The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   699,142 7,467 SH   SOLE   0 0 7,467
ABBOTT LABS COM 002824100   320,199 3,306 SH   SOLE   0 0 3,306
ABBVIE INC COM 00287Y109   407,516 2,733 SH   SOLE   0 0 2,733
ADVANCED MICRO DEVICES INC COM 007903107   344,961 3,355 SH   SOLE   0 0 3,355
AIR PRODS & CHEMS INC COM 009158106   557,561 1,967 SH   SOLE   0 0 1,967
ALPHABET INC CAP STK CL C 02079K107   380,124 2,883 SH   SOLE   0 0 2,883
ALPHABET INC CAP STK CL A 02079K305   593,319 4,534 SH   SOLE   0 0 4,534
ALPS ETF TR SECTR DIV DOGS 00162Q858   209,823 4,461 SH   SOLE   0 0 4,461
AMAZON COM INC COM 023135106   898,738 7,070 SH   SOLE   0 0 7,070
AMGEN INC COM 031162100   1,894,245 7,048 SH   SOLE   0 0 7,048
AON PLC SHS CL A G0403H108   561,502 1,731 SH   SOLE   0 0 1,731
APPLE INC COM 037833100   5,784,286 33,784 SH   SOLE   0 0 33,784
APPLIED MATLS INC COM 038222105   276,597 1,997 SH   SOLE   0 0 1,997
ARES CAPITAL CORP NOTE 4.625% 3/0 04010LAW3   25,360 25,000 PRN   SOLE   0 0 25,000
ASTRAZENECA PLC SPONSORED ADR 046353108   250,241 3,695 SH   SOLE   0 0 3,695
AT&T INC COM 00206R102   561,627 37,391 SH   SOLE   0 0 37,391
BANK AMERICA CORP COM 060505104   384,577 14,045 SH   SOLE   0 0 14,045
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,191,753 23,384 SH   SOLE   0 0 23,384
BHP GROUP LTD SPONSORED ADS 088606108   204,040 3,587 SH   SOLE   0 0 3,587
BLACKSTONE INC COM 09260D107   1,975,006 18,433 SH   SOLE   0 0 18,433
BOEING CO COM 097023105   211,768 1,104 SH   SOLE   0 0 1,104
BRISTOL-MYERS SQUIBB CO COM 110122108   358,831 6,182 SH   SOLE   0 0 6,182
CAPITOL SER TR FAIRLEAD TACTICA 14064D550   1,709,660 75,448 SH   SOLE   0 0 75,448
CATERPILLAR INC COM 149123101   2,664,021 9,758 SH   SOLE   0 0 9,758
CHEVRON CORP NEW COM 166764100   3,109,718 18,442 SH   SOLE   0 0 18,442
CISCO SYS INC COM 17275R102   2,099,092 39,045 SH   SOLE   0 0 39,045
CITIZENS & NORTHN CORP COM 172922106   653,007 37,208 SH   SOLE   0 0 37,208
CITIZENS FINL SVCS INC COM 174615104   1,942,979 40,546 SH   SOLE   0 0 40,546
CLEVELAND-CLIFFS INC NEW COM 185899101   236,193 15,111 SH   SOLE   0 0 15,111
COCA COLA CO COM 191216100   897,545 16,033 SH   SOLE   0 0 16,033
COLGATE PALMOLIVE CO COM 194162103   226,145 3,180 SH   SOLE   0 0 3,180
CONOCOPHILLIPS COM 20825C104   270,721 2,259 SH   SOLE   0 0 2,259
CORNING INC COM 219350105   232,054 7,615 SH   SOLE   0 0 7,615
DISNEY WALT CO COM 254687106   222,458 2,744 SH   SOLE   0 0 2,744
DNP SELECT INCOME FD INC COM 23325P104   264,085 27,740 SH   SOLE   0 0 27,740
DOMINION ENERGY INC COM 25746U109   281,377 6,299 SH   SOLE   0 0 6,299
DOW INC COM 260557103   1,585,505 30,750 SH   SOLE   0 0 30,750
DUKE ENERGY CORP NEW COM NEW 26441C204   406,373 4,604 SH   SOLE   0 0 4,604
EA SERIES TRUST GADSDN DYN MLT 02072L870   899,325 29,725 SH   SOLE   0 0 29,725
ELI LILLY & CO COM 532457108   1,581,321 2,944 SH   SOLE   0 0 2,944
