The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 119 102 SH   SOLE 0 102 0 0
TELIGENT INC NEW COM Stock 87960W104 6 1,765 SH   SOLE 0 1,765 0 0
WYNN RESORTS LTD COM Stock 983134107 1 8 SH   SOLE 0 8 0 0
PUBLIC SVC ENTERPRISE GROUP COM Stock 744573106 170 3,310 SH   SOLE 0 3,310 0 0
WISDOMTREE U.S. SMALLCAP EARNINGS FUND ETF 97717W562 777 21,443 SH   SOLE 0 21,443 0 0
ISHARES COMEX GOLD TRUST ETF 464285105 1,487 118,827 SH   SOLE 0 118,827 0 0
IONIS PHARMACEUTICALS INC COM Stock 462222100 50 1,000 SH   SOLE 0 1,000 0 0
WILLIS TOWERS WATSON PUB LTD SHS Stock G96629103 8 50 SH   SOLE 0 50 0 0
JOHNSON & JOHNSON COM Stock 478160104 312 2,230 SH   SOLE 0 2,230 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 396,843 2,891,388 SH   SOLE 0 2,891,387 0 0
CELLDEX THERAPEUTICS INC Stock 15117B103 3 1,100 SH   SOLE 0 1,100 0 0
POWERSHARES FUNDAMENTAL HIGH YIELD CORPORATE BOND FUND ETF 73936T557 566 29,853 SH   SOLE 0 29,853 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 7 26 SH   SOLE 0 26 0 0
ISHARES GLOBAL TELECOM ETF ETF 464287275 15 256 SH   SOLE 0 256 0 0
COCA COLA CO COM Stock 191216100 25 544 SH   SOLE 0 544 0 0
CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 10 31 SH   SOLE 0 31 0 0
VANGUARD REIT ETF ETF 922908553 45,432 547,501 SH   SOLE 0 547,501 0 0
BIOGEN INC COM Stock 09062X103 27 85 SH   SOLE 0 85 0 0
POWERSHARES DB COMMODITY INDEX TRACKING FUND ETF 73935S105 7 398 SH   SOLE 0 397 0 0
INTEL CORP COM Stock 458140100 7 150 SH   SOLE 0 150 0 0
MEDTRONIC PLC SHS Stock G5960L103 108 1,338 SH   SOLE 0 1,338 0 0
PEOPLES UNITED FINANCIAL INC COM Stock 712704105 6 329 SH   SOLE 0 329 0 0
ISHARES SILVER TRUST ETF 46428Q109 59 3,678 SH   SOLE 0 3,678 0 0
JACK IN THE BOX INC COM Stock 466367109 5 51 SH   SOLE 0 51 0 0
LAUDER ESTEE COS INC CL A Stock 518439104 7 58 SH   SOLE 0 58 0 0
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749 161 3,304 SH   SOLE 0 3,304 0 0
SPDR S&P 500 ETF ETF 78462F103 139 521 SH   SOLE 0 521 0 0
ADIENT PLC ORD SHS Stock G0084W101 10 133 SH   SOLE 0 133 0 0
ANNALY CAP MGMT INC COM REIT 035710409 9 750 SH   SOLE 0 750 0 0
LAMB WESTON HLDGS INC COM Stock 513272104 9 154 SH   SOLE 0 154 0 0
ISHARES TIPS BOND ETF ETF 464287176 10 92 SH   SOLE 0 92 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 115 2,164 SH   SOLE 0 2,164 0 0
BIOVERATIV INC COM Stock 09075E100 3 47 SH   SOLE 0 47 0 0
CHUBB LIMITED COM Stock H1467J104 37 251 SH   SOLE 0 251 0 0
OCLARO INC COM Stock 67555N206 6 820 SH   SOLE 0 820 0 0
ISHARES CORE MSCI PACIFIC ETF ETF 46434V696 447 7,489 SH   SOLE 0 7,489 0 0
NXSTAGE MEDICAL INC COM Stock 67072V103 6 245 SH   SOLE 0 245 0 0
ISHARES CALIFORNIA MUNI BOND ETF ETF 464288356 772 13,046 SH   SOLE 0 13,046 0 0
UNILEVER N V N Y SHS NEW ADR 904784709 23 409 SH   SOLE 0 409 0 0
TE CONNECTIVITY LTD REG SHS Stock H84989104 133 1,400 SH   SOLE 0 1,400 0 0
HONEYWELL INTL INC COM Stock 438516106 10 65 SH   SOLE 0 65 0 0
HOME DEPOT INC COM Stock 437076102 0 1 SH   SOLE 0 1 0 0
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF ETF 78464A375 74 2,161 SH   SOLE 0 2,161 0 0
BRIGHTHOUSE FINL INC COM Stock 10922N103 0 3 SH   SOLE 0 3 0 0
PIMCO 1-5 YEAR U.S. TIPS INDEX EXCHANGE-TRADED FUND ETF 72201R205 260 5,012 SH   SOLE 0 5,012 0 0
WILLAMETTE VY VINEYARD INC COM Stock 969136100 7 850 SH   SOLE 0 850 0 0
DOWDUPONT INC COM Stock 26078J100 656 9,214 SH   SOLE 0 9,213 0 0
SPDR GOLD SHARES ETF 78463V107 67 539 SH   SOLE 0 539 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 2,503 35,895 SH   SOLE 0 35,895 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 8,857 137,278 SH   SOLE 0 137,278 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 112 3,290 SH   SOLE 0 3,290 0 0
