EX-99.2 6 ex99-2sch3.htm SCHEDULE 3 - DATA COMPARE REPORT
 

MORGAN STANLEY CAPITAL I INC. ABS-15G 

 

Exhibit 99.2 - Schedule 3

         
Data Compare (Non-Ignored)          
Run Date - 7/9/2021 5:14:28 PM          
AMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number Field Label Bid Tape Field Value Field Value Compare Status Comment
213479173 [Redact] [Redact] [Redact] Property Type Single Family Detached Single Family Attached Verified Field Value captured from Appraisal or Valuation model in file
213479173 [Redact] [Redact] [Redact] Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
213479173 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
214045337 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Tape Value DTI is guideline maximum DTI.
214046363 [Redact] [Redact] [Redact] Property Type Single Family Detached Single Family Attached Verified Field Value captured from Appraisal or Valuation model in file
214046363 [Redact] [Redact] [Redact] Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases)
214088134 [Redact] [Redact] [Redact] Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214088134 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Matches AUS and Approval
214089101 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214090556 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214090556 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Approval reflects DTI of [Redact]. Lender excluded [Redact] payment due to sufficient reserves. When included as a debt, DTI still meets Appendix Q requirements.
214095158 [Redact] [Redact] [Redact] Property Type Single Family Detached Townhouse Verified Field Value captured from Appraisal or Valuation model in file
214095158 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 DTI is [Redact]
214095169 [Redact] [Redact] [Redact] Street [Redact] [Redact] Verified Field Value reflects Street per Note
214095169 [Redact] [Redact] [Redact] Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214095169 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Unable to verify due to missing information
214134273 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified 1008 shows [Redact]
214144067 [Redact] [Redact] [Redact] Zip [Redact] [Redact] Verified Field Value reflects Zip per Note
214144067 [Redact] [Redact] [Redact] Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214144067 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214164576 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214164576 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 has a [Redact] DTI
214165631 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214165631 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214165631 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
214167148 [Redact] [Redact] [Redact] Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214167148 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified AUS and 1008 DTI is [Redact]
214167481 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but within 3% and < [Redact] DTI
214171014 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214171113 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214179953 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified reflects approval
214180332 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Verified income, REO's and labilities
214181738 [Redact] [Redact] [Redact] Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214181738 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214181738 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified 1008 reflects DTI of [Redact]
214181844 [Redact] [Redact] [Redact] Borrower Last Name [Redact] [Redact] Verified Field Value reflects Borrower name as it appears on the Note
214181844 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214181844 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214181844 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Tape Value DTI cannot be located on any documentation within the loan file.
214186387 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
214193439 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified [Redact] per 1008.
214203611 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214206853 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214223063 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value reflects the Approval/AUS in file.
214223063 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The DTI on the 1008 reflects [Redact]
214223607 [Redact] [Redact] [Redact] Property Type Single Family Detached Condo (Low Rise) Verified Field Value captured from Appraisal or Valuation model in file
214223633 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Tape Value DTI is guideline maximum DTI.
214223867 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
214223876 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 DTI is [Redact]
214227620 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214227620 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Lender 1008 shows [Redact]
214228211 [Redact] [Redact] [Redact] Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214228211 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214228217 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but within 3% and < [Redact] DTI
214228364 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 DTI is [Redact]
214228519 [Redact] [Redact] [Redact] Purpose Purchase Refinance Verified Field Value reflects the Purpose per the Approval/AUS
214231219 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit
214232156 [Redact] [Redact] [Redact] Borrower First Name [Redact] [Redact] Verified Field Value reflects Borrower name as it appears on the Note
214232156 [Redact] [Redact] [Redact] Borrower Last Name [Redact] [Redact] Verified Field Value reflects Borrower name as it appears on the Note
214232156 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214242007 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214242007 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified DTI matches the AUS & 1008
214242023 [Redact] [Redact] [Redact] Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214242023 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 DTI is [Redact]
214242404 [Redact] [Redact] [Redact] Original Interest Rate [Redact] [Redact] Verified Field Value reflects the Note value
214242404 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214244676 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214244676 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
214244924 [Redact] [Redact] [Redact] City [Redact] [Redact] Verified Field Value reflects City per Note
214244924 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214251680 [Redact] [Redact]   Note Date [Redact] [Redact] Verified Field Value reflects Note Date per the Note
214251680 [Redact] [Redact]   First Payment Date [Redact] [Redact] Verified Field Value reflects First Payment Date per the Note
214251680 [Redact] [Redact]   Refi Purpose Rate/Term Limited Cash-out GSE Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214256590 [Redact] [Redact] [Redact] Borrower First Name [Redact] [Redact] Verified Field Value reflects Borrower name as it appears on the Note
214261032 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214268429 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214268429 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Tape Value DTI cannot be located on any documentation within the loan file.
