The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
HSBC HLDGS PLC ADR A 1/40PF A ADR A 1/40PF A 404280604 491 18,992 SH   SOLE NONE 18,992 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND TECHNOLOGY 81369Y803 2,476 46,454 SH   SOLE NONE 46,454 0 0
JOHNSON & JOHNSON COM COM 478160104 1,358 10,910 SH   SOLE NONE 10,910 0 0
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234 835 21,215 SH   SOLE NONE 21,215 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 380 1,654 SH   SOLE NONE 1,654 0 0
SPDR NUVEEN BLOOMBERG BARCLAYS SHORT TERM MUNICIPAL BOND ETF NUVEEN BLMBRG SR 78468R739 388 8,026 SH   SOLE NONE 8,026 0 0
YUM BRANDS INC COM COM 988498101 629 9,855 SH   SOLE NONE 9,855 0 0
PROCTER AND GAMBLE CO COM COM 742718109 1,173 13,060 SH   SOLE NONE 13,060 0 0
COCA COLA CO COM COM 191216100 1,297 30,583 SH   SOLE NONE 30,583 0 0
VANGUARD REIT ETF REIT ETF 922908553 2,378 28,802 SH   SOLE NONE 28,802 0 0
INTEL CORP COM COM 458140100 1,485 41,174 SH   SOLE NONE 41,174 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF UT SER 1 78467X109 2,572 12,466 SH   SOLE NONE 12,466 0 0
MERCK & CO INC COM COM 58933Y105 509 8,014 SH   SOLE NONE 8,014 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 5,676 24,081 SH   SOLE NONE 24,081 0 0
DU PONT E I DE NEMOURS & CO COM COM 263534109 449 5,597 SH   SOLE NONE 5,597 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 465 9,544 SH   SOLE NONE 9,544 0 0
ISHARES COHEN & STEERS REIT ETF COHEN&STEER REIT 464287564 880 8,823 SH   SOLE NONE 8,823 0 0
PEPSICO INC COM COM 713448108 421 3,765 SH   SOLE NONE 3,765 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF 1-3 YR TR BD ETF 464287457 2,702 31,978 SH   SOLE NONE 31,978 0 0
JPMORGAN ALERIAN MLP INDEX ETN ALERIAN ML ETN 46625H365 2,777 86,005 SH   SOLE NONE 86,005 0 0
FIRSTENERGY CORP COM COM 337932107 310 9,760 SH   SOLE NONE 9,760 0 0
XCEL ENERGY INC COM COM 98389B100 626 14,086 SH   SOLE NONE 14,086 0 0
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF BLMBRG BRC CNVRT 78464A359 8,381 174,246 SH   SOLE NONE 174,246 0 0
HOME DEPOT INC COM COM 437076102 359 2,451 SH   SOLE NONE 2,451 0 0
PIMCO 1-5 YEAR U.S. TIPS INDEX EXCHANGE-TRADED FUND 1-5 US TIP IDX 72201R205 276 5,229 SH   SOLE NONE 5,229 0 0
SPDR WELLS FARGO PREFERRED STOCK ETF WELLS FG PFD ETF 78464A292 565 12,865 SH   SOLE NONE 12,865 0 0
HEALTH CARE SELECT SECTOR SPDR FUND SBI HEALTHCARE 81369Y209 1,342 18,050 SH   SOLE NONE 18,050 0 0
LIBERTY MEDIA CORP 4 11/15/2029 DEB 4.000%11/1 530715AG6 5 10,000 SH   SOLE NONE 10,000 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND SBI CONS STPLS 81369Y308 1,527 27,980 SH   SOLE NONE 27,980 0 0
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 4,244 61,365 SH   SOLE NONE 61,365 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND SHRT TRM CORP BD 92206C409 7,894 98,999 SH   SOLE NONE 98,999 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870 536 6,209 SH   SOLE NONE 6,209 0 0
MICROSOFT CORP COM COM 594918104 248 3,769 SH   SOLE NONE 3,769 0 0
UBS E-TRACS ALERIAN MLP INFRASTRUCTURE ETN ALERIAN INFRST 902641646 245 8,408 SH   SOLE NONE 8,408 0 0
SCHLUMBERGER LTD COM COM 806857108 222 2,853 SH   SOLE NONE 2,853 0 0