ENTERGY CORP NEW COM 29364G103   365,024 3,946 SH   SOLE   0 0 3,946
EQT CORP COM 26884L109   329,929 8,130 SH   SOLE   0 0 8,130
EVERGY INC COM 30034W106   264,640 5,219 SH   SOLE   0 0 5,219
EXXON MOBIL CORP COM 30231G102   2,802,337 23,833 SH   SOLE   0 0 23,833
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500   253,835 5,954 SH   SOLE   0 0 5,954
GENERAL ELECTRIC CO COM NEW 369604301   316,356 2,861 SH   SOLE   0 0 2,861
GOLDMAN SACHS GROUP INC COM 38141G104   350,723 1,083 SH   SOLE   0 0 1,083
HECLA MNG CO COM 422704106   317,537 81,211 SH   SOLE   0 0 81,211
HERSHEY CO COM 427866108   544,955 2,723 SH   SOLE   0 0 2,723
HOME DEPOT INC COM 437076102   709,030 2,346 SH   SOLE   0 0 2,346
HONEYWELL INTL INC COM 438516106   473,761 2,564 SH   SOLE   0 0 2,564
ILLINOIS TOOL WKS INC COM 452308109   277,917 1,206 SH   SOLE   0 0 1,206
INTEL CORP COM 458140100   1,392,664 39,174 SH   SOLE   0 0 39,174
INTERNATIONAL BUSINESS MACHS COM 459200101   1,825,806 13,013 SH   SOLE   0 0 13,013
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   14,075,925 95,488 SH   SOLE   0 0 95,488
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   308,286 3,426 SH   SOLE   0 0 3,426
INVESCO QQQ TR UNIT SER 1 46090E103   14,230,201 39,719 SH   SOLE   0 0 39,719
ISHARES SILVER TR ISHARES 46428Q109   390,101 19,179 SH   SOLE   0 0 19,179
ISHARES TR US HLTHCR PR ETF 464288828   669,437 2,720 SH   SOLE   0 0 2,720
ISHARES TR ISHARES BIOTECH 464287556   1,089,624 8,910 SH   SOLE   0 0 8,910
ISHARES TR CORE S&P SCP ETF 464287804   25,305,328 268,263 SH   SOLE   0 0 268,263
ISHARES TR CORE US AGGBD ET 464287226   22,867,312 243,165 SH   SOLE   0 0 243,165
ISHARES TR GLOBAL 100 ETF 464287572   3,588,059 48,990 SH   SOLE   0 0 48,990
ISHARES TR MSCI EMG MKT ETF 464287234   279,491 7,364 SH   SOLE   0 0 7,364
ISHARES TR CORE S&P TTL STK 464287150   3,920,922 41,627 SH   SOLE   0 0 41,627
ISHARES TR NATIONAL MUN ETF 464288414   3,369,798 32,863 SH   SOLE   0 0 32,863
ISHARES TR MSCI EAFE ETF 464287465   1,043,385 15,139 SH   SOLE   0 0 15,139
ISHARES TR CORE S&P500 ETF 464287200   50,764,562 118,213 SH   SOLE   0 0 118,213
ISHARES TR CORE S&P MCP ETF 464287507   26,067,765 104,542 SH   SOLE   0 0 104,542
ISHARES TR 7-10 YR TRSY BD 464287440   9,272,484 101,239 SH   SOLE   0 0 101,239
ISHARES TR CORE S&P US GWT 464287671   12,760,477 134,561 SH   SOLE   0 0 134,561
ISHARES TR US HLTHCARE ETF 464287762   712,273 2,637 SH   SOLE   0 0 2,637
ISHARES TR MSCI USA ESG SLC 464288802   245,281 2,726 SH   SOLE   0 0 2,726
ISHARES TR 1 3 YR TREAS BD 464287457   1,580,110 19,514 SH   SOLE   0 0 19,514
ISHARES TR 0-5YR HI YL CP 46434V407   1,063,578 25,921 SH   SOLE   0 0 25,921
ISHARES TR 3 7 YR TREAS BD 464288661   281,752 2,489 SH   SOLE   0 0 2,489
ISHARES TR US AER DEF ETF 464288760   365,923 3,453 SH   SOLE   0 0 3,453
J P MORGAN EXCHANGE TRADED F BETABLDRS 1-5YR 46641Q258   544,518 11,654 SH   SOLE   0 0 11,654