CENTURYLINK INC COM Stock 156700106 1 57 SH   SOLE 0 57 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 30 296 SH   SOLE 0 296 0 0
HRG GROUP INC COM Stock 40434J100 1 80 SH   SOLE 0 80 0 0
FS INVT CORP COM CEF 302635107 429 58,337 SH   SOLE 0 58,337 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 584 7,598 SH   SOLE 0 7,598 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 393 1,985 SH   SOLE 0 1,985 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 1,547 55,362 SH   SOLE 0 55,362 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 42 40 SH   SOLE 0 40 0 0
PIEDMONT OFFICE REALTY TR INC COM CL A REIT 720190206 9 460 SH   SOLE 0 460 0 0
CALLIDUS SOFTWARE INC COM Stock 13123E500 7 255 SH   SOLE 0 255 0 0
COMCAST CORP NEW CL A Stock 20030N101 20 506 SH   SOLE 0 506 0 0
MAXLINEAR INC COM Stock 57776J100 8 305 SH   SOLE 0 305 0 0
MICROSOFT CORP COM Stock 594918104 92 1,080 SH   SOLE 0 1,080 0 0
CVS HEALTH CORP COM Stock 126650100 16 225 SH   SOLE 0 225 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 1,248 8,442 SH   SOLE 0 8,442 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 73 473 SH   SOLE 0 473 0 0
FINISAR CORP COM NEW Stock 31787A507 6 287 SH   SOLE 0 287 0 0
TESLA INC COM Stock 88160R101 98 316 SH   SOLE 0 316 0 0
ROCKWELL COLLINS INC COM Stock 774341101 11 78 SH   SOLE 0 78 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 67,815 1,146,497 SH   SOLE 0 1,146,497 0 0
HARLEY DAVIDSON INC COM Stock 412822108 10 200 SH   SOLE 0 200 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 349 6,378 SH   SOLE 0 6,378 0 0
SCHWAB U.S. TIPS ETF ETF 808524870 1,458 26,308 SH   SOLE 0 26,308 0 0
WESTERN ASSET CLYM INFL OPP IN COM CEF 95766R104 0 0 SH   SOLE 0 0 0 0
STANLEY BLACK & DECKER INC COM Stock 854502101 1 4 SH   SOLE 0 4 0 0
WELLTOWER INC COM REIT 95040Q104 17 265 SH   SOLE 0 264 0 0
CONAGRA BRANDS INC COM Stock 205887102 10 261 SH   SOLE 0 261 0 0
WESTERN UN CO COM Stock 959802109 0 0 SH   SOLE 0 0 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 4 50 SH   SOLE 0 50 0 0
BLACKROCK MUNIYIELD QUALITY FD COM CEF 09254F100 81 5,355 SH   SOLE 0 5,355 0 0
RTI SURGICAL INC COM Stock 74975N105 7 1,710 SH   SOLE 0 1,710 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 74 485 SH   SOLE 0 485 0 0
TWILIO INC CL A Stock 90138F102 4 185 SH   SOLE 0 185 0 0
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663 294 3,259 SH   SOLE 0 3,259 0 0
DEUTSCHE HIGH INCOME OPPORT FD COM CEF 25158Y102 0 0 SH   SOLE 0 0 0 0
SYSCO CORP COM Stock 871829107 18 300 SH   SOLE 0 300 0 0
FUELCELL ENERGY INC COM NEW Stock 35952H502 0 12 SH   SOLE 0 12 0 0
AMERICAN ELEC PWR INC COM Stock 025537101 14 193 SH   SOLE 0 193 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 71,842 985,482 SH   SOLE 0 985,481 0 0
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 67 502 SH   SOLE 0 502 0 0
BIOMARIN PHARMACEUTICAL INC COM Stock 09061G101 3 29 SH   SOLE 0 29 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 1,650 31,711 SH   SOLE 0 31,711 0 0
IMPERVA INC COM Stock 45321L100 5 135 SH   SOLE 0 135 0 0
LIGAND PHARMACEUTICALS INC COM NEW Stock 53220K504 7 50 SH   SOLE 0 50 0 0
ISHARES EDGE MSCI MIN VOL EAFE ETF ETF 46429B689 136 1,863 SH   SOLE 0 1,863 0 0
ATRICURE INC COM Stock 04963C209 4 235 SH   SOLE 0 235 0 0
