QUARTERLY DATA (UNAUDITED) (Tables)

12 Months Ended

Dec. 31, 2016

QUARTERLY DATA (UNAUDITED)

Summary of consolidated operating results on a quarterly basis

	Years Ended December 31,
	2016								2015
	Fourth		Third		Second		First		Fourth		Third		Second		First
	Quarter		Quarter		Quarter		Quarter		Quarter		Quarter		Quarter		Quarter
	(In thousands, except per share data)
Interest and dividend income	$	3,277	$	3,176	$	3,194	$	3,163	$	3,150	$	2,989	$	2,881	$	2,856
Interest expense		662		628		604		574		489		431		408		398
Net interest and dividend income		2,615		2,548		2,590		2,589		2,661		2,558		2,473		2,458
Provision for loan losses		53		67		—		74		62		111		—		27
Net interest and dividend income, after provision for loan losses		2,562		2,481		2,590		2,515		2,599		2,447		2,473		2,431
Non-interest income		264		244		255		242		350		374		243		222
Non-interest expenses		2,718		2,586		2,601		2,637		2,167		2,127		2,142		2,254
Income before income taxes		108		139		244		120		782		694		574		399
Income tax provision		181		104		92		40		302		269		211		149
Net (loss) income	$	(73)	$	35	$	152	$	80	$	480	$	425	$	363	$	250
(Loss) income per share:
Basic	$	(0.04)	$	0.02	$	0.09	$	0.05	$	0.27	$	0.24	$	0.21	$	0.14
Diluted	$	(0.04)	$	0.02	$	0.09	$	0.05	$	0.27	$	0.24	$	0.21	$	0.14