214268569 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214268569 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Unable to verify due to missing information
214330312 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214330318 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 DTI is [Redact]
214399402 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214399411 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214399536 [Redact] [Redact] [Redact] Property Type Single Family Detached Single Family Attached Verified Field Value captured from Appraisal or Valuation model in file
214399536 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214399536 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified DTI on the final 1008 reflects [Redact]
214410067 [Redact] [Redact] [Redact] Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214410893 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214410893 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit
214422401 [Redact] [Redact] [Redact] Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214430450 [Redact] [Redact] [Redact] Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214430450 [Redact] [Redact] [Redact] Property Type Single Family Detached 2 Family Verified Field Value captured from Appraisal or Valuation model in file
214437340 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214437340 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified DTI on the final 1008 is [Redact]
214438459 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214439603 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214440704 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214444271 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214444271 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified [Redact] per 1008.
214444459 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified DTI matches 1008.
214455783 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214458160 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214468274 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214468280 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214468287 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 DTI is [Redact]
214468325 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214468325 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified AUS and 1008 approved at [Redact]
214468736 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214468780 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214589160 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214589179 [Redact] [Redact] [Redact] Street [Redact] [Redact] Verified Field Value reflects Street per Note
214589179 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214597236 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 DTI is [Redact]
214597425 [Redact] [Redact] [Redact] Original Interest Rate [Redact] [Redact] Verified Field Value reflects the Note value
214597425 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214629144 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214629177 [Redact] [Redact] [Redact] Property Type Co-op PUD Verified Field Value captured from Appraisal or Valuation model in file
214629177 [Redact] [Redact] [Redact] Has FTHB 1 0 Verified Field value reflects source document
214629240 [Redact] [Redact] [Redact] Street [Redact] [Redact] Verified Field Value reflects Street per Note
214629240 [Redact] [Redact] [Redact] City [Redact] [Redact] Verified Field Value reflects City per Note
214629240 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214629280 [Redact] [Redact] [Redact] Representative FICO [Redact] [Redact] Verified Unable to verify due to missing information
214629280 [Redact] [Redact] [Redact] Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214629280 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Unable to verify due to missing information
214629769 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214634897 [Redact] [Redact] [Redact] Property Type Single Family Detached Single Family Attached Verified Field Value captured from Appraisal or Valuation model in file
214634897 [Redact] [Redact] [Redact] Has FTHB 1 0 Verified Field value reflects source document
214634898 [Redact] [Redact] [Redact] Property Type Co-op PUD Verified Field Value captured from Appraisal or Valuation model in file
214635759 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
214641952 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214645214 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214645214 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214645214 [Redact] [Redact]   Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214645214 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214645226 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214645226 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214645226 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214645226 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214645305 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214645305 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214645305 [Redact] [Redact]   Initial Rate Lock Date [Redact] [Redact] Verified Field value reflects source document
214676755 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214676755 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 reflects the DTI as [Redact]
214683200 [Redact] [Redact] [Redact] Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 DTI is [Redact]
214695065 [Redact] [Redact]   Borrower First Name [Redact] [Redact] Verified Field Value reflects Borrower name as it appears on the Note
214695065 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214695065 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Unable to verify due to missing information
214695107 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214695126 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214695137 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214695137 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214695137 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified reflects the 1008
214698401 [Redact] [Redact] [Redact] Property Type Co-op PUD Verified Field Value captured from Appraisal or Valuation model in file
214704657 [Redact] [Redact] [Redact] Property Type Co-op PUD Verified Field Value captured from Appraisal or Valuation model in file
214738005 [Redact] [Redact] [Redact] Has FTHB 0 1 Verified Field value reflects source document
214747113 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214747113 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Unable to verify due to missing information
214747113 [Redact] [Redact]   Initial Rate Lock Date [Redact] [Redact] Verified Field value reflects source document
214747116 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747116 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
214747117 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747117 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214747117 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747117 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214747117 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214747129 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214747129 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
214747132 [Redact] [Redact]   Borrower First Name [Redact] [Redact] Verified Field Value reflects Borrower name as it appears on the Note
214747132 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747132 [Redact] [Redact]   Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214747132 [Redact] [Redact]   Property Type Single Family PUD Verified Field Value captured from Appraisal or Valuation model in file
214747132 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747132 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Unable to verify due to missing information
214747135 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747135 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value matches 1008
214747136 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747143 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747143 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified 1008 verifies loan approved with a DTI of [Redact]
214747146 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747148 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747148 [Redact] [Redact]   Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214747148 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases)
214747148 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases)
214747148 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified 1008 verifies loan approved with a DTI of [Redact]
