The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 20 YR TR BD ETF 464287432   212,740 2,000 SH   SOLE   2,000 0 0
ABBVIE INC COM 00287Y109   222,631 1,397 SH   SOLE   1,397 0 0
ALPHABET INC CAP STK CL A 02079K305   365,130 3,520 SH   SOLE   3,520 0 0
ALPHABET INC CAP STK CL C 02079K107   345,280 3,320 SH   SOLE   3,320 0 0
AMAZON COM INC COM 023135106   299,541 2,900 SH   SOLE   2,900 0 0
APPLE INC COM 037833100   2,045,059 12,402 SH   SOLE   12,402 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,966,671 19,324 SH   SOLE   19,324 0 0
CHEVRON CORP NEW COM 166764100   247,829 1,519 SH   SOLE   1,519 0 0
COCA COLA CO COM 191216100   1,307,386 21,077 SH   SOLE   21,077 0 0
COSTCO WHSL CORP NEW COM 22160K105   523,310 1,053 SH   SOLE   1,053 0 0
HOME DEPOT INC COM 437076102   1,452,628 4,922 SH   SOLE   4,922 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   209,996 822 SH   SOLE   822 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   956,379 9,638 SH   SOLE   9,638 0 0
ISHARES GOLD TR ISHARES NEW 464285204   290,328 7,769 SH   SOLE   7,769 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   1,644,014 34,864 SH   SOLE   34,864 0 0
ISHARES TR CORE MSCI EAFE 46432F842   26,449,641 395,657 SH   SOLE   395,657 0 0
ISHARES INC CORE MSCI EMKT 46434G103   10,188,096 208,815 SH   SOLE   208,815 0 0
ISHARES TR CORE US AGGBD ET 464287226   29,600,504 297,075 SH   SOLE   297,075 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   441,383 9,184 SH   SOLE   9,184 0 0
ISHARES TR IBOXX HI YD ETF 464288513   2,598,240 34,391 SH   SOLE   34,391 0 0
ISHARES TR MSCI ACWI EX US 464288240   5,233,996 107,320 SH   SOLE   107,320 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,255,506 59,501 SH   SOLE   59,501 0 0
ISHARES TR MSCI KLD400 SOC 464288570   287,393 3,685 SH   SOLE   3,685 0 0
ISHARES TR NATIONAL MUN ETF 464288414   22,447,521 208,349 SH   SOLE   208,349 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   5,973,085 24,447 SH   SOLE   24,447 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   6,825,965 44,831 SH   SOLE   44,831 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   4,806,121 26,940 SH   SOLE   26,940 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   323,167 3,043 SH   SOLE   3,043 0 0
ISHARES TR RUS MID CAP ETF 464287499   2,644,325 37,819 SH   SOLE   37,819 0 0
ISHARES TR S&P MC 400GR ETF 464287606   304,132 4,253 SH   SOLE   4,253 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   7,418,253 70,866 SH   SOLE   70,866 0 0
ISHARES TR CORE S&P500 ETF 464287200   587,433 1,429 SH   SOLE   1,429 0 0
JPMORGAN CHASE & CO COM 46625H100   243,546 1,869 SH   SOLE   1,869 0 0
JOHNSON & JOHNSON COM 478160104   500,436 3,229 SH   SOLE   3,229 0 0
LOCKHEED MARTIN CORP COM 539830109   256,220 542 SH   SOLE   542 0 0
MARSH & MCLENNAN COS INC COM 571748102   364,745 2,190 SH   SOLE   2,190 0 0
MCDONALDS CORP COM 580135101   254,725 911 SH   SOLE   911 0 0
MERCK & CO INC COM 58933Y105   766,726 7,207 SH   SOLE   7,207 0 0
META PLATFORMS INC CL A 30303M102   207,701 980 SH   SOLE   980 0 0
MICROSOFT CORP COM 594918104   1,115,721 3,870 SH   SOLE   3,870 0 0
PROCTER AND GAMBLE CO COM 742718109   484,850 3,261 SH   SOLE   3,261 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,452,624 91,261 SH   SOLE   91,261 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,628,001 34,023 SH   SOLE   34,023 0 0
SPDR GOLD TR GOLD SHS 78463V107   477,288 2,605 SH   SOLE   2,605 0 0
SPDR SER TR S&P DIVID ETF 78464A763   449,562 3,634 SH   SOLE   3,634 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,307,625 17,825 SH   SOLE   17,825 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,936,834 12,059 SH   SOLE   12,059 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   30,475 10 SH Call SOLE   10 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   20,500 20 SH Call SOLE   20 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   53,655 30 SH Put SOLE   30 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   127,000 40 SH Put SOLE   40 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   104 3 SH Put SOLE   3 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   626 3 SH Put SOLE   3 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   104,240 40 SH Put SOLE   40 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,446 1 SH Put SOLE   1 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   391,871 2,595 SH   SOLE   2,595 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   243,863 423 SH   SOLE   423 0 0
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720   2,938,107 120,810 SH   SOLE   120,810 0 0
UNION PAC CORP COM 907818108   266,267 1,323 SH   SOLE   1,323 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   212,842 1,382 SH   SOLE   1,382 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   885,624 16,563 SH   SOLE   16,563 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,434,775 208,782 SH   SOLE   208,782 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   9,747,311 39,077 SH   SOLE   39,077 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   792,403 3,323 SH   SOLE   3,323 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   7,774,664 36,861 SH   SOLE   36,861 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,995,318 26,086 SH   SOLE   26,086 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   298,947 6,252 SH   SOLE   6,252 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   6,681,852 114,142 SH   SOLE   114,142 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,766,612 35,696 SH   SOLE   35,696 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,198,123 314,326 SH   SOLE   314,326 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   392,615 7,750 SH   SOLE   7,750 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   7,845,914 106,270 SH   SOLE   106,270 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,137,013 38,707 SH   SOLE   38,707 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   39,399,668 193,041 SH   SOLE   193,041 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   12,884,300 93,290 SH   SOLE   93,290 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   201,294 1,908 SH   SOLE   1,908 0 0
VISA INC COM CL A 92826C839   327,368 1,452 SH   SOLE   1,452 0 0