00 [Redact] $0.00           36.873% 35.681% 36.873% [Redact] 792                                                       No No           Third Party Prepared (Unaudited) [Borrower -  | Primary Income - S-Corp (>= 25%)]; Business License - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $7,130.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0     19.00 No                   [Redact] $0.00   No           Preliminary Fee Simple Individual Individual                         No Individual Yes   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 49.46  
221029268 [Redact] [Redact]   N/A     No No $0.00     [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           37.582% 37.582% 37.582% [Redact] 795                                                       No No           Borrower Prepared [Borrower -  | Primary Income - C-Corp]; Account Statements - Business - 2023
[Borrower -  | Primary Income - C-Corp]; Account Statements - Business - 2023
[Borrower -  | Primary Income - C-Corp]; Business License - 2023
[Borrower -  | Primary Income - C-Corp]; CPA Letter - 2023
[Borrower -  | Primary Income - C-Corp]; Other - 2023
[Borrower -  | Primary Income - C-Corp]; P&L Statement - 2023
[Borrower -  | Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - C-Corp]; Third Party Verification - 2023
[Borrower -  | Primary Income - C-Corp]; Third Party Verification - 2023
[Borrower -  | Primary Income - C-Corp]; Third Party Verification - 2023
[Borrower -  | Primary Income - C-Corp]; Third Party Verification - 2023
[Borrower -  | Primary Income - C-Corp]; P&L Statement - 2022
[Borrower -  | Primary Income - C-Corp]; Third Party Verification - 2022
[Borrower -  | Non-Primary Income - Sole Proprietor]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; Business License - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; P&L Statement - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0     [Redact]     [Redact] $0.00 1.3 None     N/A No [Redact] 0   0 0 0 0     16.97 No                   [Redact] [Redact] 14.000% No           Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             18.83  
221029269 [Redact] [Redact]   Non QM     Yes No $16,865.00 $19,659.02   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Self-Employed         US Citizen US Citizen             [Redact] 1 [Redact] [Redact] [Redact] [Redact]           34.360% 33.708% 34.360% [Redact] 770                                                       No No           Borrower Prepared [Borrower -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Business License - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; CPA Letter - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; P&L Statement - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; P&L Statement - 2022
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Business License - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; CPA Letter - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; P&L Statement - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; P&L Statement - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $16,865.00   [Redact] $4,915.00 2.9 None     N/A No [Redact] 0 0 0 0 0 0     15.97 No                   [Redact] [Redact] 18.000% No           Commitment Fee Simple Individual Individual Individual Individual                     No Individual Yes   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       5.59  
221029272 [Redact] [Redact]   Non QM     Yes No $11,565.00 $18,289.40   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           42.029% 40.338% 42.029% [Redact] 784                                                       No No           Third Party Prepared (Unaudited) [Borrower -  | Primary Income - Sole Proprietor]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Business License - 2023
[Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $11,565.00   [Redact] $500.00 2.6 None     N/A No [Redact] 0   0 0 0 0     15.97 No                   [Redact] [Redact] 58.000% No           Preliminary Fee Simple Individual Individual                         No Individual Yes   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             20.59  
221029274 [Redact] [Redact]   Non QM     Yes No $3,630.00 $4,953.47   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           30.942% 30.942% 30.942% [Redact] 781                                                       No No           Borrower Prepared [Borrower -  | Primary Income - Sole Proprietor]; Business License - 2023
[Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2022		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo CPA P&L                               0 0 0 No   [Redact] $3,630.00   [Redact] $0.00 1.0 None     N/A No [Redact] 0   0 0 0 0     15.00 No                   [Redact]     No           Preliminary Fee Simple Individual Individual                         No Individual Yes   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 12.78  
221029277 [Redact] [Redact]   N/A     No No $16,802.50     [Redact] [Redact] [Redact] [Redact] No No             US Citizen                 2 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 808                                                       No No                   DSCR                               0 0 0 Yes   [Redact] $16,802.50   [Redact] $0.00         N/A No [Redact] 0   0 0 0 0     0.00 No 1.01 0.99               [Redact]     No           Preliminary Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                           No 29.99  
221030003 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen                 1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 681                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.4       N/A No [Redact] 0   0 0 0 0     0.00 No 1.33 0.75               [Redact] [Redact]   No         Yes Commitment Fee Simple Individual Trustee                         No Trustee No   No FICO II Beacon 5.0 FICO Risk Score Classic 04                           No 37.07  
221043212 [Redact] [Redact] [Redact] N/A     No No         [Redact] [Redact] [Redact] No No             US Citizen US Citizen               1 [Redact] [Redact] [Redact] [Redact]           0.000% 0.000% 0.000% [Redact] 771                                                       No No                   DSCR                               0 0 0 No   [Redact]       $0.00 2.6       N/A No [Redact] 0 0 0 0 0 0     0.00 No 1.31 0.76               [Redact] [Redact] 28.000% No         Yes Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                       26.33  