214747154 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747154 [Redact] [Redact]   Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214747154 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747156 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747156 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Unable to verify due to missing information
214747156 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Lender approval is [Redact] DTI; calculated DTI is [Redact]
214747161 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747161 [Redact] [Redact]   Property Type PUD Single Family Detached Verified Field Value captured from Appraisal or Valuation model in file
214747161 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747161 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214747161 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214747163 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747163 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747163 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214747163 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214747163 [Redact] [Redact]   Borrower FTHB 1 0 Verified Field Value verified by Application, Credit Report or other documentation in file
214747170 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747170 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214747170 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747173 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214747173 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Unable to verify due to missing information
214747173 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214747173 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214747174 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747174 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214747174 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Field Value reflects borrower receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747176 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747176 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747176 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit
214747181 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747186 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214747186 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Unable to verify due to missing information
214747186 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
214747190 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747190 [Redact] [Redact]   Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214747190 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
214747191 [Redact] [Redact]   Borrower First Name [Redact] [Redact] Verified Field Value reflects Borrower name as it appears on the Note
214747191 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747191 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747191 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Missing borrower’s most recent signed federal income tax return that includes Schedule E to verify rental income
214747191 [Redact] [Redact]   Initial Rate Lock Date [Redact] [Redact] Verified Field value reflects source document
214747192 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747192 [Redact] [Redact]   Property Type Condo Site Condo Verified Field Value captured from Appraisal or Valuation model in file
214747192 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747192 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Lender DTI [Redact]; Calculated DTI [Redact]
214747195 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747195 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214747195 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214747195 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified reflects the 1008 within 1%
214747195 [Redact] [Redact]   Initial Rate Lock Date [Redact] [Redact] Verified Field value reflects source document
214747196 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747196 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747196 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified reflects approval
214747200 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214747200 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214747200 [Redact] [Redact]   Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214747200 [Redact] [Redact]   Borrower FTHB 0 1 Verified Field Value verified by Application, Credit Report or other documentation in file
214747201 [Redact] [Redact]   Borrower First Name [Redact] [Redact] Verified Field Value reflects Borrower name as it appears on the Note
214747201 [Redact] [Redact]   Borrower Last Name [Redact] [Redact] Verified Field Value reflects Borrower name as it appears on the Note
214747201 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747201 [Redact] [Redact]   Property Type PUD Single Family Detached Verified Field Value captured from Appraisal or Valuation model in file
214747201 [Redact] [Redact]   Refi Purpose   Cash-out - Other Verified Field Value reflects borrower receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214747201 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214747201 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214747201 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified reflects 1008
214747202 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214747202 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214756963 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214756963 [Redact] [Redact]   LTV Valuation Value [Redact] [Redact] Verified Field value reflects source document
214756966 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214756972 [Redact] [Redact]   Borrower Middle Name   [Redact] Verified Field value reflects source document
214765947 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214765947 [Redact] [Redact]   Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214765947 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases)
214765947 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases)
214765947 [Redact] [Redact]   Initial Rate Lock Date [Redact] [Redact] Verified Field value reflects source document
214765949 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765949 [Redact] [Redact]   Property Type PUD Single Family Detached Verified Field Value captured from Appraisal or Valuation model in file
214765949 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214765949 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214765949 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214765952 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214765952 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Unable to verify due to missing information
214765955 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765955 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214765955 [Redact] [Redact]   Initial Rate Lock Date [Redact] [Redact] Verified Field value reflects source document
214765956 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765956 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214765956 [Redact] [Redact]   Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214765956 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214765964 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765964 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214765964 [Redact] [Redact]   Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214765964 [Redact] [Redact]   Property Type Single Family PUD Verified Field Value captured from Appraisal or Valuation model in file
214765965 [Redact] [Redact]   Street [Redact] [Redact] Verified Field Value reflects Street per Note
214765965 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214765965 [Redact] [Redact]   Borrower FTHB 0 1 Verified Field Value verified by Application, Credit Report or other documentation in file
214765969 [Redact] [Redact]   City [Redact] [Redact] Verified Field Value reflects City per Note
214765969 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765971 [Redact] [Redact]   Street [Redact] [Redact] Verified Field Value reflects Street per Note
214765971 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765971 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Lender 1008 shows DTI of [Redact]
214765973 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765973 [Redact] [Redact]   Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214765973 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214765973 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Tape is invalid. DTI aligns with lender.
