The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   785,813 7,188 SH   SOLE   0 0 7,188
ABBOTT LABS COM 002824100   356,593 3,239 SH   SOLE   0 0 3,239
ABBVIE INC COM 00287Y109   434,222 2,801 SH   SOLE   0 0 2,801
ADVANCED MICRO DEVICES INC COM 007903107   490,286 3,326 SH   SOLE   0 0 3,326
AIR PRODS & CHEMS INC COM 009158106   437,368 1,597 SH   SOLE   0 0 1,597
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   220,361 2,843 SH   SOLE   0 0 2,843
ALPHABET INC CAP STK CL A 02079K305   644,390 4,613 SH   SOLE   0 0 4,613
ALPHABET INC CAP STK CL C 02079K107   421,803 2,993 SH   SOLE   0 0 2,993
ALPS ETF TR SECTR DIV DOGS 00162Q858   219,698 4,285 SH   SOLE   0 0 4,285
AMAZON COM INC COM 023135106   1,067,227 7,024 SH   SOLE   0 0 7,024
AMERICAN EXPRESS CO COM 025816109   211,882 1,131 SH   SOLE   0 0 1,131
AMGEN INC COM 031162100   1,984,806 6,891 SH   SOLE   0 0 6,891
AON PLC SHS CL A G0403H108   504,005 1,731 SH   SOLE   0 0 1,731
APPLE INC COM 037833100   6,530,481 33,919 SH   SOLE   0 0 33,919
APPLIED MATLS INC COM 038222105   320,401 1,976 SH   SOLE   0 0 1,976
ASTRAZENECA PLC SPONSORED ADR 046353108   248,874 3,695 SH   SOLE   0 0 3,695
AT&T INC COM 00206R102   545,084 32,484 SH   SOLE   0 0 32,484
BANK AMERICA CORP COM 060505104   471,156 13,993 SH   SOLE   0 0 13,993
BANK NEW YORK MELLON CORP COM 064058100   206,466 3,966 SH   SOLE   0 0 3,966
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,484,086 23,787 SH   SOLE   0 0 23,787
BHP GROUP LTD SPONSORED ADS 088606108   244,491 3,579 SH   SOLE   0 0 3,579
BLACKSTONE INC COM 09260D107   2,356,990 18,003 SH   SOLE   0 0 18,003
BOEING CO COM 097023105   287,977 1,104 SH   SOLE   0 0 1,104
BRISTOL-MYERS SQUIBB CO COM 110122108   317,580 6,189 SH   SOLE   0 0 6,189
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   212,391 6,744 SH   SOLE   0 0 6,744
CATERPILLAR INC COM 149123101   2,888,063 9,767 SH   SOLE   0 0 9,767
CHEVRON CORP NEW COM 166764100   2,714,340 18,197 SH   SOLE   0 0 18,197
CISCO SYS INC COM 17275R102   1,599,866 31,667 SH   SOLE   0 0 31,667
CITIZENS & NORTHN CORP COM 172922106   830,763 37,038 SH   SOLE   0 0 37,038
CITIZENS FINL SVCS INC COM 174615104   2,614,813 40,401 SH   SOLE   0 0 40,401
CLEVELAND-CLIFFS INC NEW COM 185899101   308,578 15,111 SH   SOLE   0 0 15,111
COCA COLA CO COM 191216100   944,067 16,020 SH   SOLE   0 0 16,020
COLGATE PALMOLIVE CO COM 194162103   253,709 3,182 SH   SOLE   0 0 3,182
CONOCOPHILLIPS COM 20825C104   262,345 2,260 SH   SOLE   0 0 2,260
CORNING INC COM 219350105   232,035 7,620 SH   SOLE   0 0 7,620
DATADOG INC CL A COM 23804L103   248,101 2,044 SH   SOLE   0 0 2,044
DISNEY WALT CO COM 254687106   244,659 2,709 SH   SOLE   0 0 2,709
DNP SELECT INCOME FD INC COM 23325P104   197,075 23,240 SH   SOLE   0 0 23,240
DOMINION ENERGY INC COM 25746U109   296,913 6,317 SH   SOLE   0 0 6,317
DOW INC COM 260557103   1,313,473 23,950 SH   SOLE   0 0 23,950
