CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 1,794	$ 1,927
Short-term investments	3,858	5,831
Total cash and cash equivalents	5,652	7,758
Securities available for sale, at fair value	19,947	19,028
Securities held to maturity, at amortized cost (fair value of $3,121 at June 30, 2016 and $3,128 at December 31, 2015)	3,011	3,112
Federal Home Loan Bank stock, at cost	2,011	2,933
Bankers Bank Northeast stock, at cost	60	60
Loans held for sale	184
Loans, net of allowance for loan losses of $2,483 at June 30, 2016 and $2,408 at December 31, 2015	259,221	253,983
Premises and equipment, net	4,243	3,837
Accrued interest receivable	783	799
Bank-owned life insurance	3,153	3,101
Other assets	1,630	1,891
Total assets	299,895	296,502
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	232,878	207,726
Short-term Federal Home Loan Bank advances	5,500	23,500
Long-term Federal Home Loan Bank advances	25,600	27,100
Mortgagors' escrow accounts	1,601	1,386
Due to broker for investment purchase		2,505
Accrued expenses and other liabilities	1,924	2,377
Total liabilities	267,503	264,594
Stockholders' equity:
Preferred stock, $0.01 par value per share: 50,000,000 shares authorized at June 30, 2016 and December 31, 2015; none outstanding
Common stock, $0.01 par value per share: 100,000,000 shares authorized, 1,840,920 shares issued at June 30, 2016 and 1,828,238 shares issued at December 31, 2015	18	18
Additional paid-in capital	19,738	19,402
Retained earnings	13,850	13,788
Accumulated other comprehensive income	286	46
Unearned compensation - ESOP (76,026 shares unallocated at June 30, 2016 and 79,645 shares unallocated at December 31, 2015)	(794)	(835)
Unearned compensation - Restricted stock (46,449 shares non-vested at June 30, 2016 and 44,866 shares non-vested at December 31, 2015)	(706)	(511)
Total stockholders' equity	32,392	31,908
Total liabilities and stockholders' equity	$ 299,895	$ 296,502