JOHNSON & JOHNSON COM 478160104   1,470,594 9,442 SH   SOLE   0 0 9,442
JPMORGAN CHASE & CO COM 46625H100   4,251,232 29,314 SH   SOLE   0 0 29,314
LABORATORY CORP AMER HLDGS COM NEW 50540R409   218,084 1,084 SH   SOLE   0 0 1,084
LOCKHEED MARTIN CORP COM 539830109   753,174 1,841 SH   SOLE   0 0 1,841
M & T BK CORP COM 55261F104   1,456,730 11,520 SH   SOLE   0 0 11,520
MASTERCARD INCORPORATED CL A 57636Q104   386,762 976 SH   SOLE   0 0 976
MCDONALDS CORP COM 580135101   682,232 2,589 SH   SOLE   0 0 2,589
MERCK & CO INC COM 58933Y105   2,479,353 24,083 SH   SOLE   0 0 24,083
META PLATFORMS INC CL A 30303M102   362,353 1,207 SH   SOLE   0 0 1,207
MICROSOFT CORP COM 594918104   3,964,861 12,556 SH   SOLE   0 0 12,556
MORGAN STANLEY COM NEW 617446448   302,796 3,707 SH   SOLE   0 0 3,707
NEXTERA ENERGY INC COM 65339F101   796,815 13,908 SH   SOLE   0 0 13,908
NVIDIA CORPORATION COM 67066G104   1,060,647 2,438 SH   SOLE   0 0 2,438
ORACLE CORP COM 68389X105   354,443 3,346 SH   SOLE   0 0 3,346
PACER FDS TR US CASH COWS 100 69374H881   12,578,505 254,471 SH   SOLE   0 0 254,471
PACER FDS TR DATA AND INFRAST 69374H741   229,344 8,858 SH   SOLE   0 0 8,858
PALO ALTO NETWORKS INC COM 697435105   271,716 1,159 SH   SOLE   0 0 1,159
PENNS WOODS BANCORP INC COM 708430103   1,837,909 87,187 SH   SOLE   0 0 87,187
PEPSICO INC COM 713448108   1,229,037 7,253 SH   SOLE   0 0 7,253
PFIZER INC COM 717081103   1,733,489 52,260 SH   SOLE   0 0 52,260
PHILIP MORRIS INTL INC COM 718172109   252,041 2,722 SH   SOLE   0 0 2,722
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   473,149 4,724 SH   SOLE   0 0 4,724
PIMCO MUN INCOME FD COM 72200R107   226,476 26,961 SH   SOLE   0 0 26,961
PNC FINL SVCS GROUP INC COM 693475105   258,236 2,103 SH   SOLE   0 0 2,103
PPL CORP COM 69351T106   773,496 32,830 SH   SOLE   0 0 32,830
PROCTER AND GAMBLE CO COM 742718109   2,399,356 16,449 SH   SOLE   0 0 16,449
PROGRESSIVE CORP COM 743315103   221,775 1,592 SH   SOLE   0 0 1,592
PRUDENTIAL FINL INC COM 744320102   332,314 3,502 SH   SOLE   0 0 3,502
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   281,056 4,938 SH   SOLE   0 0 4,938
ROCKWELL AUTOMATION INC COM 773903109   258,415 903 SH   SOLE   0 0 903
RTX CORPORATION COM 75513E101   388,512 5,398 SH   SOLE   0 0 5,398
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   23,284,262 329,059 SH   SOLE   0 0 329,059
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   306,884 6,064 SH   SOLE   0 0 6,064
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   621,759 12,472 SH   SOLE   0 0 12,472
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   232,683 3,199 SH   SOLE   0 0 3,199
SCWORX CORP COM 78396V109   15,948 79,500 SH   SOLE   0 0 79,500
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   896,761 13,032 SH   SOLE   0 0 13,032
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   293,231 3,733 SH   SOLE   0 0 3,733
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,087,253 8,445 SH   SOLE   0 0 8,445