221206969 [Redact] [Redact]   Non QM     Yes No $23,597.50 $29,187.00   [Redact] [Redact] [Redact] [Redact] No No Not Employed   Self-Employed Self-Employed 22.68 22.68     US Citizen US Citizen         [Redact] 1 [Redact] [Redact] [Redact] [Redact]           42.081% 42.081% 42.081% [Redact] 759 741 731 722 758 776 759                               Level 4-Stated/Verified as defined Level 4-Stated/Verified as defined Level 4-Stated/Verified as defined Level 4-Stated/Verified as defined Level 3-Stated/Verified as defined Level 3-Stated/Verified as defined No No             [Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021
[Coborrower(s) -  | Non-Primary Income - Social Security]; Deposit Receipt - 2023
[Coborrower(s) -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2022
[Coborrower(s) -  | Non-Primary Income - Pension]; Account Statements - 2023
[Coborrower(s) -  | Non-Primary Income - Pension]; 1099 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021
[Coborrower(s) -  | Non-Primary Income - Social Security]; Account Statements - 2023
[Coborrower(s) -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023		   Full Documentation (F) 1yr Full Doc                               0 0 0 Yes   [Redact] $23,597.50   [Redact] $0.00 2.1 None     Yes No [Redact] 0   0 0 0 0     0.00 No                   [Redact] [Redact]   No           Commitment Fee Simple LLC Business Entity     Individual Trustee Individual Trustee             Yes Business Entity No   No             Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04         No 48.61  
221207006 [Redact] [Redact]   Safe Harbor QM (APOR)     Yes No $1,790.00 $5,158.44   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           36.407% 36.407% 36.407% [Redact] 794                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023		 [Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available		 Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $1,790.00   [Redact] $0.00 3.4 None     No No [Redact] 0   0 0 2 0   12 0.00 No           Not Stated       [Redact] [Redact] 46.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04                             22.72  
221207007 [Redact] [Redact]   Safe Harbor QM (APOR)     Yes No $12,612.50 $14,176.66   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           29.221% 29.221% 29.221% [Redact] 751                                                       No Yes 12 Business 100.000% 100.000%     [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 13.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2023		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $12,612.50   [Redact] $0.00 1.2 None     N/A No [Redact] 0   0 0 0 0   12 0.00 No           Not Stated       [Redact] [Redact]   No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                           No 27.52  
221210460 [Redact] [Redact]   Non QM     Yes No $16,050.00 $23,147.03   [Redact] [Redact] [Redact] [Redact] No No Self-Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           22.120% 23.607% 22.120% [Redact] 767                                                       No Yes 24 Business 100.000% 50.000%     [Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2018
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2018		 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 12mo Bank Statement                               0 0 0 No   [Redact] $16,050.00   [Redact] $0.00 1.3 None     No No [Redact] 0   0 0 0 0   12 0.00 No                   [Redact] [Redact] 61.000% No           Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac Beacon 5.0 FICO Risk Score Classic 04                             22.68  
221210461 [Redact] [Redact]   Higher Priced QM (APOR)     Yes No $19,574.95 $21,781.90   [Redact] [Redact] [Redact] [Redact] No No Self-Employed Self-Employed         Non-Permanent Resident Alien Non-Permanent Resident Alien     [Redact] [Redact]     [Redact] 1 [Redact] [Redact] [Redact] [Redact]           34.546% 34.546% 34.546% [Redact] 767                                                       No Yes 48 Personal, Business 100.000% 100.000% 100.000%   [Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Account Statements - Personal - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; CPA Letter - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Third Party Verification - 2023
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2022
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2022
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2022
[Borrower -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.12000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2022
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Personal - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2023
[Coborrower(s) -  | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2022		 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) 24mo Bank Statement                               0 0 0 Yes   [Redact] $19,574.95   [Redact] $20,000.00 1.3 None     Yes No [Redact] 0 0 0 0 0 0 24 24 0.00 No           Not Stated       [Redact] [Redact] 30.000% No           Commitment Fee Simple Individual Individual Individual Individual                     No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04             VISA VISA       12.77  
221210464 [Redact] [Redact]   Non QM     Yes No $6,298.13 $7,708.33   [Redact] [Redact] [Redact] [Redact] No No Employed           US Citizen               [Redact] 1 [Redact] [Redact] [Redact] [Redact]           22.869% 22.869% 22.869% [Redact] 805                                                       No No             [Borrower -  | Primary Income - Wages]; Other - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2023
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2023
[Borrower -  | Primary Income - Wages]; VVOE - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2021
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2020
[Borrower -  | Non-Primary Income - Sole Proprietor]; P&L Statement - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2021		 [Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Tax Return Extension - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 1084 or income worksheet - Year Not Available		 Full Documentation (F) 2yr Full Doc                               0 0 0 No   [Redact] $6,298.13   [Redact] $500.00 2.5 None     No No [Redact] 3   2 0 4 0     0.00 No                   [Redact] [Redact] 100.000% No 34         Commitment Fee Simple Individual Individual                         No Individual No   No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04                             214.26