The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,911,190 14,709 SH   SOLE   14,709 0 0
ABBVIE INC COM 00287Y109   233,356 1,444 SH   SOLE   1,444 0 0
ISHARES TR MSCI ACWI EX US 464288240   4,662,658 102,476 SH   SOLE   102,476 0 0
ISHARES TR CORE US AGGBD ET 464287226   24,228,657 249,806 SH   SOLE   249,806 0 0
AMAZON COM INC COM 023135106   490,308 5,837 SH   SOLE   5,837 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   6,788,449 94,494 SH   SOLE   94,494 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,212,597 20,112 SH   SOLE   20,112 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,943,654 25,819 SH   SOLE   25,819 0 0
CONOCOPHILLIPS COM 20825C104   209,171 1,773 SH   SOLE   1,773 0 0
COSTCO WHSL CORP NEW COM 22160K105   480,791 1,053 SH   SOLE   1,053 0 0
CVS HEALTH CORP COM 126650100   224,350 2,407 SH   SOLE   2,407 0 0
CHEVRON CORP NEW COM 166764100   272,633 1,519 SH   SOLE   1,519 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   432,208 13,153 SH   SOLE   13,153 0 0
ISHARES TR MSCI KLD400 SOC 464288570   264,546 3,685 SH   SOLE   3,685 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   365,741 7,825 SH   SOLE   7,825 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,125,862 62,856 SH   SOLE   62,856 0 0
SPDR GOLD TR GOLD SHS 78463V107   441,912 2,605 SH   SOLE   2,605 0 0
ALPHABET INC CAP STK CL C 02079K107   379,764 4,280 SH   SOLE   4,280 0 0
ALPHABET INC CAP STK CL A 02079K305   395,270 4,480 SH   SOLE   4,480 0 0
HOME DEPOT INC COM 437076102   1,565,137 4,955 SH   SOLE   4,955 0 0
ISHARES TR IBOXX HI YD ETF 464288513   3,930,149 53,377 SH   SOLE   53,377 0 0
ISHARES GOLD TR ISHARES NEW 464285204   268,730 7,769 SH   SOLE   7,769 0 0
ISHARES TR CORE MSCI EAFE 46432F842   24,780,697 402,023 SH   SOLE   402,023 0 0
ISHARES INC CORE MSCI EMKT 46434G103   9,092,501 194,700 SH   SOLE   194,700 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   218,118 822 SH   SOLE   822 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   1,743,333 37,539 SH   SOLE   37,539 0 0
ISHARES TR CORE S&P500 ETF 464287200   568,631 1,480 SH   SOLE   1,480 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   5,908,209 38,960 SH   SOLE   38,960 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   5,673,625 26,483 SH   SOLE   26,483 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   4,301,499 24,670 SH   SOLE   24,670 0 0
ISHARES TR RUS MID CAP ETF 464287499   2,048,734 30,374 SH   SOLE   30,374 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   320,550 3,043 SH   SOLE   3,043 0 0
JOHNSON & JOHNSON COM 478160104   552,670 3,129 SH   SOLE   3,129 0 0
JPMORGAN CHASE & CO COM 46625H100   257,334 1,919 SH   SOLE   1,919 0 0
COCA COLA CO COM 191216100   1,322,813 20,796 SH   SOLE   20,796 0 0
LOCKHEED MARTIN CORP COM 539830109   263,678 542 SH   SOLE   542 0 0
MCDONALDS CORP COM 580135101   240,076 911 SH   SOLE   911 0 0
MARSH & MCLENNAN COS INC COM 571748102   362,401 2,190 SH   SOLE   2,190 0 0
MERCK & CO INC COM 58933Y105   511,939 4,614 SH   SOLE   4,614 0 0
MICROSOFT CORP COM 594918104   949,208 3,958 SH   SOLE   3,958 0 0
ISHARES TR NATIONAL MUN ETF 464288414   19,478,253 184,593 SH   SOLE   184,593 0 0
PFIZER INC COM 717081103   255,171 4,980 SH   SOLE   4,980 0 0
PROCTER AND GAMBLE CO COM 742718109   494,209 3,261 SH   SOLE   3,261 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,443,375 32,211 SH   SOLE   32,211 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,623,225 95,838 SH   SOLE   95,838 0 0
SPDR SER TR S&P DIVID ETF 78464A763   294,759 2,356 SH   SOLE   2,356 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   538,844 1,409 SH   SOLE   1,409 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   598,437 6,172 SH   SOLE   6,172 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   7,868,840 75,466 SH   SOLE   75,466 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   232,997 423 SH   SOLE   423 0 0
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720   2,774,235 112,363 SH   SOLE   112,363 0 0
UNION PAC CORP COM 907818108   273,954 1,323 SH   SOLE   1,323 0 0
VISA INC COM CL A 92826C839   301,668 1,452 SH   SOLE   1,452 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,159,491 33,559 SH   SOLE   33,559 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,827,969 329,473 SH   SOLE   329,473 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   800,385 15,963 SH   SOLE   15,963 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   6,372,075 110,205 SH   SOLE   110,205 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   824,270 3,323 SH   SOLE   3,323 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   209,857 1,382 SH   SOLE   1,382 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   7,893,441 38,729 SH   SOLE   38,729 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   35,701,162 186,731 SH   SOLE   186,731 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   660,176 14,134 SH   SOLE   14,134 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   12,829,501 91,398 SH   SOLE   91,398 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   7,509,413 35,237 SH   SOLE   35,237 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,934,395 203,550 SH   SOLE   203,550 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   206,465 1,908 SH   SOLE   1,908 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   326,033 2,620 SH   SOLE   2,620 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,373,843 17,474 SH   SOLE   17,474 0 0