SELECT SECTOR SPDR TR INDL 81369Y704   230,072 2,269 SH   SOLE   0 0 2,269
SMITH A O CORP COM 831865209   203,837 3,082 SH   SOLE   0 0 3,082
SOFI TECHNOLOGIES INC COM 83406F102   313,775 39,271 SH   SOLE   0 0 39,271
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   2,561,247 7,646 SH   SOLE   0 0 7,646
SPDR GOLD TR GOLD SHS 78463V107   553,762 3,229 SH   SOLE   0 0 3,229
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   264,355 4,744 SH   SOLE   0 0 4,744
SPDR S&P 500 ETF TR TR UNIT 78462F103   299,454 700 SH   SOLE   0 0 700
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   1,360,117 179,435 SH   SOLE   0 0 179,435
TESLA INC COM 88160R101   265,483 1,061 SH   SOLE   0 0 1,061
TEXAS INSTRS INC COM 882508104   357,169 2,246 SH   SOLE   0 0 2,246
THERMO FISHER SCIENTIFIC INC COM 883556102   246,775 487 SH   SOLE   0 0 487
UNION PAC CORP COM 907818108   240,323 1,180 SH   SOLE   0 0 1,180
UNITED PARCEL SERVICE INC CL B 911312106   206,676 1,325 SH   SOLE   0 0 1,325
UNITED RENTALS INC COM 911363109   250,496 563 SH   SOLE   0 0 563
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,488,806 10,269 SH   SOLE   0 0 10,269
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   12,102,096 159,953 SH   SOLE   0 0 159,953
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   769,162 1,958 SH   SOLE   0 0 1,958
VANGUARD INDEX FDS TOTAL STK MKT 922908769   683,486 3,217 SH   SOLE   0 0 3,217
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   21,830,124 556,748 SH   SOLE   0 0 556,748
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   426,426 4,576 SH   SOLE   0 0 4,576
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   217,967 3,762 SH   SOLE   0 0 3,762
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   275,650 5,730 SH   SOLE   0 0 5,730
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   28,844,406 379,631 SH   SOLE   0 0 379,631
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   15,994,403 365,837 SH   SOLE   0 0 365,837
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   637,369 6,285 SH   SOLE   0 0 6,285
VANGUARD WORLD FDS INF TECH ETF 92204A702   427,675 1,030 SH   SOLE   0 0 1,030
VERIZON COMMUNICATIONS INC COM 92343V104   1,772,531 54,690 SH   SOLE   0 0 54,690
VISA INC COM CL A 92826C839   444,907 1,934 SH   SOLE   0 0 1,934
WALGREENS BOOTS ALLIANCE INC COM 931427108   506,182 22,759 SH   SOLE   0 0 22,759
WALMART INC COM 931142103   675,113 4,221 SH   SOLE   0 0 4,221
WASTE MGMT INC DEL COM 94106L109   354,057 2,322 SH   SOLE   0 0 2,322
WEC ENERGY GROUP INC COM 92939U106   400,476 4,971 SH   SOLE   0 0 4,971
WELLS FARGO CO NEW COM 949746101   357,850 8,757 SH   SOLE   0 0 8,757
WELLTOWER INC COM 95040Q104   204,816 2,500 SH   SOLE   0 0 2,500
WISDOMTREE TR GROWTH LEADERS 97717Y717   2,088,616 67,298 SH   SOLE   0 0 67,298
WISDOMTREE TR GLB HIGH DIV FD 97717W877   2,851,918 62,898 SH   SOLE   0 0 62,898