CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Cash flows from operating activities:
Net income	$ 278	$ 80
Adjustments to reconcile net income to net cash provided by (used by) operating activities:
Provision for loan losses	39	74
Amortization of securities, net	41	31
Net change in deferred loan fees and costs	(56)	(10)
Depreciation and amortization expense	106	98
(Increase) decrease in accrued interest receivable	(10)	29
Income from bank-owned life insurance	(25)	(26)
Stock-based compensation expense	141	121
Excess tax benefit on share-based compensation	(42)
Gain on sale of loans	(4)	(15)
Loans originated for sale		(210)
Proceeds from sales of loans	275	225
Net change in other assets and liabilities	(9)	(891)
Net cash provided by (used by) operating activities	734	(494)
Activity in securities available for sale:
Maturities, prepayments and calls	947	577
Proceeds from sale of securities	0	0
Maturities, prepayments and calls	36	48
Purchases		(2,494)
Purchase of Federal Home Loan Bank stock	(410)
Redemption of Federal Home Loan Bank stock		511
Loan originations, net	(456)	(5,451)
Principal balance of loans purchased	(1,723)	(3,131)
Purchase of premises and equipment	(8)	(358)
Net cash used by investing activities	(1,614)	(10,298)
Cash flows from financing activities:
Net change in deposits	22	28,089
Net change in Federal Home Loan Bank advances with maturities of three months or less	4,250	(15,250)
Repayments of Federal Home Loan Bank advances with maturities greater than three months	(1,500)	(1,000)
Net change in mortgagors' escrow accounts	340	390
Repurchase of common stock	(120)	(74)
Cash dividends paid on common stock	(88)	(83)
Net cash provided by financing activities	2,904	12,072
Net change in cash and cash equivalents	2,024	1,280
Cash and cash equivalents at beginning of period	6,129	7,758
Cash and cash equivalents at end of period	8,153	9,038
Supplementary information:
Interest paid on deposit accounts	495	411
Interest paid on advances	163	167
Income taxes paid	$ 176	111
Change in due to broker for investment purchases		$ (2,505)