CVS HEALTH CORP COM COM 126650100 233 2,969 SH   SOLE NONE 2,969 0 0
BOEING CO COM COM 097023105 833 4,711 SH   SOLE NONE 4,711 0 0
NIKE INC CL B CL B 654106103 290 5,208 SH   SOLE NONE 5,208 0 0
FINANCIAL SELECT SECTOR SPDR FUND SBI INT-FINL 81369Y605 823 34,686 SH   SOLE NONE 34,686 0 0
NORFOLK SOUTHERN CORP COM COM 655844108 459 4,100 SH   SOLE NONE 4,100 0 0
ALERIAN MLP ETF ALERIAN MLP 00162Q866 5,178 407,460 SH   SOLE NONE 407,460 0 0
TEMPLETON GLOBAL INCOME FD COM COM 880198106 4,031 606,224 SH   SOLE NONE 606,224 0 0
POWERSHARES INTERNATIONAL CORPORATE BOND PORTFOLIO ETF INTL CORP BOND 73936Q835 2,702 108,184 SH   SOLE NONE 108,184 0 0
SPDR BLOOMBERG BARCLAYS INTERNATIONAL CORPORATE BOND ETF BLOMBRG BRC INTL 78464A151 1,906 60,913 SH   SOLE NONE 60,913 0 0
GABELLI CONV&INCOM SECS FD INC COM COM 36240B109 1,404 286,141 SH   SOLE NONE 286,141 0 0
TEMPLETON EMERG MKTS INCOME FD COM COM 880192109 672 59,872 SH   SOLE NONE 59,872 0 0
WESTERN ASSET HIGH INCM FD II COM COM 95766J102 1,863 258,162 SH   SOLE NONE 258,162 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 746 5,431 SH   SOLE NONE 5,431 0 0
DIGITAL RLTY TR INC COM COM 253868103 662 6,222 SH   SOLE NONE 6,222 0 0
VISA INC COM CL A COM CL A 92826C839 571 6,429 SH   SOLE NONE 6,429 0 0
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 467 4,898 SH   SOLE NONE 4,898 0 0
VANGUARD GROWTH INDEX FUND GROWTH ETF 922908736 534 4,397 SH   SOLE NONE 4,397 0 0
SPIRE INC COM COM 84857L101 647 9,597 SH   SOLE NONE 9,597 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF CORE S&P TTL STK 464287150 735 13,606 SH   SOLE NONE 13,606 0 0
PIONEER HIGH INCOME TR COM COM 72369H106 464 47,036 SH   SOLE NONE 47,036 0 0
DUKE ENERGY CORP NEW COM NEW COM NEW 26441C204 377 4,606 SH   SOLE NONE 4,606 0 0
METLIFE INC COM COM 59156R108 626 11,861 SH   SOLE NONE 11,861 0 0
ISHARES 1-3 YEAR CREDIT BOND ETF 1-3 YR CR BD ETF 464288646 8,004 76,066 SH   SOLE NONE 76,066 0 0
ABBVIE INC COM COM 00287Y109 855 13,127 SH   SOLE NONE 13,127 0 0
MCDONALDS CORP COM COM 580135101 677 5,227 SH   SOLE NONE 5,227 0 0
CISCO SYS INC COM COM 17275R102 401 11,864 SH   SOLE NONE 11,864 0 0
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 356 1,903 SH   SOLE NONE 1,903 0 0
AT&T INC COM COM 00206R102 1,449 34,879 SH   SOLE NONE 34,879 0 0
ENERGY SELECT SECTOR SPDR FUND SBI INT-ENERGY 81369Y506 1,579 22,603 SH   SOLE NONE 22,603 0 0
MATERIALS SELECT SECTOR SPDR FUND SBI MATERIALS 81369Y100 601 11,468 SH   SOLE NONE 11,468 0 0
GENERAL ELECTRIC CO COM COM 369604103 1,083 36,365 SH   SOLE NONE 36,365 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 517 5,892 SH   SOLE NONE 5,892 0 0
NUVEEN FLTNG RTE INCM OPP FD COM SHS COM SHS 6706EN100 688 58,624 SH   SOLE NONE 58,624 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407 1,530 17,403 SH   SOLE NONE 17,403 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND SBI INT-INDS 81369Y704 1,362 20,940 SH   SOLE NONE 20,940 0 0
CALAMOS CONV OPP AND INC FD SH BEN INT SH BEN INT 128117108 184 16,804 SH   SOLE NONE 16,804 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 11,808 49,766 SH   SOLE NONE 49,766 0 0
