The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 254 850 SH   SOLE   0 0 850
ISHARES INC CORE MSCI EMKT 46434G103 10,799 266,830 SH   SOLE   0 0 266,830
ISHARES TR CORE S&P500 ETF 464287200 927 3,587 SH   SOLE   0 0 3,587
ISHARES TR MSCI EMG MKT ETF 464287234 4,942 144,787 SH   SOLE   0 0 144,787
ISHARES TR MSCI EAFE ETF 464287465 6,942 129,859 SH   SOLE   0 0 129,859
ISHARES TR COHEN STEER REIT 464287564 1,194 13,036 SH   SOLE   0 0 13,036
ISHARES TR RUS 1000 ETF 464287622 2,669 18,858 SH   SOLE   0 0 18,858
ISHARES TR RUSSELL 2000 ETF 464287655 206 1,802 SH   SOLE   0 0 1,802
ISHARES TR RUSSELL 3000 ETF 464287689 25,178 169,745 SH   SOLE   0 0 169,745
ISHARES TR U.S. REAL ES ETF 464287739 12,712 182,724 SH   SOLE   0 0 182,724
ISHARES TR CRE U S REIT ETF 464288521 26,403 674,066 SH   SOLE   0 0 674,066
ISHARES TR CORE MSCI TOTAL 46432F834 12,333 262,341 SH   SOLE   0 0 262,341
ISHARES TR CORE MSCI EAFE 46432F842 12,509 250,741 SH   SOLE   0 0 250,741
SPDR GOLD TRUST GOLD SHS 78463V107 1,622 10,958 SH   SOLE   0 0 10,958
SPDR S&P 500 ETF TR TR UNIT 78462F103 734 2,846 SH   SOLE   0 0 2,846
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,677 142,095 SH   SOLE   0 0 142,095
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,903 127,747 SH   SOLE   0 0 127,747
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 25,151 360,076 SH   SOLE   0 0 360,076
VANGUARD INDEX FDS MID CAP ETF 922908629 200 1,521 SH   SOLE   0 0 1,521
VANGUARD INDEX FDS LARGE CAP ETF 922908637 653 5,512 SH   SOLE   0 0 5,512
VANGUARD INDEX FDS TOTAL STK MKT 922908769 52,218 405,076 SH   SOLE   0 0 405,076
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 46,618 1,136,463 SH   SOLE   0 0 1,136,463
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 15,191 452,795 SH   SOLE   0 0 452,795
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 37,623 1,128,465 SH   SOLE   0 0 1,128,465