EQUITY INCENTIVE PLANS (Tables)

3 Months Ended

Mar. 31, 2017

Equity Incentive Plans

Schedule of activity for stock options

	Stock Options
	2017
			Weighted
			Average
	Number of		Exercise
	Shares		Price
Outstanding at beginning of year		122,775	$	15.49
Outstanding at end of period		122,775	$	15.49
Exercisable at end of period		74,477
Aggregate intrinsic value of outstanding options at end of period	$	1,278,000

Schedule of options outstanding and exercisable

Options Outstanding					Options Exercisable
Number	Weighted-Average		Weighted		Number	Weighted
Outstanding	Remaining		Average		Exercisable	Average
as of 3/31/2017	Contractual Life		Exercise Price		as of 3/31/2017	Exercise Price
8,712	2.90	Years	$	9.33	8,712	$	9.33
9,683	3.90	Years	$	9.55	9,683	$	9.55
8,570	4.90	Years	$	9.58	8,570	$	9.58
15,200	5.90	Years	$	14.00	12,850	$	14.00
17,110	6.90	Years	$	14.98	12,446	$	14.98
30,000	7.90	Years	$	17.55	14,400	$	17.55
33,500	8.90	Years	$	19.40	7,816	$	19.40
122,775	6.91	Years	$	15.49	74,477	$	13.78

Schedule of activity for non-vested restricted stock

	Non-vested
	Restricted Stock
	2017
		Weighted
		Average
	Number of	Grant Date
	Shares	Value
Outstanding at beginning of year	46,449	$	17.00
Vested	(16,373)	$	15.99
Outstanding at end of period	30,076	$	17.56