The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ISHARES INCCORE MSCI EMKT46434G10312,423235,281SH SOLE 00235,281
ISHARES TRCOHEN STEER REIT4642875641,33013,036SH SOLE 0013,036
ISHARES TRCORE MSCI EAFE46432F84213,858229,898SH SOLE 00229,898
ISHARES TRCORE MSCI TOTAL46432F83413,085224,288SH SOLE 00224,288
ISHARES TRCORE S&P500 ETF4642872001,2093,598SH SOLE 003,598
ISHARES TRCRE U S REIT ETF46428852129,721679,498SH SOLE 00679,498
ISHARES TRMSCI EAFE ETF4642874658,268129,902SH SOLE 00129,902
ISHARES TRMSCI EMG MKT ETF4642872345,393122,316SH SOLE 00122,316
ISHARES TRRUS 1000 ETF4642876223,47018,543SH SOLE 0018,543
ISHARES TRRUSSELL 2000 ETF4642876552261,511SH SOLE 001,511
ISHARES TRRUSSELL 3000 ETF46428768930,880157,784SH SOLE 00157,784
ISHARES TRU.S. REAL ES ETF46428773914,047175,945SH SOLE 00175,945
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242012152,667SH SOLE 002,667
SPDR GOLD TRGOLD SHS78463V1071,2266,920SH SOLE 006,920
SPDR S&P 500 ETF TRTR UNIT78462F1037802,328SH SOLE 002,328
VANGUARD BD INDEX FDSSHORT TRM BOND92193782711,231135,235SH SOLE 00135,235
VANGUARD BD INDEX FDSTOTAL BND MRKT92193783510,926123,849SH SOLE 00123,849
VANGUARD INDEX FDSLARGE CAP ETF9229086378135,195SH SOLE 005,195
VANGUARD INDEX FDSREAL ESTATE ETF92290855322,409283,799SH SOLE 00283,799
VANGUARD INDEX FDSTOTAL STK MKT92290876941,118241,428SH SOLE 00241,428
VANGUARD INTL EQUITY INDEX FALLWRLD EX US92204277558,2921,155,447SH SOLE 001,155,447
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF92204285817,540405,637SH SOLE 00405,637
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF92194385832,081784,375SH SOLE 00784,375