The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC COM 023135106 681 204 SH   SOLE NONE 0 0 204
BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF BLACKROCK SHORT 46431W838 568 11,342 SH   SOLE NONE 0 0 11,342
POWERSHARES QQQ TR UNIT SER 1 46090E103 289 728 SH   SOLE NONE 0 0 728
TECHNOLOGY SELECT SECTOR SPDR TECHNOLOGY 81369Y803 5,076 29,194 SH   SOLE NONE 0 0 29,194
ANTHEM INC COM COM 036752103 233 502 SH   SOLE NONE 0 0 502
JOHNSON & JOHNSON COM COM 478160104 1,193 6,978 SH   SOLE NONE 0 0 6,978
ISHARES GLOBAL TECH ETF GLOBAL TECH ETF 464287291 405 6,300 SH   SOLE NONE 0 0 6,300
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234 532 10,908 SH   SOLE NONE 0 0 10,908
GOLDMAN SACHS GROUP INC COM 38141G104 697 1,822 SH   SOLE NONE 0 0 1,822
PROCTER AND GAMBLE CO COM COM 742718109 1,660 10,152 SH   SOLE NONE 0 0 10,152
COCA COLA CO COM COM 191216100 1,187 20,059 SH   SOLE NONE 0 0 20,059
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553 1,745 15,046 SH   SOLE NONE 0 0 15,046
INTEL CORP COM COM 458140100 1,131 21,969 SH   SOLE NONE 0 0 21,969
MEDTRONIC PLC SHS SHS G5960L103 708 6,844 SH   SOLE NONE 0 0 6,844
SPDR DOW JONES INDUSTRIAL ETF UT SER 1 78467X109 2,257 6,212 SH   SOLE NONE 0 0 6,212
ISHARES MSCI EAFE ESG SELECT ETF ESG AW MSCI EAFE 46435G516 10,037 126,320 SH   SOLE NONE 0 0 126,320
PROLOGIS INC. COM COM 74340W103 1,175 6,979 SH   SOLE NONE 0 0 6,979
MERCK & CO INC COM 58933Y105 1,474 19,235 SH   SOLE NONE 0 0 19,235
SPDR S&P 500 ETF TR UNIT 78462F103 6,252 13,163 SH   SOLE NONE 0 0 13,163
ALLSTATE CORP COM 020002101 669 5,691 SH   SOLE NONE 0 0 5,691
ISHARES CORE U.S. REIT ETF CRE U S REIT ETF 464288521 2,869 42,447 SH   SOLE NONE 0 0 42,447
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 8,418 65,162 SH   SOLE NONE 0 0 65,162
JPMORGAN RESEARCH ENHANCED HIGH YIELD ETF HIGH YLD RESRCH 46641Q878 7,643 147,644 SH   SOLE NONE 0 0 147,644
VERIZON COMMUNICATIONS COM 92343V104 361 6,965 SH   SOLE NONE 0 0 6,965
ISHARES COHEN & STEERS REIT ETF COHEN STEER REIT 464287564 346 4,560 SH   SOLE NONE 0 0 4,560
TE CONNECTIVITY LTD SHS H84989104 647 4,015 SH   SOLE NONE 0 0 4,015
HONEYWELL INTL INC COM 438516106 527 2,529 SH   SOLE NONE 0 0 2,529
FIRSTENERGY CORP COM 337932107 383 9,215 SH   SOLE NONE 0 0 9,215
XCEL ENERGY INC COM COM 98389B100 212 3,133 SH   SOLE NONE 0 0 3,133
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF BLOOMBERG CONV 78464A359 7,313 88,153 SH   SOLE NONE 0 0 88,153
HOME DEPOT COM 437076102 1,064 2,564 SH   SOLE NONE 0 0 2,564
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF PORTFOLIO INTRMD 78464A375 8,863 245,192 SH   SOLE NONE 0 0 245,192
ISHARES ESG AWARE USD CORPORATE BOND ETF ESG AWRE USD ETF 46435G193 311 11,422 SH   SOLE NONE 0 0 11,422
JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF INTL BD OPP ETF 46641Q852 9,089 179,496 SH   SOLE NONE 0 0 179,496
SPDR SER TR WELLS FARGO PFD STOCK ETF ICE PFD SEC ETF 78464A292 4,658 108,557 SH   SOLE NONE 0 0 108,557
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 2,665 18,919 SH   SOLE NONE 0 0 18,919
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 1,184 15,362 SH   SOLE NONE 0 0 15,362
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 12,594 253,207 SH   SOLE NONE 0 0 253,207
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 6,033 119,515 SH   SOLE NONE 0 0 119,515
