8.DEPOSITS

A summary of deposit balances is as follows:


	At December 31,
	2016		2015
	(In thousands)

Demand	$	30,773	$	27,718
On us accounts		975		599
NOW		32,810		30,036
Money market deposits		66,256		61,617
Regular and other savings		16,226		15,492
Total non-certificate accounts		147,040		135,462

Term certificates less than $100,000		25,516		17,832
Term certificates of $100,000 or more		67,952		54,432
Total certificate accounts		93,468		72,264

Total deposits	$	240,508	$	207,726

A summary of term certificate accounts by maturity is as follows:


	At December 31,
	2016				2015
			Weighted				Weighted
			Average				Average
	Amount		Rate		Amount		Rate
	(Dollars in thousands)

Within one year	$	35,619	1.30	%	$	22,487	1.02	%
Greater than one year to two years		32,376	1.82	%		22,885	1.36	%
Greater than two years to three years		14,026	1.69	%		18,797	1.78	%
Greater than three years to four years		10,009	1.91	%		6,238	1.64	%
Greater than four years to five years		1,438	2.00	%		1,857	1.74	%

Total certificate accounts	$	93,468	1.62	%	$	72,264	1.40	%

There were $3,326,000 and $2,828,000 of brokered certificate accounts at December 31, 2016 and 2015, respectively. There were $22,129,000 and $29,437,000 of certificate accounts obtained through a listing service at December 31, 2016 and 2015, respectively. The aggregate amount of time deposit accounts in denominations that meet or exceed the Federal Deposit Insurance Corporation (“FDIC”) insurance limit of $250,000 as of December 31, 2016 and 2015 was $19,663,000 and $15,329,000, respectively.