ADVENT CLAYMORE CV SECS & INC COM COM 00764C109 4,258 271,911 SH   SOLE NONE 271,911 0 0
ARES CAP CORP 4.75 01/15/2018 NOTE 4.750% 1/1 04010LAJ2 25 25,000 SH   SOLE NONE 25,000 0 0
WELLS FARGO & CO NEW COM COM 949746101 856 15,382 SH   SOLE NONE 15,382 0 0
UNION PAC CORP COM COM 907818108 219 2,072 SH   SOLE NONE 2,072 0 0
ISHARES U.S. PREFERRED STOCK ETF U.S. PFD STK ETF 464288687 8,184 211,490 SH   SOLE NONE 211,490 0 0
JPMORGAN CHASE & CO COM COM 46625H100 548 6,242 SH   SOLE NONE 6,242 0 0
CHEVRON CORP NEW COM COM 166764100 838 7,811 SH   SOLE NONE 7,811 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858 8,636 219,766 SH   SOLE NONE 219,766 0 0
WAL-MART STORES INC COM COM 931142103 1,303 18,083 SH   SOLE NONE 18,083 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101 596 3,426 SH   SOLE NONE 3,426 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 332 2,962 SH   SOLE NONE 2,962 0 0
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 2,836 71,421 SH   SOLE NONE 71,421 0 0
PFIZER INC COM COM 717081103 429 12,564 SH   SOLE NONE 12,564 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 4,688 39,766 SH   SOLE NONE 39,766 0 0
3M CO COM COM 88579Y101 627 3,280 SH   SOLE NONE 3,280 0 0
CATERPILLAR INC DEL COM COM 149123101 429 4,625 SH   SOLE NONE 4,625 0 0
AMERICAN EXPRESS CO COM COM 025816109 578 7,316 SH   SOLE NONE 7,316 0 0
APPLIED MATLS INC COM COM 038222105 273 7,022 SH   SOLE NONE 7,022 0 0
ANALOG DEVICES INC COM COM 032654105 742 9,062 SH   SOLE NONE 9,062 0 0
POWERSHARES EMERGING MARKETS SOVEREIGN DEBT PORTFOLIO SOVEREIGN DEBT 73936T573 4,027 138,601 SH   SOLE NONE 138,601 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF CORE US AGGBD ET 464287226 4,121 37,991 SH   SOLE NONE 37,991 0 0
DIVERSIFIED REAL ASSET INC FD COM SHS COM SHS 25533B108 661 38,148 SH   SOLE NONE 38,148 0 0
VANGUARD SHORT-TERM BOND INDEX FUND SHORT TRM BOND 921937827 3,663 45,956 SH   SOLE NONE 45,956 0 0
ARES CAP CORP 4.375 01/15/2019 NOTE 4.375% 1/1 04010LAM5 45 45,000 SH   SOLE NONE 45,000 0 0
PHILIP MORRIS INTL INC COM COM 718172109 873 7,738 SH   SOLE NONE 7,738 0 0
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF BLOOMBERG BRCLYS 78464A417 12,562 340,163 SH   SOLE NONE 340,163 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 816 15,015 SH   SOLE NONE 15,015 0 0
ALTRIA GROUP INC COM COM 02209S103 830 11,632 SH   SOLE NONE 11,632 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF JP MOR EM MK ETF 464288281 283 2,495 SH   SOLE NONE 2,495 0 0
EXXON MOBIL CORP COM COM 30231G102 1,707 20,820 SH   SOLE NONE 20,820 0 0
PRICE T ROWE GROUP INC COM COM 74144T108 577 8,475 SH   SOLE NONE 8,475 0 0
COLGATE PALMOLIVE CO COM COM 194162103 310 4,241 SH   SOLE NONE 4,241 0 0
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 679 13,235 SH   SOLE NONE 13,235 0 0
ISHARES S&P MIDCAP FUND CORE S&P MCP ETF 464287507 8,415 49,149 SH   SOLE NONE 49,149 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,742 27,972 SH   SOLE NONE 27,972 0 0
APPLE INC COM COM 037833100 1,396 9,720 SH   SOLE NONE 9,720 0 0
ABBOTT LABS COM COM 002824100 343 7,729 SH   SOLE NONE 7,729 0 0
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 220 1,946 SH   SOLE NONE 1,946 0 0