SPDR BARCLAYS CAPITAL SHORT TERM CORP BD PORTFOLIO SHORT 78464A474 12,296 397,046 SH   SOLE NONE 0 0 397,046
ISHARES S&P SMALLCAP 600 ETF CORE S&P SCP ETF 464287804 5,406 47,216 SH   SOLE NONE 0 0 47,216
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND SHRT TRM CORP BD 92206C409 9,544 117,453 SH   SOLE NONE 0 0 117,453
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870 217 2,344 SH   SOLE NONE 0 0 2,344
MICROSOFT COM 594918104 1,346 4,003 SH   SOLE NONE 0 0 4,003
NIKE INC CLASS B CL B 654106103 1,136 6,820 SH   SOLE NONE 0 0 6,820
TESLA MOTORS INC COM 88160R101 396 375 SH   SOLE NONE 0 0 375
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ULTRA SHT MUNCPL 46641Q654 587 11,503 SH   SOLE NONE 0 0 11,503
FINANCIAL SELECT SECTOR SPDR FINANCIAL 81369Y605 1,986 50,881 SH   SOLE NONE 0 0 50,881
TEMPLETON GLOBAL INCOME FD INC COM 880198106 773 149,016 SH   SOLE NONE 0 0 149,016
WALGREENS BOOTS ALLIANCE INC COM COM 931427108 347 6,664 SH   SOLE NONE 0 0 6,664
INTERNATIONAL FLAVORS&FRAGRANC COM COM 459506101 639 4,245 SH   SOLE NONE 0 0 4,245
PROSPECT CAP CORP 6.375 03/01/2025 NOTE 6.375% 3/0 74348TAT9 1,337 1,220,000 SH   SOLE NONE 0 0 1,220,000
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747 320 3,025 SH   SOLE NONE 0 0 3,025
GABELLI CONV & INCOME SECS FD INC COM 36240B109 361 52,596 SH   SOLE NONE 0 0 52,596
WESTERN ASSET HIGH INCOME FUND II INC COM 95766J102 105 14,670 SH   SOLE NONE 0 0 14,670
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 1,021 4,590 SH   SOLE NONE 0 0 4,590
ISHARES FLOATING RATE BOND ETF FLTG RATE NT ETF 46429B655 7,837 154,502 SH   SOLE NONE 0 0 154,502
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 228 1,982 SH   SOLE NONE 0 0 1,982
VISA INC COM CL A 92826C839 941 4,346 SH   SOLE NONE 0 0 4,346
VANGUARD VALUE ETF VALUE ETF 922908744 869 5,907 SH   SOLE NONE 0 0 5,907
VANGUARD GROWTH ETF GROWTH ETF 922908736 740 2,308 SH   SOLE NONE 0 0 2,308
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 843 7,887 SH   SOLE NONE 0 0 7,887
META PLATFORMS INC CL A CL A 30303M102 436 1,285 SH   SOLE NONE 0 0 1,285
BROADCOM INC COM COM 11135F101 1,244 1,870 SH   SOLE NONE 0 0 1,870
METLIFE INC COM COM 59156R108 704 11,276 SH   SOLE NONE 0 0 11,276
ABBVIE INC COM COM 00287Y109 226 1,673 SH   SOLE NONE 0 0 1,673
SPDR BLACKSTONE SENIOR LOAN ETF BLACKSTONE SENR 78467V608 5,277 115,656 SH   SOLE NONE 0 0 115,656
GENERAL DYNAMICS CORP COM COM 369550108 772 3,705 SH   SOLE NONE 0 0 3,705
MCDONALDS CORP COM COM 580135101 1,597 5,960 SH   SOLE NONE 0 0 5,960
CISCO SYS INC COM 17275R102 1,710 26,985 SH   SOLE NONE 0 0 26,985
ISHARES TR RUSSELL MIDCAP INDEX FD RUS MID CAP ETF 464287499 712 8,586 SH   SOLE NONE 0 0 8,586
AT&T INC COM COM 00206R102 341 13,874 SH   SOLE NONE 0 0 13,874
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506 882 15,897 SH   SOLE NONE 0 0 15,897
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 605 6,679 SH   SOLE NONE 0 0 6,679
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 324 3,724 SH   SOLE NONE 0 0 3,724
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD SBI CONS DISCR 81369Y407 2,694 13,180 SH   SOLE NONE 0 0 13,180
INDUSTRIAL SELECT SECTOR SPDR SBI INT-INDS 81369Y704 1,504 14,214 SH   SOLE NONE 0 0 14,214
BLACKROCK SHORT MATURITY BOND ETF BLACKROCK ST MAT 46431W507 1,395 27,935 SH   SOLE NONE 0 0 27,935
