The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 318 217 SH   SOLE   217 0 0
ALPHABET INC CAP STK CL C 02079K107 401 273 SH   SOLE   273 0 0
AMAZON COM INC COM 023135106 617 196 SH   SOLE   196 0 0
AMERICAN TOWER CORP NEW COM 03027X100 262 1,084 SH   SOLE   1,084 0 0
AMGEN INC COM 031162100 260 1,022 SH   SOLE   1,022 0 0
APPLE INC COM 037833100 1,997 17,244 SH   SOLE   17,244 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,583 30,913 SH   SOLE   30,913 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 849 14,078 SH   SOLE   14,078 0 0
COCA COLA CO COM 191216100 1,175 23,810 SH   SOLE   23,810 0 0
FACEBOOK INC CL A 30303M102 272 1,037 SH   SOLE   1,037 0 0
GENERAL ELECTRIC CO COM 369604103 63 10,179 SH   SOLE   10,179 0 0
HOME DEPOT INC COM 437076102 859 3,093 SH   SOLE   3,093 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 291 410 SH   SOLE   410 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 249 11,425 SH   SOLE   11,425 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 1,285 24,660 SH   SOLE   24,660 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 9,512 91,410 SH   SOLE   91,410 0 0
ISHARES GOLD TRUST ISHARES 464285105 262 14,580 SH   SOLE   14,580 0 0
ISHARES TR CORE MSCI EAFE 46432F842 13,504 224,016 SH   SOLE   224,016 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,286 119,044 SH   SOLE   119,044 0 0
ISHARES TR CORE US AGGBD ET 464287226 14,425 122,188 SH   SOLE   122,188 0 0
ISHARES TR MSCI ACWI EX US 464288240 3,843 83,566 SH   SOLE   83,566 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,057 63,745 SH   SOLE   63,745 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,206 14,781 SH   SOLE   14,781 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,026 25,612 SH   SOLE   25,612 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,093 13,971 SH   SOLE   13,971 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 260 3,222 SH   SOLE   3,222 0 0
ISHARES TR RUS MID CAP ETF 464287499 593 10,340 SH   SOLE   10,340 0 0
ISHARES TR CORE S&P500 ETF 464287200 623 1,855 SH   SOLE   1,855 0 0
JOHNSON & JOHNSON COM 478160104 676 4,541 SH   SOLE   4,541 0 0
KIMBERLY CLARK CORP COM 494368103 252 1,709 SH   SOLE   1,709 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 249 1,469 SH   SOLE   1,469 0 0
MARSH & MCLENNAN COS INC COM 571748102 251 2,190 SH   SOLE   2,190 0 0
MCDONALDS CORP COM 580135101 225 1,026 SH   SOLE   1,026 0 0
MERCK & CO. INC COM 58933Y105 814 9,818 SH   SOLE   9,818 0 0
MICROSOFT CORP COM 594918104 1,023 4,864 SH   SOLE   4,864 0 0
NORFOLK SOUTHN CORP COM 655844108 357 1,670 SH   SOLE   1,670 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 474 22,323 SH   SOLE   22,323 0 0
PROCTER AND GAMBLE CO COM 742718109 440 3,164 SH   SOLE   3,164 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 6,561 127,401 SH   SOLE   127,401 0 0
SPDR GOLD TR GOLD SHS 78463V107 430 2,426 SH   SOLE   2,426 0 0
SPDR SER TR S&P DIVID ETF 78464A763 436 4,721 SH   SOLE   4,721 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,164 20,518 SH   SOLE   20,518 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,560 4,659 SH   SOLE   4,659 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 236 2,018 SH   SOLE   2,018 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 205 465 SH   SOLE   465 0 0
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720 1,680 112,121 SH   SOLE   112,121 0 0
UNILEVER PLC SPON ADR NEW 904767704 333 5,403 SH   SOLE   5,403 0 0
UNION PAC CORP COM 907818108 226 1,148 SH   SOLE   1,148 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 492 9,752 SH   SOLE   9,752 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,979 138,284 SH   SOLE   138,284 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,339 14,668 SH   SOLE   14,668 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 704 3,449 SH   SOLE   3,449 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 4,264 24,193 SH   SOLE   24,193 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 583 7,019 SH   SOLE   7,019 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,936 96,753 SH   SOLE   96,753 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 3,085 49,680 SH   SOLE   49,680 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,872 18,675 SH   SOLE   18,675 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,230 201,226 SH   SOLE   201,226 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 335 3,800 SH   SOLE   3,800 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 542 10,388 SH   SOLE   10,388 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 33,140 194,585 SH   SOLE   194,585 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 4,446 42,544 SH   SOLE   42,544 0 0
VISA INC COM CL A 92826C839 678 3,391 SH   SOLE   3,391 0 0
DISNEY WALT CO COM DISNEY 254687106 246 1,986 SH   SOLE   1,986 0 0