DUKE ENERGY CORP NEW COM NEW 26441C204   447,717 4,613 SH   SOLE   0 0 4,613
EA SERIES TRUST GADSDN DYN MLT 02072L870   630,935 20,961 SH   SOLE   0 0 20,961
ELI LILLY & CO COM 532457108   1,693,424 2,905 SH   SOLE   0 0 2,905
ENTERGY CORP NEW COM 29364G103   399,910 3,952 SH   SOLE   0 0 3,952
EQT CORP COM 26884L109   313,917 8,119 SH   SOLE   0 0 8,119
EVERGY INC COM 30034W106   272,608 5,222 SH   SOLE   0 0 5,222
EXXON MOBIL CORP COM 30231G102   2,416,024 24,165 SH   SOLE   0 0 24,165
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113   315,239 11,860 SH   SOLE   0 0 11,860
GENERAL ELECTRIC CO COM NEW 369604301   369,065 2,891 SH   SOLE   0 0 2,891
GOLDMAN SACHS GROUP INC COM 38141G104   419,222 1,086 SH   SOLE   0 0 1,086
HECLA MNG CO COM 422704106   391,129 81,315 SH   SOLE   0 0 81,315
HERSHEY CO COM 427866108   509,295 2,731 SH   SOLE   0 0 2,731
HOME DEPOT INC COM 437076102   769,168 2,219 SH   SOLE   0 0 2,219
HONEYWELL INTL INC COM 438516106   539,018 2,570 SH   SOLE   0 0 2,570
ILLINOIS TOOL WKS INC COM 452308109   316,085 1,206 SH   SOLE   0 0 1,206
INTEL CORP COM 458140100   1,910,986 38,029 SH   SOLE   0 0 38,029
INTERNATIONAL BUSINESS MACHS COM 459200101   2,103,878 12,863 SH   SOLE   0 0 12,863
INVESCO EXCH TRADED FD TR II KBW PPTY CASUT 46138E586   208,722 2,306 SH   SOLE   0 0 2,306
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   16,557,352 98,239 SH   SOLE   0 0 98,239
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   201,134 1,274 SH   SOLE   0 0 1,274
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   2,745,395 28,002 SH   SOLE   0 0 28,002
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   340,196 3,435 SH   SOLE   0 0 3,435
INVESCO QQQ TR UNIT SER 1 46090E103   16,238,544 39,652 SH   SOLE   0 0 39,652
ISHARES SILVER TR ISHARES 46428Q109   415,454 19,075 SH   SOLE   0 0 19,075
ISHARES TR CORE US AGGBD ET 464287226   24,346,784 245,307 SH   SOLE   0 0 245,307
ISHARES TR 1 3 YR TREAS BD 464287457   3,662,262 44,639 SH   SOLE   0 0 44,639
ISHARES TR US AER DEF ETF 464288760   449,967 3,554 SH   SOLE   0 0 3,554
ISHARES TR GLOBAL 100 ETF 464287572   4,029,829 50,047 SH   SOLE   0 0 50,047
ISHARES TR CORE S&P TTL STK 464287150   4,475,675 42,532 SH   SOLE   0 0 42,532
ISHARES TR CORE S&P SCP ETF 464287804   29,069,086 268,536 SH   SOLE   0 0 268,536
ISHARES TR 7-10 YR TRSY BD 464287440   9,847,912 102,167 SH   SOLE   0 0 102,167
ISHARES TR CORE S&P500 ETF 464287200   58,277,261 122,013 SH   SOLE   0 0 122,013
ISHARES TR US HLTHCARE ETF 464287762   943,482 3,296 SH   SOLE   0 0 3,296
ISHARES TR CORE S&P US GWT 464287671   14,132,382 135,757 SH   SOLE   0 0 135,757
ISHARES TR CORE S&P MCP ETF 464287507   28,952,898 104,466 SH   SOLE   0 0 104,466
ISHARES TR NATIONAL MUN ETF 464288414   3,652,845 33,694 SH   SOLE   0 0 33,694
ISHARES TR MSCI USA ESG SLC 464288802   274,744 2,733 SH   SOLE   0 0 2,733
ISHARES TR 0-5YR HI YL CP 46434V407   1,678,903 39,765 SH   SOLE   0 0 39,765
