The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC CORE MSCI EMKT 46434G103 16,278 252,914 SH   SOLE   0 0 252,914
ISHARES TR CORE S&P500 ETF 464287200 1,464 3,681 SH   SOLE   0 0 3,681
ISHARES TR MSCI EMG MKT ETF 464287234 6,524 122,316 SH   SOLE   0 0 122,316
ISHARES TR MSCI EAFE ETF 464287465 9,843 129,739 SH   SOLE   0 0 129,739
ISHARES TR COHEN STEER REIT 464287564 1,507 26,071 SH   SOLE   0 0 26,071
ISHARES TR RUS 1000 ETF 464287622 4,166 18,613 SH   SOLE   0 0 18,613
ISHARES TR RUSSELL 2000 ETF 464287655 335 1,515 SH   SOLE   0 0 1,515
ISHARES TR RUSSELL 3000 ETF 464287689 35,650 150,277 SH   SOLE   0 0 150,277
ISHARES TR U.S. REAL ES ETF 464287739 16,307 177,368 SH   SOLE   0 0 177,368
ISHARES TR CRE U S REIT ETF 464288521 36,156 690,005 SH   SOLE   0 0 690,005
ISHARES TR CORE MSCI TOTAL 46432F834 15,810 224,951 SH   SOLE   0 0 224,951
ISHARES TR CORE MSCI EAFE 46432F842 16,688 231,621 SH   SOLE   0 0 231,621
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 256 2,667 SH   SOLE   0 0 2,667
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 222 2,228 SH   SOLE   0 0 2,228
SPDR GOLD TR GOLD SHS 78463V107 1,099 6,870 SH   SOLE   0 0 6,870
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,044 2,635 SH   SOLE   0 0 2,635
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,091 134,944 SH   SOLE   0 0 134,944
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,411 122,884 SH   SOLE   0 0 122,884
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 33,606 365,845 SH   SOLE   0 0 365,845
VANGUARD INDEX FDS LARGE CAP ETF 922908637 973 5,253 SH   SOLE   0 0 5,253
VANGUARD INDEX FDS TOTAL STK MKT 922908769 49,726 240,580 SH   SOLE   0 0 240,580
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 69,115 1,139,007 SH   SOLE   0 0 1,139,007
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 21,481 412,692 SH   SOLE   0 0 412,692
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 38,094 775,694 SH   SOLE   0 0 775,694