214765974 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765974 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214765974 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214765974 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214765974 [Redact] [Redact]   Borrower FTHB 1 0 Verified Field Value verified by Application, Credit Report or other documentation in file
214765974 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 reflects the DTI as [Redact]
214765979 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765979 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 DTI is [Redact]
214765981 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214765981 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Unable to verify due to missing information
214765981 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214765981 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214765984 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765988 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765988 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214765988 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214765988 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214765990 [Redact] [Redact]   Street [Redact] [Redact] Verified Field Value reflects Street per Note
214765990 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214765990 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Unable to verify due to missing information
214765991 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214765991 [Redact] [Redact]   Borrower FTHB 0 1 Verified Field Value verified by Application, Credit Report or other documentation in file
214765994 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214765994 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214765994 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214765994 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified reflects 1008
214765997 [Redact] [Redact]   Note Date   [Redact] Verified Note Date not updated with Field Value.
214765997 [Redact] [Redact]   Borrower FTHB 1 0 Verified Field Value verified by Application, Credit Report or other documentation in file
214765997 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The Field Value DTI matches the DTI on 1008.
214765998 [Redact] [Redact]   Zip [Redact] [Redact] Verified Field Value reflects Zip per Note
214765998 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214766002 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214766002 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Ratios are within guidelines.
214948071 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948071 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948075 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948075 [Redact] [Redact]   Refi Purpose   Rate/Term Verified delayed financing transaction
214948075 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified reflects 1008
214948075 [Redact] [Redact]   Initial Rate Lock Date [Redact] [Redact] Verified Field value reflects source document
214948076 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948076 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948076 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified DTI lower than what 1008 has of [Redact]
214948078 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214948078 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214948078 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948078 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not <[Redact] as required by QM/TQM
214948082 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948083 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948083 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948085 [Redact] [Redact]   Street [Redact] [Redact] Verified Field Value reflects Street per Note
214948085 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948085 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214948085 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Field Value reflects borrower receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948085 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Lender DTI [Redact] Calculated DTI [Redact]
214948087 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948087 [Redact] [Redact]   Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214948087 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948087 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
214948088 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948088 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214948088 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Borrower paid of their HELOC that they obtained after they purchased the subject property in 2019.
214948088 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
214948091 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948091 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948091 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Lender DTI [Redact] Calculated DTI [Redact]
214948096 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948096 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214948096 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified <[Redact] max for cash out refinance owner occupied.
214948097 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214948097 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214948097 [Redact] [Redact]   Original Interest Rate [Redact] [Redact] Verified Field Value reflects the Note value
214948097 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
214948110 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948110 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948110 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Full PITIA for both REO properties utilized in qualifying DTI. Calculated DTI is still within guideline maximum of [Redact]
214948111 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948113 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948113 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948115 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948115 [Redact] [Redact]   Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214948115 [Redact] [Redact]   Refi Purpose   Cash-out - Other Verified Field Value reflects borrower receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948115 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified same as UW 1008 DTI
214948117 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214948117 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Unable to verify due to missing information
214948117 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified AUS and 1008 DTI reflects [Redact]
214948119 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948119 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948119 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Unable to verify due to missing information
214948120 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214948120 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Unable to verify due to missing information
214948120 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Ratios are within guidelines.
214948120 [Redact] [Redact]   Initial Rate Lock Date [Redact] [Redact] Verified Field value reflects source document
214948121 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948121 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214948121 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified within 1% of approval
214948123 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214948123 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214948123 [Redact] [Redact]   Property Type Single Family PUD Verified Field Value captured from Appraisal or Valuation model in file
214948123 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214948123 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214948123 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214948123 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
214948125 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214994586 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214994586 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Unable to verify due to missing information
214994586 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214994589 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214994589 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214994599 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214994603 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214994603 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214994603 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
214994603 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
214994603 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified The 1008 reflects the DTI as [Redact]
214994604 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214994604 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214994604 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
214994605 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214994605 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214994605 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Lender 1008 shows [Redact]
214994605 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Lender 1008 shows [Redact]
214994605 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified 1008 reflects DTI of [Redact]
214994612 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214994616 [Redact] [Redact]   Zip [Redact] [Redact] Verified Field Value reflects Zip per Note
214994616 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214994616 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214994616 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214994616 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
214994617 [Redact] [Redact]   Note Date   [Redact] Verified Note date is not updated with tape data.
