CONSOLIDATED STATEMENTS OF CASH FLOWS $ in Thousands	9 Months Ended
	Sep. 30, 2016 USD ($)	Sep. 30, 2015 USD ($)
Cash flows from operating activities:
Net income	$ 267	$ 1,038
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	141	138
Amortization of securities, net	106	99
Net change in deferred loan fees and costs	(102)	64
Depreciation and amortization expense	314	290
Decrease (increase) in accrued interest receivable	14	(73)
Income from bank-owned life insurance	(78)	(76)
Stock-based compensation expense	392	319
Gain on sale of loans	(17)	(122)
Loans originated for sale	(640)	(2,500)
Proceeds from sales of loans	453	3,612
Net change in other assets and liabilities	(274)	1,294
Net cash provided by operating activities	576	4,083
Activity in securities available for sale:
Maturities, prepayments and calls	2,401	1,948
Purchases	(2,038)	(2,544)
Maturities, prepayments and calls	384	161
Purchases	(2,494)
Purchase of Federal Home Loan Bank stock	(240)	(10)
Redemption of Federal Home Loan Bank stock	922
Purchase of Bankers Bank Northeast stock		(60)
Loan originations, net	(2,061)	(9,454)
Principal balance of loans purchased	(15,793)	(7,611)
Purchase of premises and equipment	(709)	(157)
Proceeds from sale of premises and equipment		77
Net cash used by investing activities	(19,628)	(17,650)
Cash flows from financing activities:
Net change in deposits	32,424	11,830
Net change in Federal Home Loan Bank advances with maturities of three months or less	(10,250)	1,000
Proceeds from Federal Home Loan Bank advances with maturities greater than three months	3,500	5,000
Repayments of Federal Home Loan Bank advances with maturities greater than three months	(5,500)	(2,500)
Net change in mortgagors' escrow accounts	459	429
Repurchase of common stock	(74)	(369)
Exercise of stock options		11
Excess tax benefit on share-based compensation		15
Cash dividends paid on common stock	(259)	(240)
Net cash provided by financing activities	20,300	15,176
Net change in cash and cash equivalents	1,248	1,609
Cash and cash equivalents at beginning of period	7,758	4,918
Cash and cash equivalents at end of period	9,006	6,527
Supplementary information:
Interest paid on deposit accounts	1,350	752
Interest paid on advances	463	481
Income taxes paid	443	$ 941
Change in due to broker for investment purchases	$ 2,505