The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC CORE MSCI EMKT 46434G103 24,000 489,191 SH   SOLE   0 0 489,191
ISHARES TR RUS 1000 ETF 464287622 3,392 16,328 SH   SOLE   0 0 16,328
ISHARES TR RUSSELL 2000 ETF 464287655 266 1,569 SH   SOLE   0 0 1,569
ISHARES TR MSCI EMG MKT ETF 464287234 4,923 122,760 SH   SOLE   0 0 122,760
ISHARES TR COHEN STEER REIT 464287564 1,584 26,071 SH   SOLE   0 0 26,071
ISHARES TR CRE U S REIT ETF 464288521 41,081 769,314 SH   SOLE   0 0 769,314
ISHARES TR MSCI EAFE ETF 464287465 8,077 129,249 SH   SOLE   0 0 129,249
ISHARES TR CORE S&P500 ETF 464287200 1,415 3,732 SH   SOLE   0 0 3,732
ISHARES TR U.S. REAL ES ETF 464287739 24,870 270,381 SH   SOLE   0 0 270,381
ISHARES TR CORE MSCI TOTAL 46432F834 13,585 238,211 SH   SOLE   0 0 238,211
ISHARES TR CORE MSCI EAFE 46432F842 15,913 270,400 SH   SOLE   0 0 270,400
ISHARES TR RUSSELL 3000 ETF 464287689 31,857 146,545 SH   SOLE   0 0 146,545
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 207 4,634 SH   SOLE   0 0 4,634
SPDR GOLD TR GOLD SHS 78463V107 975 5,789 SH   SOLE   0 0 5,789
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,005 2,665 SH   SOLE   0 0 2,665
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,565 140,380 SH   SOLE   0 0 140,380
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,464 149,285 SH   SOLE   0 0 149,285
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 58,020 636,808 SH   SOLE   0 0 636,808
VANGUARD INDEX FDS LARGE CAP ETF 922908637 921 5,342 SH   SOLE   0 0 5,342
VANGUARD INDEX FDS TOTAL STK MKT 922908769 87,571 464,275 SH   SOLE   0 0 464,275
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 60,396 1,208,888 SH   SOLE   0 0 1,208,888
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 24,424 586,419 SH   SOLE   0 0 586,419
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 66,717 1,635,230 SH   SOLE   0 0 1,635,230