XML 39 R29.htm IDEA: XBRL DOCUMENT v3.5.0.2
LOANS AND SERVICING - Allowance for loan losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Dec. 31, 2015
Allowance for loan losses          
Beginning Balance     $ 2,408 $ 2,229  
Charge-offs     (2) (25)  
Recoveries     4 4  
(Benefit) provision $ 67 $ 111 141 138  
Ending Balance 2,551 2,346 2,551 2,346  
Ending balance: Individually evaluated for impairment 7   7   $ 14
Ending balance: Collectively evaluated for impairment 2,544   2,544   2,394
Loans          
Ending Balance: Individually evaluated for impairment 2,024   2,024   2,046
Ending Balance: Collectively evaluated for impairment 271,846   271,846   253,968
Total Loans 273,870   273,870   256,014
Residential loans:          
Loans          
Total Loans 105,140   105,140   104,735
One- to four- family, residential loans          
Allowance for loan losses          
Beginning Balance     197 273  
(Benefit) provision     (28) (72)  
Ending Balance 169 201 169 201  
Ending balance: Individually evaluated for impairment         7
Ending balance: Collectively evaluated for impairment 169   169   190
Loans          
Ending Balance: Individually evaluated for impairment 1,554   1,554   1,567
Ending Balance: Collectively evaluated for impairment 87,652   87,652   84,905
Total Loans 89,206   89,206   86,472
Home equity loans and lines of credit          
Allowance for loan losses          
Beginning Balance     276 249  
Recoveries     1 1  
(Benefit) provision     (38) 30  
Ending Balance 239 280 239 280  
Ending balance: Collectively evaluated for impairment 239   239   276
Loans          
Ending Balance: Individually evaluated for impairment 102   102   104
Ending Balance: Collectively evaluated for impairment 15,832   15,832   18,159
Total Loans 15,934   15,934   18,263
Commercial loans:          
Loans          
Total Loans 143,744   143,744   130,664
One-to-four family investment property          
Allowance for loan losses          
Beginning Balance     90 46  
(Benefit) provision     (8) 27  
Ending Balance 82 73 82 73  
Ending balance: Individually evaluated for impairment 7   7   7
Ending balance: Collectively evaluated for impairment 75   75   83
Loans          
Ending Balance: Individually evaluated for impairment 86   86   88
Ending Balance: Collectively evaluated for impairment 13,622   13,622   15,167
Total Loans 13,708   13,708   15,255
Multi-family real estate          
Allowance for loan losses          
Beginning Balance     233 113  
(Benefit) provision     (20) 62  
Ending Balance 213 175 213 175  
Ending balance: Collectively evaluated for impairment 213   213   233
Loans          
Ending Balance: Collectively evaluated for impairment 28,026   28,026   30,709
Total Loans 28,026   28,026   30,709
Commercial real estate          
Allowance for loan losses          
Beginning Balance     1,021 943  
(Benefit) provision     213 65  
Ending Balance 1,234 1,008 1,234 1,008  
Ending balance: Collectively evaluated for impairment 1,234   1,234   1,021
Loans          
Ending Balance: Individually evaluated for impairment 282   282   287
Ending Balance: Collectively evaluated for impairment 81,409   81,409   66,865
Total Loans 81,691   81,691   67,152
Commercial business loan          
Allowance for loan losses          
Beginning Balance     305 311  
Charge-offs       (22)  
(Benefit) provision     52 39  
Ending Balance 357 328 357 328  
Ending balance: Collectively evaluated for impairment 357   357   305
Loans          
Ending Balance: Collectively evaluated for impairment 20,319   20,319   17,548
Total Loans 20,319   20,319   17,548
Construction loans          
Loans          
Total Loans 24,783   24,783   20,378
One-to-four family, construction loans          
Allowance for loan losses          
Beginning Balance     113 117  
(Benefit) provision     1 12  
Ending Balance 114 129 114 129  
Ending balance: Collectively evaluated for impairment 114   114   113
Loans          
Ending Balance: Collectively evaluated for impairment 13,459   13,459   12,967
Total Loans 13,459   13,459   12,967
Multi-family          
Allowance for loan losses          
Beginning Balance     12 97  
(Benefit) provision     27 (31)  
Ending Balance 39 66 39 66  
Ending balance: Collectively evaluated for impairment 39   39   12
Loans          
Ending Balance: Collectively evaluated for impairment 4,696   4,696   1,486
Total Loans 4,696   4,696   1,486
Non-residential          
Allowance for loan losses          
Beginning Balance     91 77  
(Benefit) provision     11 7  
Ending Balance 102 84 102 84  
Ending balance: Collectively evaluated for impairment 102   102   91
Loans          
Ending Balance: Collectively evaluated for impairment 6,628   6,628   5,925
Total Loans 6,628   6,628   5,925
Consumer          
Allowance for loan losses          
Beginning Balance     2 3  
Charge-offs     (2) (3)  
Recoveries     3 3  
(Benefit) provision     (1) (1)  
Ending Balance 2 $ 2 2 $ 2  
Ending balance: Collectively evaluated for impairment 2   2   2
Loans          
Ending Balance: Collectively evaluated for impairment 203   203   237
Total Loans $ 203   203   237
Unallocated          
Allowance for loan losses          
Beginning Balance     68    
(Benefit) provision     $ (68)    
Ending balance: Collectively evaluated for impairment         $ 68