The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY COMWLTH TR NDQ CP IDX TRK 315912808 314 1,000 SH   SOLE   0 0 1,000
ISHARES INC CORE MSCI EMKT 46434G103 12,886 262,878 SH   SOLE   0 0 262,878
ISHARES TR COHEN STEER REIT 464287564 2,119 17,651 SH   SOLE   0 0 17,651
ISHARES TR CORE MSCI EAFE 46432F842 1,765 28,908 SH   SOLE   0 0 28,908
ISHARES TR CORE MSCI TOTAL 46432F834 1,173 20,308 SH   SOLE   0 0 20,308
ISHARES TR CORE S&P500 ETF 464287200 1,060 3,552 SH   SOLE   0 0 3,552
ISHARES TR CRE U S REIT ETF 464288521 5,556 100,016 SH   SOLE   0 0 100,016
ISHARES TR MSCI EAFE ETF 464287465 9,186 140,873 SH   SOLE   0 0 140,873
ISHARES TR MSCI EMG MKT ETF 464287234 658 16,111 SH   SOLE   0 0 16,111
ISHARES TR RUS 1000 ETF 464287622 3,139 19,080 SH   SOLE   0 0 19,080
ISHARES TR RUSSELL 2000 ETF 464287655 285 1,885 SH   SOLE   0 0 1,885
ISHARES TR RUSSELL 3000 ETF 464287689 26,568 152,891 SH   SOLE   0 0 152,891
ISHARES TR U.S. REAL ES ETF 464287739 1,963 20,990 SH   SOLE   0 0 20,990
SPDR GOLD TRUST GOLD SHS 78463V107 2,015 14,513 SH   SOLE   0 0 14,513
SPDR S&P 500 ETF TR TR UNIT 78462F103 740 2,495 SH   SOLE   0 0 2,495
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 16,519 204,464 SH   SOLE   0 0 204,464
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 16,478 195,173 SH   SOLE   0 0 195,173
VANGUARD INDEX FDS LARGE CAP ETF 922908637 752 5,512 SH   SOLE   0 0 5,512
VANGUARD INDEX FDS MID CAP ETF 922908629 352 2,100 SH   SOLE   0 0 2,100
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 57,778 619,600 SH   SOLE   0 0 619,600
VANGUARD INDEX FDS TOTAL STK MKT 922908769 39,657 262,631 SH   SOLE   0 0 262,631
VANGUARD INDEX FDS VALUE ETF 922908744 223 2,000 SH   SOLE   0 0 2,000
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 49,261 987,189 SH   SOLE   0 0 987,189
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 20,796 516,549 SH   SOLE   0 0 516,549
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 68,246 1,661,292 SH   SOLE   0 0 1,661,292