HERSHEY CO COM Stock 427866108 20 179 SH   SOLE 0 179 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 1,135 21,511 SH   SOLE 0 21,511 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 79 746 SH   SOLE 0 746 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 127 906 SH   SOLE 0 906 0 0
HORIZON PHARMA PLC SHS Stock G4617B105 4 300 SH   SOLE 0 300 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 178 2,909 SH   SOLE 0 2,909 0 0
ISHARES EMERGING MARKETS HIGH YIELD BOND FUND ETF 464286285 14 288 SH   SOLE 0 288 0 0
ENZO BIOCHEM INC COM Stock 294100102 3 410 SH   SOLE 0 410 0 0
HEALTHCARE TR AMER INC CL A NEW REIT 42225P501 15 500 SH   SOLE 0 500 0 0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF ETF 92189F643 9 205 SH   SOLE 0 205 0 0
W P CAREY INC COM REIT 92936U109 81 1,173 SH   SOLE 0 1,172 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 51 1,337 SH   SOLE 0 1,337 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 49 740 SH   SOLE 0 740 0 0
TESARO INC COM Stock 881569107 1 11 SH   SOLE 0 11 0 0
SUPERNUS PHARMACEUTICALS INC COM Stock 868459108 5 125 SH   SOLE 0 125 0 0
NEOGENOMICS INC COM NEW Stock 64049M209 6 665 SH   SOLE 0 665 0 0
ISHARES 1-3 YEAR CREDIT BOND ETF ETF 464288646 78 747 SH   SOLE 0 747 0 0
KCAP FINL INC COM CEF 48668E101 30 8,801 SH   SOLE 0 8,801 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 403 4,936 SH   SOLE 0 4,936 0 0
OMNICELL INC COM Stock 68213N109 6 125 SH   SOLE 0 125 0 0
SPDR MSCI ACWI IMI ETF ETF 78463X475 80 1,009 SH   SOLE 0 1,009 0 0
T MOBILE US INC COM Stock 872590104 6 95 SH   SOLE 0 95 0 0
CISCO SYS INC COM Stock 17275R102 20 511 SH   SOLE 0 510 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 176 3,236 SH   SOLE 0 3,236 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 158 760 SH   SOLE 0 760 0 0
AT&T INC COM Stock 00206R102 734 18,890 SH   SOLE 0 18,889 0 0
XILINX INC COM Stock 983919101 1 11 SH   SOLE 0 11 0 0
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF ETF 921946885 5 67 SH   SOLE 0 67 0 0
ISHARES NASDAQ BIOTECHNOLOGY INDEX FUND ETF 464287556 19 180 SH   SOLE 0 180 0 0
GENERAL ELECTRIC CO COM Stock 369604103 43 2,442 SH   SOLE 0 2,442 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 9 52 SH   SOLE 0 52 0 0
TIME WARNER INC COM NEW Stock 887317303 31 342 SH   SOLE 0 342 0 0
COMMVAULT SYSTEMS INC COM Stock 204166102 7 129 SH   SOLE 0 129 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 11 70 SH   SOLE 0 70 0 0
VEEVA SYS INC CL A COM Stock 922475108 14 250 SH   SOLE 0 250 0 0
SKYWORKS SOLUTIONS INC COM Stock 83088M102 6 60 SH   SOLE 0 60 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 6 55 SH   SOLE 0 55 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 6 40 SH   SOLE 0 40 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 234 871 SH   SOLE 0 871 0 0
CHART INDS INC COM PAR $0.01 Stock 16115Q308 5 105 SH   SOLE 0 105 0 0
ISHARES U.S. PREFERRED STOCK ETF ETF 464288687 12 304 SH   SOLE 0 304 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 182 594 SH   SOLE 0 594 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 7 35 SH   SOLE 0 35 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 116 1,040 SH   SOLE 0 1,040 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 11 103 SH   SOLE 0 103 0 0
INTL PAPER CO COM Stock 460146103 7 120 SH   SOLE 0 120 0 0
CHEVRON CORP NEW COM Stock 166764100 26 209 SH   SOLE 0 209 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 19,772 178,544 SH   SOLE 0 178,544 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 830 18,509 SH   SOLE 0 18,509 0 0
BERKSHIRE HILLS BANCORP INC COM Stock 084680107 33 890 SH   SOLE 0 890 0 0