J P MORGAN EXCHANGE TRADED F BETABLDRS 1-5YR 46641Q258   556,426 11,628 SH   SOLE   0 0 11,628
JOHNSON & JOHNSON COM 478160104   1,405,894 8,969 SH   SOLE   0 0 8,969
JPMORGAN CHASE & CO COM 46625H100   4,782,069 28,113 SH   SOLE   0 0 28,113
LABORATORY CORP AMER HLDGS COM NEW 50540R409   242,065 1,065 SH   SOLE   0 0 1,065
LOCKHEED MARTIN CORP COM 539830109   788,001 1,738 SH   SOLE   0 0 1,738
M & T BK CORP COM 55261F104   1,595,758 11,641 SH   SOLE   0 0 11,641
MASTERCARD INCORPORATED CL A 57636Q104   373,770 876 SH   SOLE   0 0 876
MCDONALDS CORP COM 580135101   769,538 2,595 SH   SOLE   0 0 2,595
MERCK & CO INC COM 58933Y105   2,641,144 24,226 SH   SOLE   0 0 24,226
META PLATFORMS INC CL A 30303M102   427,230 1,207 SH   SOLE   0 0 1,207
MICROSOFT CORP COM 594918104   4,683,005 12,453 SH   SOLE   0 0 12,453
MORGAN STANLEY COM NEW 617446448   394,028 4,225 SH   SOLE   0 0 4,225
NEXTERA ENERGY INC COM 65339F101   813,552 13,394 SH   SOLE   0 0 13,394
NVIDIA CORPORATION COM 67066G104   1,169,923 2,362 SH   SOLE   0 0 2,362
ORACLE CORP COM 68389X105   352,986 3,348 SH   SOLE   0 0 3,348
PACER FDS TR DATA AND INFRAST 69374H741   558,026 18,719 SH   SOLE   0 0 18,719
PACER FDS TR US CASH COWS 100 69374H881   14,395,655 276,892 SH   SOLE   0 0 276,892
PALO ALTO NETWORKS INC COM 697435105   341,766 1,159 SH   SOLE   0 0 1,159
PENNS WOODS BANCORP INC COM 708430103   1,959,383 87,045 SH   SOLE   0 0 87,045
PEPSICO INC COM 713448108   1,227,292 7,226 SH   SOLE   0 0 7,226
PFIZER INC COM 717081103   1,500,128 52,105 SH   SOLE   0 0 52,105
PHILIP MORRIS INTL INC COM 718172109   258,467 2,747 SH   SOLE   0 0 2,747
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   471,106 4,720 SH   SOLE   0 0 4,720
PIMCO MUN INCOME FD COM 72200R107   266,898 28,606 SH   SOLE   0 0 28,606
PNC FINL SVCS GROUP INC COM 693475105   326,021 2,105 SH   SOLE   0 0 2,105
PPL CORP COM 69351T106   749,173 27,644 SH   SOLE   0 0 27,644
PROCTER AND GAMBLE CO COM 742718109   2,308,977 15,756 SH   SOLE   0 0 15,756
PROGRESSIVE CORP COM 743315103   253,584 1,592 SH   SOLE   0 0 1,592
PRUDENTIAL FINL INC COM 744320102   364,008 3,509 SH   SOLE   0 0 3,509
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   302,341 4,944 SH   SOLE   0 0 4,944
ROCKWELL AUTOMATION INC COM 773903109   281,066 905 SH   SOLE   0 0 905
RTX CORPORATION COM 75513E101   441,492 5,247 SH   SOLE   0 0 5,247
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   342,471 6,072 SH   SOLE   0 0 6,072
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   265,549 3,200 SH   SOLE   0 0 3,200
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   695,773 12,498 SH   SOLE   0 0 12,498
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   26,219,280 344,401 SH   SOLE   0 0 344,401
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   318,550 3,723 SH   SOLE   0 0 3,723
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,357,728 9,955 SH   SOLE   0 0 9,955