214994617 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214994617 [Redact] [Redact]   Original Interest Rate [Redact] [Redact] Verified Field Value reflects the Note value
214994617 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Refi Purpose is not updated with tape data.
214994617 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Primary property expenses differ with proposed and present expenses.
214994622 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214994622 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
214994622 [Redact] [Redact]   Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
214994622 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Unable to verify due to missing information
214994622 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
214994623 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214994623 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but within 3% and < [Redact] DTI
214994624 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214994624 [Redact] [Redact]   Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214994624 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Unable to verify due to missing information
214994625 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214994625 [Redact] [Redact]   Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
214994625 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Matches Lender final1008 DTI
214994627 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214994627 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Less than 3% variance from underwritten DTI.
214994628 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214994628 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Lender did not include payment on retained REO, [Redact], in DTI calculation.
214994629 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
214994629 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
214994630 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
214994630 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
215059539 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059539 [Redact] [Redact]   Refi Purpose   Limited Cash-out GSE Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059539 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit
215059541 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059541 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059541 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified within 1% of UW DTI
215059545 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059545 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified 1008 verifies loan approved with a DTI of [Redact]
215059547 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
215059547 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
215059548 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059548 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
215059548 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
215059548 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified reflects the 1008
215059548 [Redact] [Redact]   Initial Rate Lock Date [Redact] [Redact] Verified Field value reflects source document
215059552 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059552 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059556 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059556 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Lender DTI [Redact]; Calculated DTI [Redact]
215059558 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059558 [Redact] [Redact]   Property Type Single Family Detached PUD Verified Field Value captured from Appraisal or Valuation model in file
215059558 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059561 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059561 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
215059561 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059562 [Redact] [Redact]   City [Redact] [Redact] Verified Field Value reflects City per Note
215059562 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059562 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059562 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
215059564 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059564 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit
215059565 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059565 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059567 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059567 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
215059568 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059568 [Redact] [Redact]   Property Type Single Family PUD Verified Field Value captured from Appraisal or Valuation model in file
215059568 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059568 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Lender removed schedule C income.
215059572 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
215059573 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059573 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
215059573 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059573 [Redact] [Redact]   Original CLTV [Redact] [Redact] Verified Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances)
215059573 [Redact] [Redact]   Original LTV [Redact] [Redact] Verified Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances)
215059573 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified within 3% of the 1008
215059576 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059576 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified matches Lender DTI on 1008
215059577 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
215059577 [Redact] [Redact]   Property Type Single Family PUD Verified Field Value captured from Appraisal or Valuation model in file
215059578 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
215059578 [Redact] [Redact]   Property Type Single Family PUD Verified Field Value captured from Appraisal or Valuation model in file
215059578 [Redact] [Redact]   Borrower FTHB 1 0 Verified Field Value verified by Application, Credit Report or other documentation in file
215059578 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Less than 3% variance from underwritten DTI.
215059579 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059579 [Redact] [Redact]   Original Loan Amount [Redact] [Redact] Verified Field Value reflects the Note value
215059579 [Redact] [Redact]   Borrower FTHB 0 1 Verified Field Value verified by Application, Credit Report or other documentation in file
215059580 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059580 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059580 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Less than 1% variance from Lender 1008
215059581 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
215059583 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059583 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059583 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
215059584 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
215059584 [Redact] [Redact]   Refi Purpose Cash-out Limited Cash-out GSE Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059587 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059587 [Redact] [Redact]   Amortization Term 359 360 Verified Field Value reflects Amortization Term per Note
215059587 [Redact] [Redact]   Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers
215059587 [Redact] [Redact]   Refi Purpose   Rate/Term Verified Field Value reflects borrower not receiving cash out and/or paying off debts > [Redact] or 2% of loan amount per HUD-1/CD
215059587 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field review DTI within 1% of Lender final 1008
215059588 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
215059589 [Redact] [Redact]   Note Date   [Redact] Verified Unable to verify due to missing information
215059589 [Redact] [Redact]   Investor: Qualifying Total Debt Ratio [Redact] [Redact] Verified Field Value DTI is higher than Tape value but not < [Redact] as required by QM/TQM
215059591 [Redact] [Redact]   Note Date   [Redact] Verified Field Value reflects Note Date per the Note
215059591 [Redact] [Redact]   Representative FICO [Redact] [Redact] Verified Field Value Representative FICO reflects the lowest mid score of all borrowers