WAL-MART STORES INC COM Stock 931142103 20 200 SH   SOLE 0 200 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661 18 148 SH   SOLE 0 148 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 9 56 SH   SOLE 0 56 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 216 4,708 SH   SOLE 0 4,708 0 0
TEXAS INSTRS INC COM Stock 882508104 39 375 SH   SOLE 0 375 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX FUND ETF 921946406 438 5,113 SH   SOLE 0 5,113 0 0
PFIZER INC COM Stock 717081103 33 924 SH   SOLE 0 924 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 34 281 SH   SOLE 0 281 0 0
3M CO COM Stock 88579Y101 14 60 SH   SOLE 0 60 0 0
8X8 INC NEW COM Stock 282914100 5 365 SH   SOLE 0 365 0 0
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803 37 1,249 SH   SOLE 0 1,249 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 7 7 SH   SOLE 0 7 0 0
ANALOG DEVICES INC COM Stock 032654105 1 13 SH   SOLE 0 13 0 0
POWERSHARES EMERGING MARKETS SOVEREIGN DEBT PORTFOLIO ETF 73936T573 28 934 SH   SOLE 0 934 0 0
K2M GROUP HLDGS INC COM Stock 48273J107 3 185 SH   SOLE 0 185 0 0
POWERSHARES VARIABLE RATE PREFERRED PORTFOLIO ETF 73937B597 0 0 SH   SOLE 0 0 0 0
TIME INC NEW COM Stock 887228104 1 46 SH   SOLE 0 46 0 0
EATON CORP PLC SHS Stock G29183103 2 28 SH   SOLE 0 28 0 0
INTERSECT ENT INC COM Stock 46071F103 10 295 SH   SOLE 0 295 0 0
ISHARES CORE MSCI EUROPE ETF ETF 46434V738 2,522 50,264 SH   SOLE 0 50,264 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 129,565 843,686 SH   SOLE 0 843,685 0 0
SPROTT GOLD MINERS ETF ETF 00162Q643 9 447 SH   SOLE 0 447 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 76 351 SH   SOLE 0 351 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 25 158 SH   SOLE 0 158 0 0
ASPEN AEROGELS INC COM Stock 04523Y105 10 2,020 SH   SOLE 0 2,020 0 0
CYBERARK SOFTWARE LTD SHS Stock M2682V108 5 115 SH   SOLE 0 115 0 0
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209 0 0 SH   SOLE 0 0 0 0
VERICEL CORP COM Stock 92346J108 3 545 SH   SOLE 0 545 0 0
INTEGRATED DEVICE TECHNOLOGY COM Stock 458118106 9 295 SH   SOLE 0 295 0 0
QORVO INC COM Stock 74736K101 5 71 SH   SOLE 0 71 0 0
VANGUARD MEGA CAP ETF ETF 921910873 4,127 44,956 SH   SOLE 0 44,956 0 0
BRISTOL MYERS SQUIBB CO COM Stock 110122108 26 418 SH   SOLE 0 418 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 246 1,555 SH   SOLE 0 1,555 0 0
BARRICK GOLD CORP COM Stock 067901108 7 450 SH   SOLE 0 450 0 0
CITIGROUP INC COM NEW Stock 172967424 1 12 SH   SOLE 0 12 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 22 192 SH   SOLE 0 192 0 0
EXXON MOBIL CORP COM Stock 30231G102 277 3,309 SH   SOLE 0 3,309 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 20 150 SH   SOLE 0 150 0 0
CENTRAL FD CDA LTD CL A CEF 153501101 20 1,506 SH   SOLE 0 1,506 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784 1 22 SH   SOLE 0 22 0 0
SCHWAB CHARLES CORP NEW COM Stock 808513105 18 344 SH   SOLE 0 344 0 0
BLACKROCK INC COM Stock 09247X101 7 14 SH   SOLE 0 14 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 108 569 SH   SOLE 0 569 0 0
ARRAY BIOPHARMA INC COM Stock 04269X105 4 325 SH   SOLE 0 325 0 0
FRONTIER COMMUNICATIONS CORP COM NEW Stock 35906A306 1 140 SH   SOLE 0 140 0 0
ISHARES MSCI EAFE ETF ETF 464287465 90 1,276 SH   SOLE 0 1,276 0 0
APPLE INC COM Stock 037833100 96 570 SH   SOLE 0 570 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 2 16 SH   SOLE 0 16 0 0
INSULET CORP COM Stock 45784P101 7 95 SH   SOLE 0 95 0 0
CYTOMX THERAPEUTICS INC COM Stock 23284F105 21 1,001 SH   SOLE 0 1,001 0 0