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   959,355 13,318 SH   SOLE   0 0 13,318
SELECT SECTOR SPDR TR INDL 81369Y704   248,084 2,176 SH   SOLE   0 0 2,176
SMITH A O CORP COM 831865209   255,233 3,095 SH   SOLE   0 0 3,095
SOFI TECHNOLOGIES INC COM 83406F102   435,740 43,793 SH   SOLE   0 0 43,793
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   2,745,051 7,283 SH   SOLE   0 0 7,283
SPDR GOLD TR GOLD SHS 78463V107   614,970 3,216 SH   SOLE   0 0 3,216
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   269,826 4,763 SH   SOLE   0 0 4,763
SPDR S&P 500 ETF TR TR UNIT 78462F103   425,300 894 SH   SOLE   0 0 894
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   1,449,835 179,435 SH   SOLE   0 0 179,435
TESLA INC COM 88160R101   249,722 1,005 SH   SOLE   0 0 1,005
TEXAS INSTRS INC COM 882508104   382,985 2,246 SH   SOLE   0 0 2,246
THE CIGNA GROUP COM 125523100   207,605 693 SH   SOLE   0 0 693
THERMO FISHER SCIENTIFIC INC COM 883556102   258,778 487 SH   SOLE   0 0 487
UNION PAC CORP COM 907818108   437,251 1,780 SH   SOLE   0 0 1,780
UNITED PARCEL SERVICE INC CL B 911312106   209,643 1,333 SH   SOLE   0 0 1,333
UNITED RENTALS INC COM 911363109   324,029 565 SH   SOLE   0 0 565
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   2,135,192 12,210 SH   SOLE   0 0 12,210
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,610,384 10,554 SH   SOLE   0 0 10,554
VANGUARD INDEX FDS TOTAL STK MKT 922908769   763,389 3,218 SH   SOLE   0 0 3,218
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   14,216,038 160,887 SH   SOLE   0 0 160,887
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   469,712 4,565 SH   SOLE   0 0 4,565
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   21,937,035 533,747 SH   SOLE   0 0 533,747
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   243,826 3,781 SH   SOLE   0 0 3,781
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   477,459 9,352 SH   SOLE   0 0 9,352
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   31,449,640 386,929 SH   SOLE   0 0 386,929
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   17,772,976 371,043 SH   SOLE   0 0 371,043
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   865,063 7,909 SH   SOLE   0 0 7,909
VANGUARD WORLD FDS INF TECH ETF 92204A702   498,242 1,029 SH   SOLE   0 0 1,029
VERIZON COMMUNICATIONS INC COM 92343V104   1,744,877 46,283 SH   SOLE   0 0 46,283
VISA INC COM CL A 92826C839   508,855 1,954 SH   SOLE   0 0 1,954
WALGREENS BOOTS ALLIANCE INC COM 931427108   544,853 20,867 SH   SOLE   0 0 20,867
WALMART INC COM 931142103   659,847 4,185 SH   SOLE   0 0 4,185
WASTE MGMT INC DEL COM 94106L109   416,220 2,323 SH   SOLE   0 0 2,323
WEC ENERGY GROUP INC COM 92939U106   418,836 4,976 SH   SOLE   0 0 4,976
WELLS FARGO CO NEW COM 949746101   431,142 8,759 SH   SOLE   0 0 8,759
WELLTOWER INC COM 95040Q104   226,047 2,506 SH   SOLE   0 0 2,506
WISDOMTREE TR GLB HIGH DIV FD 97717W877   3,099,362 63,502 SH   SOLE   0 0 63,502