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853 9,595 214,702 SH   SOLE NONE 0 0 214,702
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 20,805 43,619 SH   SOLE NONE 0 0 43,619
ADVENT CLAYMORE CONVERTIBLE SECS & INC COM 00764C109 515 27,940 SH   SOLE NONE 0 0 27,940
WELLS FARGO CO NEW COM COM 949746101 294 6,130 SH   SOLE NONE 0 0 6,130
UNION PAC CORP COM COM 907818108 286 1,136 SH   SOLE NONE 0 0 1,136
ISHARES S&P U.S. PREFERRED STOCK ETF PFD AND INCM SEC 464288687 6,273 159,097 SH   SOLE NONE 0 0 159,097
LOCKHEED MARTIN CORP COM 539830109 666 1,875 SH   SOLE NONE 0 0 1,875
JPMORGAN CHASE & CO COM COM 46625H100 1,939 12,247 SH   SOLE NONE 0 0 12,247
SPDR PORTFOLIO EMERGING MARKETS ETF PORTFOLIO EMG MK 78463X509 4,598 110,831 SH   SOLE NONE 0 0 110,831
CHEVRON CORP NEW COM COM 166764100 917 7,815 SH   SOLE NONE 0 0 7,815
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858 9,345 183,028 SH   SOLE NONE 0 0 183,028
WALMART INC COM COM 931142103 1,939 13,407 SH   SOLE NONE 0 0 13,407
INTL BUSINESS MACHINES COM 459200101 257 1,927 SH   SOLE NONE 0 0 1,927
ORACLE CORPORATION COM 68389X105 297 3,412 SH   SOLE NONE 0 0 3,412
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 2,024 40,922 SH   SOLE NONE 0 0 40,922
PFIZER INC COM COM 717081103 1,004 17,010 SH   SOLE NONE 0 0 17,010
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 4,960 37,431 SH   SOLE NONE 0 0 37,431
3M CO COM COM 88579Y101 349 1,970 SH   SOLE NONE 0 0 1,970
CATERPILLAR INC COM COM 149123101 541 2,620 SH   SOLE NONE 0 0 2,620
AMERICAN EXPRESS CO COM COM 025816109 310 1,899 SH   SOLE NONE 0 0 1,899
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844 246 1,433 SH   SOLE NONE 0 0 1,433
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 23,749 425,381 SH   SOLE NONE 0 0 425,381
AXON ENTERPRISE INC COM COM 05464C101 785 5,000 SH   SOLE NONE 0 0 5,000
FERGUSON PLC NEW SHS SHS G3421J106 203 1,134 SH   SOLE NONE 0 0 1,134
VANGUARD SHORT-TERM BOND INDEX FUND SHORT TRM BOND 921937827 7,834 96,931 SH   SOLE NONE 0 0 96,931
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 18,912 450,302 SH   SOLE NONE 0 0 450,302
SPDR BLOOMBERG HIGH YIELD BOND ETF BLOOMBERG HIGH Y 78468R622 9,075 83,589 SH   SOLE NONE 0 0 83,589
EXXON MOBIL CORP COM COM 30231G102 727 11,882 SH   SOLE NONE 0 0 11,882
TRAVELERS COMPANIES INC COM COM 89417E109 221 1,413 SH   SOLE NONE 0 0 1,413
LOWES COS INC COM COM 548661107 937 3,625 SH   SOLE NONE 0 0 3,625
COLGATE PALMOLIVE CO COM COM 194162103 315 3,700 SH   SOLE NONE 0 0 3,700
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 696 9,723 SH   SOLE NONE 0 0 9,723
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF IBONDS DEC22 ETF 46434VBA7 245 9,770 SH   SOLE NONE 0 0 9,770
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 9,981 35,261 SH   SOLE NONE 0 0 35,261
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,775 22,563 SH   SOLE NONE 0 0 22,563
APPLE INC COM 037833100 4,696 26,450 SH   SOLE NONE 0 0 26,450
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF IBONDS DEC23 ETF 46434VAX8 216 8,440 SH   SOLE NONE 0 0 8,440
ABBOTT LABS COM COM 002824100 218 1,550 SH   SOLE NONE 0 0 1,550
DISNEY WALT CO COM COM 254687106 738 4,767 SH   SOLE NONE 0 0 4,767
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 229 867 SH   SOLE NONE 0 0 867