The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 2,298 16,627 SH   SOLE   16,627 0 0
ISHARES TR MSCI ACWI EX US 464288240 4,350 108,712 SH   SOLE   108,712 0 0
ISHARES TR CORE US AGGBD ET 464287226 24,944 258,913 SH   SOLE   258,913 0 0
AMAZON COM INC COM 023135106 678 5,997 SH   SOLE   5,997 0 0
BK OF AMERICA CORP COM 060505104 208 6,895 SH   SOLE   6,895 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,588 50,295 SH   SOLE   50,295 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,963 22,332 SH   SOLE   22,332 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,799 24,049 SH   SOLE   24,049 0 0
COSTCO WHSL CORP NEW COM 22160K105 497 1,053 SH   SOLE   1,053 0 0
CVS HEALTH CORP COM 126650100 220 2,302 SH   SOLE   2,302 0 0
CHEVRON CORP NEW COM 166764100 219 1,526 SH   SOLE   1,526 0 0
ISHARES TR MSCI KLD400 SOC 464288570 207 3,085 SH   SOLE   3,085 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,324 77,203 SH   SOLE   77,203 0 0
SPDR GOLD TR GOLD SHS 78463V107 403 2,605 SH   SOLE   2,605 0 0
ALPHABET INC CAP STK CL C 02079K107 458 4,760 SH   SOLE   4,760 0 0
ALPHABET INC CAP STK CL A 02079K305 423 4,420 SH   SOLE   4,420 0 0
HOME DEPOT INC COM 437076102 1,354 4,905 SH   SOLE   4,905 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,025 14,361 SH   SOLE   14,361 0 0
ISHARES GOLD TR ISHARES NEW 464285204 245 7,769 SH   SOLE   7,769 0 0
ISHARES TR CORE MSCI EAFE 46432F842 18,244 346,385 SH   SOLE   346,385 0 0
ISHARES INC CORE MSCI EMKT 46434G103 8,462 196,885 SH   SOLE   196,885 0 0
ISHARES TR S&P MC 400GR ETF 464287606 236 3,745 SH   SOLE   3,745 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 1,915 41,536 SH   SOLE   41,536 0 0
ISHARES TR CORE S&P500 ETF 464287200 592 1,652 SH   SOLE   1,652 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 5,261 38,689 SH   SOLE   38,689 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,539 21,575 SH   SOLE   21,575 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,860 23,407 SH   SOLE   23,407 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,494 24,037 SH   SOLE   24,037 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 297 3,091 SH   SOLE   3,091 0 0
JOHNSON & JOHNSON COM 478160104 623 3,811 SH   SOLE   3,811 0 0
JPMORGAN CHASE & CO COM 46625H100 214 2,044 SH   SOLE   2,044 0 0
COCA COLA CO COM 191216100 1,183 21,124 SH   SOLE   21,124 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 305 1,469 SH   SOLE   1,469 0 0
LOCKHEED MARTIN CORP COM 539830109 209 542 SH   SOLE   542 0 0
MCDONALDS CORP COM 580135101 210 911 SH   SOLE   911 0 0
MARSH & MCLENNAN COS INC COM 571748102 327 2,190 SH   SOLE   2,190 0 0
MERCK & CO INC COM 58933Y105 621 7,208 SH   SOLE   7,208 0 0
MICROSOFT CORP COM 594918104 916 3,933 SH   SOLE   3,933 0 0
ISHARES TR NATIONAL MUN ETF 464288414 13,847 134,990 SH   SOLE   134,990 0 0
PFIZER INC COM 717081103 218 4,973 SH   SOLE   4,973 0 0
PROCTER AND GAMBLE CO COM 742718109 422 3,341 SH   SOLE   3,341 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,001 23,833 SH   SOLE   23,833 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,107 167,976 SH   SOLE   167,976 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 826 18,233 SH   SOLE   18,233 0 0
SPDR SER TR S&P DIVID ETF 78464A763 410 3,674 SH   SOLE   3,674 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,596 4,469 SH   SOLE   4,469 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,315 13,685 SH   SOLE   13,685 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 4,332 42,197 SH   SOLE   42,197 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 287 565 SH   SOLE   565 0 0
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720 2,727 118,065 SH   SOLE   118,065 0 0
UNION PAC CORP COM 907818108 250 1,283 SH   SOLE   1,283 0 0
VISA INC COM CL A 92826C839 502 2,824 SH   SOLE   2,824 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,490 32,122 SH   SOLE   32,122 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 11,933 328,188 SH   SOLE   328,188 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 762 17,182 SH   SOLE   17,182 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,567 44,412 SH   SOLE   44,412 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 743 3,323 SH   SOLE   3,323 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 7,024 37,367 SH   SOLE   37,367 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 36,445 203,068 SH   SOLE   203,068 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,267 47,130 SH   SOLE   47,130 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 11,200 90,702 SH   SOLE   90,702 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 7,665 35,825 SH   SOLE   35,825 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,085 194,162 SH   SOLE   194,162 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 475 10,388 SH   SOLE   10,388 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 297 2,498 SH   SOLE   2,498 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,071 17,097 SH   SOLE   17,097 0 0